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    Hero HF 100 EMI Calculator

    Hero HF 100 EMI Calculator

    Hero HF 100 EMI starts at Rs 2,000 per month for a tenure of 36 months @9.7 for a loan amount of Rs 62,322. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your HF 100. (Calculated on On Road Price in Delhi)

     

    Hero HF 100 Down Payment and EMI

    HF 100 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Standard62,322Rs. 6,925Rs. 2,000
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    Shortlist
    Rs.59,839* Onwards
    EMI starts from ₹2,000
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    Calculate your Loan EMI for HF 100

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,000*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.62247
          • Interest amountRs.9753
          • Total Amount PayableRs.72000*
          • Get EMI offers

          Find EMI of HF 100 Alternatives

          HF 100 EMI FAQs

          Q) What will be the lowest down payment for Hero HF 100?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero HF 100 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Hero HF 100?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero HF 100 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹62,247/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 62247 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,000/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Hero HF 100?
          A) The interest rate for Hero HF 100 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Hero HF 100?
          A) EMI for Hero HF 100 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Hero HF 100 User Reviews

          4.5/5
          Based on163 User Reviews
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          Popular Mentions
          • All (163)
          • Mileage (74)
          • Comfort (67)
          • Looks (56)
          • Engine (48)
          • Price (42)
          • Seat (41)
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          • Latest
          • S
            saikiran on Feb 14, 2026
            4.5
            Sustainable Commute Vehicle for Humble People
            As a minimalist, one would look for an economic and sustainable mode of transport. After my experience of riding Hero HF100 for a couple of weeks ( about 210 kms) , I could narrow down to it, as it offers a minimalist design with great mileage of 50kmpl amidst busy roads of BKC - Andheri - Goregaon roads. For the investment in this bike, my expectations were very realistic. I felt that the handling is basic and easy with safety and comfort, especially when riding at speeds upto 50kmph. During the regular commute hours, the average vehicular speeds in Mumbai are in same range anyway. I would highly recommend this bike for a minimalistic person. This bike is for humble and grounded people. Perhaps, the people believing in social status or image may not appreciate this model as much. This bike is very special as it not only serves the purpose of safe regular commute for self, with friends and with family, but also provides the commuter easy ride with atleast 70% cost savings (compared to mixed mode transport using bus, metro and auto)
            Read More
          • S
            sahil on Nov 26, 2025
            5.0
            Weekend Escapes, Just Us
            We started going out at night after watching friends roam around the city. The bike felt light to move through small lanes, and we could stop anywhere. Late cafés, empty streets, and small parks became easy spots to visit without any stress. Riding around town felt smooth, especially on quiet evening roads. It fits well in narrow lanes, and parking was never a problem. We explored small food corners, tea spots, and random streets without thinking much. Every outing felt calm and easy. Great for relaxed evening trips around the city. We’d go out without planning and check new corners, small shops, and open spaces. The bike moves around town without trouble, making casual rides feel peaceful and fun every single time.
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            2 1
          • A
            anvay on Nov 25, 2025
            4.8
            Simple and Reliable
            I wanted a simple, low cost bike for my daily errands and short city rides. I noticed Hero HF 100 in one showroom. The salesman let me take a quick test ride around the neighborhood and I felt it would make navigating crowded streets effortless. Riding it daily has been surprisingly fun. I use it to go to the market, college and sometimes deliver parcels for a side gig. Even after hours of riding, I never feel fatigued and it starts instantly every morning. Last week a neighbor who saw me riding asked if I liked it. I told him about how easy it is to ride, handle and maintain. I know this bike is perfect to anyone who wants low maintenance bike for city commuting and everyone will enjoy after buying this bike.
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            2 1
          • R
            rivan on Nov 25, 2025
            4.8
            Perfect Starter Bike
            My younger cousin wanted to learn riding and I needed something safe and easy for him. My friend suggesting Hero HF 100 to us. After a short test ride together on this i realized it would be perfect for him to gain confidence on the road so we bought it the same day. Riding together with my cousin has been surprisingly fun. We practiced in quiet streets and even tried a small local park path. Every ride boosted his confidence and made the learning process enjoyable. During our first ride to the neighborhood fair my cousin hesitated at a steep slope. The bike glided up effortlessly and his smile after reaching the top was priceless. Seeing that moment I can truly suggest Hero HF 100 to anyone who wants a bike that builds confidence while keeping rides simple.
