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Royal Enfield Scram EMI Calculator
Royal Enfield Scram EMI starts at Rs 6,740 per month for a tenure of 36 months @6 for a loan amount of Rs 2,21,910. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Scram 411. (Calculated on On Road Price in Delhi)
Royal Enfield Scram Down Payment and EMI
| Scram 411 Variants | Loan @ 6%. | Down payment | EMI (36 months) |
|---|---|---|---|
| White Flame And Silver Spirit | 2,27,472 | Rs. 25,275 | Rs. 6,929 |
| Blazing Black And Skyline Blue | 2,23,765 | Rs. 24,863 | Rs. 6,803 |
| Graphite Series | 2,21,910 | Rs. 24,657 | Rs. 6,740 |
Calculate your Loan EMI for Scram 411
- On-Road PriceRs.0
- Total Loan AmountRs.221567
- Payable AmountRs.242640
- You’ll pay extraRs.21073
Find EMI of Scram 411 Alternatives
Scram 411 EMI FAQs
The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Royal Enfield Scram includes the RTO and insurance charges.
EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Royal Enfield Scram can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹2,21,567/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 221567 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 6,740/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
The interest rate for Royal Enfield Scram primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
EMI for Royal Enfield Scram for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Royal Enfield Scram User Reviews
- All (91)
- Comfort (37)
- Engine (36)
- Power (27)
- Seat (23)
- Experience (22)
- Looks (20)
- Mileage (18)
- More ...
- Latest
- Most Helpful
- About price and PowerIt's a great super bike for middle-class boys and it's very powerful motorcycle and it's very affordable in price then I faced some problem on showroom because they not give a proper important to consumer after buying a bike so that thing is lightly worst before buying a bike look at the appearance of the bike on any dent scrach or any other issuesRead MoreWas this review helpful?
- Cons of the 411It's good bike but I expected for 6 gear and issue in heat management over heating probs , headlight looking sky and not suitable for daily usage, difficultly while traffic , seating is good but rear seat is not so comfortable for Indian mom , we can access the chain for looping and easily remove brake pads and we can change oil by ourselves .Read MoreWas this review helpful?
- Scram 411/ Himalayan 411 reviewThe 411cc engine which is a long stroke one, produces immense torque at low end and mid range which feels quite spirited to ride , Also Feels relaxed while cruising At 110-120 kmph, The mileage of the bike is around 25-28 kmpl at City and highway riding and may vary depending upon ur riding style..Read MoreWas this review helpful?
- My experience about the scram 411Its a nice bike but there are some drawbacks in that bike which is the clusters that used in the bike is maintained for almost 4years and not a thing have changed in the scram 411 and based on my experience the bike as nothing special about it compared with Himalayan 411 and bike is exactly the sameRead MoreWas this review helpful?
- Royal Enfield Scram 411Buying experience was good the service takes time but coustomer care is good . Riding comfort is good but we can feel some vibration while redlining the bike it has a top speed of 135 km/h . It has a mileage of 30 km per liter and it can vary with the condition u ride and the crusing speed of 80-100 feels good after 100 we will get a small vibration over all performance is good you are looking for a tourer and off-road you can buy this vechileRead MoreWas this review helpful?
- View All Royal Enfield Scram Reviews
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Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.