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    KTM 390 Adventure EMI Calculator

    KTM 390 Adventure EMI Calculator

    KTM 390 Adventure EMI starts at Rs 12,565 per month for a tenure of 36 months @9.7 for a loan amount of Rs 3,90,694. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your 390 Adventure. (Calculated on On Road Price in Delhi)

     

    KTM 390 Adventure Down Payment and EMI

    390 Adventure VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    R3,90,694Rs. 43,411Rs. 12,565
    STD4,09,204Rs. 45,467Rs. 13,161
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    Shortlist
    Rs.3,78,405* onwards
    EMI starts from ₹12,565
    View Finance Offers

    Calculate your Loan EMI for 390 Adventure

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.12,565*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.391105
          • Interest amountRs.61235
          • Total Amount PayableRs.452340*
          • Get EMI offers

          Find EMI of 390 Adventure Alternatives

          390 Adventure EMI FAQs

          Q) What will be the lowest down payment for KTM 390 Adventure?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for KTM 390 Adventure includes the RTO and insurance charges.
          Q) What will be the monthly EMI for KTM 390 Adventure?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for KTM 390 Adventure can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹3,91,105/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 391105 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 12,565/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for KTM 390 Adventure?
          A) The interest rate for KTM 390 Adventure primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for KTM 390 Adventure?
          A) EMI for KTM 390 Adventure for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          KTM 390 Adventure User Reviews

          4.5/5
          Based on22 User Reviews
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          Popular Mentions
          • All (22)
          • Comfort (10)
          • Mileage (9)
          • Performance (8)
          • Suspension (7)
          • Power (6)
          • Looks (6)
          • More...
          • Latest
          • A
            amey on Jan 07, 2026
            4.8
            Ready to Adventure.
            I also have a Duke, Adv has covered all the issues which I have faced on Duke when I use to go on long rides, Ride is also plush coupled with a great engine which proves itself on all grounds. Also it has a decent fuel efficiency considering its engine performance. Bike's comfortable its mileage is also good I get a decent range, but the engine won't feel as raw as BS4 duke, great electronics and safety. Just having engine oil consumption on higher side. Also the Trampler tyres give more life than Turanzas which came initially. Long hauling person should definitely buy this bike, long rides are so hassle free. And comfortable, also if you have to carry any luggage they have provided good anchoring points. Tieing a back pack or a duffle bag is easy.
            Read More
            4
          • M
            mayuresh on Jan 07, 2026
            4.7
            review of KTM 390 Adventure S after 2 months
            I wanted one bike that could handle daily city rides, long highway tours and occasional bad roads. the riding posture, safety features and performance focus made this a perfect all rounder also the road presence is really exceptional Very confident and planted on highways, cruises comfortably at high speeds. Suspension feels great in the city and even better on rough roads. Engine is punchy and fun, mileage is really good for the power, love the throttle response and breaking capabilities Definitely yes, if you love touring, weekend rides and want performance with comfort. Ideal for pune's surprising roads, a little tall but perfect for riders who enjoy long rides, highways and light off-roading.
            Read More
          • N
            neeraj on Dec 28, 2025
            5.0
            Great bike experience
            For off riding the experience is good and I love this bike. The adventure style and suspension is very amazing. I enjoy every trip and the best part is you will not feel heavy and it is very comfortable. Must buy product. Ride is very good every time I can enjoy and can do off roading on hill areas, on mud and in sand also in water so there is no need to be worry about it. And speed is always fabulous. Comfortable bike good bike. Those persons having love to riding on speed and in hill lover long rides solo rider group riders. The experience is so good. Nice bike great experience. Comfortable bike and you will enjoy. overall great.
            Read More
          • J
            javed on Aug 23, 2025
            4.5
            Worth the ride!!
            A Great bike that deliver on performance, comfort and mileage. It fits all basic requirements, from daily commutes to weekend rides. However, it does need regular care and timely service to keep it smooth. With proper maintenance, it's a reliable and satisfying choice.Overall, it's a bike that rewards consistent care with long-lasting performance and a truly enjoyable rides.
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          • L
            lohith on Aug 22, 2025
            4.8
            Good bike.
            I am using this from past 2 years really Nice I don't see like this bike fully comfortable in off road also I went Nepal. fully comfortable super bike fantastic bike. Powered also next level you can use for daily basis if you have stability to put the fuel. good mileage also overall nice. I planing to one more bike to my brother.
            Read More
          • P
            prashant on Aug 21, 2025
            4.3
            My dream is to buy a KTM bike
            The bike looks good, features, performance, power, mileage did not seem good, everything else is fine And the colour of the bike is amazing, braking is also very nice, there is no problem even in light, it looks good at night, the bike is awesome, it gives good grip while driving, quick shifter and some more things are added to it
            Read More
            1 1
          • S
            sandeep on Jul 15, 2025
            4.7
            Budect bike
            Very nice bike in budget i think i travel delhi to dharmasala in this the route is soo comfortable and price also is very low i love this bike every beginner who want to do bike ride they can consider this is to good i think some type of feature like navigation and cruise controls is aslo given is soo good.
            Read More
          • N
            nandakumar on Jul 05, 2025
            4.7
            Overall experience
            Its was true experience with the ktm 390, excellent on road, such a nice bike. Over all was good there is nothing bad about the bike which it gives more boost to you while riding in an nice road. Excellent mind blowing its was suggesting me you can always go for it because it never disappoint you. 👏👏
            Read More
          • S
            shubhodeep on Jun 15, 2025
            4.3
            7 days review
            Best tourer at this price. Every penny is worth it.most amazing point of having this bike is suspension and level of comfort you get with the soften seat. In long runs comfort us High priority, haven't tested it off-road but the balance of this vehicle keeps me assured about its endurance and control.
            Read More
            1
          • S
            saravanandas on Jun 14, 2025
            3.0
            A 398cc engine bike have speed above 155
            A 398cc engine bike have speed above 155 and mileage is only 30kmp and the bike price is high in this price worthy performance bikes are there in markets but its look good like dirt bikes and this model compering to ktm adventure 390 X this model is bad performance in my personal opinion but I like it's looks..
            Read More
            2
          • View All KTM 390 Adventure Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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