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            1
          • A
            ashwin on Nov 25, 2025
            5.0
            Field Jobs & Daily Site Visits
            Hero HF 100 is built tough for bumpy city roads, construction sites, and dusty areas. Its sturdy frame handles daily rides easily, so moving between sites or uneven roads feels controlled and manageable all day. Fieldwork means riding over uneven roads, carrying small tools, and visiting multiple sites every day. HF 100 handles all that without making you tired, stays steady under loads, and doesn’t demand constant care or attention. If you work in construction or field jobs, HF 100 is a reliable companion. Strong build, steady on rough roads, low maintenance, and perfect for daily travel between sites without worrying about frequent repairs or delays.
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            1
          • N
            nitesh on Nov 25, 2025
            5.0
            Safe Night Commuting
            Riding at night can be tricky with traffic and dim streets, but Hero HF 100 stays light and agile. Its compact design helps weave through roads safely, making late-night travel less stressful and more confident. For night shift workers or anyone returning home after long hours, Hero HF 100 offers steady performance. It is manageable, won’t tire you out, and handles city streets well, letting you reach home safely without hassle. If you ride late at night or after long shifts, Hero HF 100 is reliable and light. Handles traffic well, easy to control, and doesn’t tire you out. Great for anyone needing a tough, everyday bike for safe night rides.
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          • M
            mohan on Nov 25, 2025
            5.0
            Ideal Bike for Daily Ride-Hailing
            Hero HF 100 is great for daily city rides, handling busy streets and traffic easily. Light and reliable, it carries passengers or fares without feeling heavy, keeps long work hours manageable, and rarely needs extra attention. For anyone doing ride-hailing or taxi work, this bike is durable and reliable. It handles constant stops and starts without issues, needs low maintenance, and keeps you moving steadily during long work hours. If you work daily transporting passengers or deliveries, the Hero HF 100 bike is solid. Handles city traffic without stress, runs consistently for hours, and won’t give you trouble with repairs or downtime.
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          • A
            aryaman on Nov 24, 2025
            4.8
            Smooth Ride Through Every Turn
            I spotted HF 100 parked beside roadside fruit vendor while exploring a neighborhood. Its clean, compact silhouette caught my eye. I tested it along small paved alleys, noticing how the clutch responded gently and engine output felt balanced. Even sharp turns felt controlled without sudden jerks. Using it consistently revealed its reliability. Steering remained precise across uneven surfaces, brakes reacted predictably and overall vibration was minimal. Handling tight corners or crowded streets felt natural while the seating layout kept me upright and comfortable during multiple short errands. I would recommend this bike. Efficiency is high, upkeep is minimal and performance remains stable across varied conditions. It is ideal for daily commuting, quick errands, practical and stress free mobility.
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            1
          • R
            rohanesh on Nov 24, 2025
            4.8
            Small Frame, Big Control
            While walking through a rustic lane i noticed HF 100. Its minimal frame and modest appearance intrigued me instantly. I decided to ride along uneven dirt tracks and the throttle’s gentle yet firm push impressed me immediately making every maneuver feel controlled and secure. Everyday rides turned surprisingly smooth. The lightweight body made turning effortless, gear transitions happened fluidly and suspension absorbed the uneven terrain naturally. The upright seating ensured posture remained comfortable even during longer rides, reducing strain remarkably. This model suits anyone prioritizing straightforward efficiency. Fuel consumption remains low, maintenance requires minimal effort and navigating narrow paths or crowded streets feels confident and practical. Every commute now feels convenient and reassuring.
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          • K
            kevin on Nov 18, 2025
            4.8
            Budget-friendly, smooth, and practical
            I chose HF 100 because I wanted budget friendly bike that still feels solid. The simple design and comfortable seat made it look practical. When I tried it around my colony, the movement felt smooth, steering stayed light, and brakes responded well. It felt ideal for someone who wants a quiet, dependable option for daily routes. Using the HF 100 has been peaceful and easy. The engine stays calm, the gears change neatly, and the bike manages bumps better than expected. Even in slow traffic, it doesn’t feel tiring because of its light handling. Each small trip feels relaxed, steady, and uncomplicated, which suits daily schedules well. I recommend the HF 100 to anyone wanting a basic commuter. Friends liked its simple nature and predictable behavior. Great for school runs, office plans or everyday errands. It’s economical, comfortable and trustworthy, perfect for those who prefer ease over extra features.
            Read More
            1
          • View All Hero HF 100 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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