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    KTM 390 Adventure X EMI Calculator

    KTM 390 Adventure X EMI Calculator

    KTM 390 Adventure X EMI starts at Rs 11,437 per month for a tenure of 36 months @9.7 for a loan amount of Rs 3,56,407. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your 390 Adventure X. (Calculated on On Road Price in Delhi)

     

    KTM 390 Adventure X Down Payment and EMI

    390 Adventure X VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    STD3,56,407Rs. 39,601Rs. 11,437
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    Shortlist
    Rs.3,43,250*
    EMI starts from ₹11,437
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    Calculate your Loan EMI for 390 Adventure X

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.11,437*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.356008
          • Interest amountRs.55724
          • Total Amount PayableRs.411732*
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          390 Adventure X EMI FAQs

          Q) What will be the lowest down payment for KTM 390 Adventure X?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for KTM 390 Adventure X includes the RTO and insurance charges.
          Q) What will be the monthly EMI for KTM 390 Adventure X?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for KTM 390 Adventure X can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹3,56,008/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 356008 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 11,437/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for KTM 390 Adventure X?
          A) The interest rate for KTM 390 Adventure X primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for KTM 390 Adventure X?
          A) EMI for KTM 390 Adventure X for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          KTM 390 Adventure X User Reviews

          4.7/5
          Based on9 User Reviews
          Write a Review & Win ₹5000
          Popular Mentions
          • All (9)
          • Comfort (5)
          • Power (4)
          • Mileage (4)
          • Engine (4)
          • Looks (3)
          • Price (2)
          • More...
          • Latest
          • Most Helpful
          • R
            rushabh on Feb 20, 2026
            4.5
            Best in segment
            I am doing long ride on week end also for lite affordable i see many other options like Himalayan 450 but bit heavy for me so I choose ktm adventure because it's light weight easy to ride on highway also good feature of electrical side. On highway I am getting mileage of 30 to 37 kmpl depends on engine rpm this bike effortlessly crush on 120kmph to 140kmph with any engine stress also riding poser is good comfortable in city it's easy to manoeuvre in traffic. Here is my reason to choose ktm light weight good mileage best electric feature like riding mode cornering abs best tft counsel also you get accessories port bottom, also engine power is best in class no match for ktm.
            Read More
            1 1
          • K
            karan on Jan 07, 2026
            4.0
            My First KTM - Powerful and comfortable
            First time KTM owner. Wanted a bike mainly for highway touring and city rides. X plus felt balanced and practical not extreme offroad. Test ride at KTM helped decide. Always wanted a KTM but due to my tall height was waiting for a taller bike, which I got atlast Done around 4500kms already in 4 months. Very stable on highways and easily touches 150kmph. City riding is okay but heats up in traffic but that is expected because the engine is a highly compressed 400cc single cylinder. Mileage is 19-20 in city and around 28 in highways. Yes, I would recommend it for riders who want touring comfort, strong performance and balanced offroad ability. Good balance bike if your usage is city plus highways. It can easily handle even off-roading, you will be surprised by its performance and handling.
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            3
          • R
            rouf on Aug 27, 2025
            4.0
            Best bike with best looks
            Best adventure bike at this price segment best in mileage and best in off roading and in stylish great bike for adventure lovers especially off roading comes with so many colours and it is powerful bike comes with 390 cc powerful engine it is value of money if you are adventure lover maintenance is low .
            Read More
            1
          • R
            rahul on Jul 28, 2025
            4.5
            Ktm 390 adv full comfortable
            Overall bike is comfortable and powerful and loaded with lots of features. Also have good milage of 20-25kml in both city and highway and some heating issue in city bummper to bummber ride in city. Also headlights are good. Shockers also fine. Instrument cluster is new thats work reallly good.tyre are alsoo good.
            Read More
            1
          • A
            atharva on Jul 12, 2025
            5.0
            Coolest ADV
            Multiple adventure bikes available in the market but KTM adventure still stand the best due to its ride quality not only on off road but also on the road. the stability is unbeatable, never makes you feel any types of bumps or pothole on the road and ofcourse the bike is made for off road so on off road its a beast meanwhile its looks are also very sporty and attention seeking.
            Read More
            1
          • K
            kushaggar on Jul 05, 2025
            5.0
            Best in class
            Best in class for touring and along woth touring come the raw power feel it gives is incomparable in the bikes of this price range or competitors. And the colour combination the provide the bright orange lives amazing and is visible from far that a two wheeler is coming which helps prevent accidents.
            Read More
            1
          • V
            vinay on Jun 14, 2025
            5.0
            6 months review
            Overall experience is excellent. Suitable for touring as well as off roading. Using it for daily commute as well. Good torque at the respective rpms. Nice design with projected led headlamp which provides better visibility during night rides. Rider friendly position with a comfy seat and looks are stunning.
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            2
          • B
            bhavya on Mar 19, 2025
            5.0
            Ktm Adventure 390 x
            Overall Riding comfort is good and the reliability of the motorcycle is unbeatable. Somewhere you can feel that suspension is kind of stiffer side but It's OK. And the motorcycle gives the great fuel efficiency. This bike can also be use as daily vehicle because it's great fuel efficiency and it's engine reliability
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            1
          • A
            anwin on Feb 24, 2025
            5.0
            Well the bike was comfortable
            Well the bike was comfortable for off-road and it's not that expensive compared to another premium bikes and I like the specs and the looks of this bike and it's so easy to drive and the mileage is good compared to other biles.and the modes of the bikes also intrest me compared to other bikes it's it's so easy and fun to ride
            Read More
            1
          • View All KTM 390 Adventure X Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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