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    Hero HF Deluxe EMI Calculator

    Hero HF Deluxe EMI Calculator

    Hero HF Deluxe EMI starts at Rs 2,018 per month for a tenure of 36 months @9.7 for a loan amount of Rs 62,842. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your HF Deluxe. (Calculated on On Road Price in Delhi)

     

    Hero HF Deluxe Down Payment and EMI

    HF Deluxe VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    All Black OBD2B62,842Rs. 6,983Rs. 2,018
    Self Cast OBD2B72,781Rs. 8,087Rs. 2,341
    Kick Cast OBD2B66,312Rs. 7,368Rs. 2,142
    I3S Cast OBD2B 72,843Rs. 8,094Rs. 2,343
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    Shortlist
    Rs.58,977* Onwards
    EMI starts from ₹2,018
    View Finance Offers

    Calculate your Loan EMI for HF Deluxe

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,018*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.62825
          • Interest amountRs.9823
          • Total Amount PayableRs.72648*
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          HF Deluxe EMI FAQs

          Q) What will be the lowest down payment for Hero HF Deluxe?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero HF Deluxe includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Hero HF Deluxe?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero HF Deluxe can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹62,825/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 62825 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,018/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Hero HF Deluxe?
          A) The interest rate for Hero HF Deluxe primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Hero HF Deluxe?
          A) EMI for Hero HF Deluxe for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Hero HF Deluxe User Reviews

          4.4/5
          Based on648 User Reviews
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          Popular Mentions
          • All (648)
          • Mileage (243)
          • Comfort (205)
          • Looks (122)
          • Maintenance (117)
          • Performance (101)
          • Price (82)
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          • Latest
          • Most Helpful
          • K
            kuldeep on Feb 09, 2026
            4.8
            Basic Features
            I have been riding my Hero HF Deluxe (2012 Model) for over 13 years now. Even after so much time, the engine is still very reliable and the maintenance cost is extremely low. It is the best bike for daily rough use and still provides great fuel efficiency. Pros:Excellent Mileage: Even after 13 years, it gives amazing mileage on the road. Low Maintenance: Spare parts are cheap and easily available everywhere. Durability: The build quality is very strong; it handles rough roads easily.Engine: Hero's 100cc engine is still smooth and starts in one kick. Cons:Basic Features: It lacks modern features like a digital meter or disc brakes. High Speed: The bike vibrates a bit when crossing 60-70 kmph.
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            5 1
          • P
            punit on Feb 08, 2026
            4.7
            Those are planning or having 70 thousand of budget they can go without any problem or taking any argument from others.
            I have purchased this bike for normal or local use but this is very important to note this the comfort, mileage, maintenance cost affordable for anyone those are purchased or planning in future. This bike very happiest and great are in that much of price. I'm buy this bike 5 years ago but they can't create any problem from till to now.
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            2 3
          • R
            rohit on Jan 13, 2026
            3.8
            Perfect bike for daily commuters
            I had to ride daily 50 kms, so I needed a bike with good mileage, The Hero HF deluxe provided me that feature. Also, the price range of the vehicle was very affordable compared to other motorcycles in the same group. Perfect bike for daily commuters. The ride is very comfortable, It can easily reach a speed of 100 km/hr. on highways and have no vibrations at that speed. The handling is very easy. The seats are comfortable and can easily seat two people. Very comfortable ride. I would recommend this bike for its mileage, comfort, handling, safety and affordability. Perfect bike for middle income group for daily commuting. Also its i3S feature helps to save oil during traffic.
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            7 9
          • P
            punna on Dec 01, 2025
            5.0
            money for valu
            hF deluxe bike is a super comfortable for family. It has amazing mileage and superb comfortably ride with bike NIce speed and distance travelling is also worth with this bike and nice experience and super affordable price and value for middle class family members and superb service also available at the moment so nice to see this bike.
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            7 6
          • R
            riaan on Nov 26, 2025
            4.8
            Practical and Low Maintenance for Daily Use
            Needed a practical and fuel efficient bike for daily errands. HF Deluxe promised mileage, reliability and simple handling. Test ride showed comfort, light steering and smooth gear shifts. Perfect for everyday use without stress. Riding is light and simple. Mileage is impressive, suspension absorbs bumps and gears shift smoothly. Traffic is manageable. Daily errands are effortless. Engine predictable, reliable and commuting is worry free. Yes excellent for economical commuting. Beginners or daily riders will love low maintenance, fuel efficiency, and ease of handling. Perfect for short trips and routine travel. Highly recommended for anyone seeking a reliable and hassle free daily ride.
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            3 2
          • S
            samar on Nov 26, 2025
            5.0
            Riding Into Little Adventures
            I chose this bike because it I needed a bike easy to park and handle daily. The seat comfort, handling, and engine sound all matched what I needed for my daily routes. The design looked perfect for regular city use and light weekend runs. The bike performs consistently across different road conditions. It moves easily through traffic, corners smoothly, and absorbs bumps without harsh vibration. Even long stretches stay comfortable due to the relaxed seating. A dependable bike for everyday travel. Works best for office rides, errands, and weekend outings. The smooth control and comfortable ride make it useful for anyone seeking a steady daily-use bike. Good option for crowded city roads.
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          • K
            karan on Nov 25, 2025
            4.8
            Quiet comfort that felt like home
            When I moved into my rented room near the railway line, the constant delays in local trains made my routine unpredictable. One morning a mechanic from the lane suggested I try the HF Deluxe because he said it’s the bike he sees least often for repairs. That stuck in my mind. After a short test ride, the quiet engine note felt oddly comforting, so I chose it without overthinking. The bike has become the most stable part of my rushed mornings. Even when the roads are slippery from early dew, it holds its line gently. I sometimes ride along the canal road after work and the breeze with that steady engine hum feels therapeutic. It doesn’t demand attention, doesn’t complain and simply gets me through each day smoothly. That simplicity feels priceless. I’d suggest it to anyone who wants dependable companion rather than a flashy machine. It’s perfect for people who value consistency over excitement. If your life involves long commutes, unpredictable traffic or odd working hours, this bike adapts quietly. It isn’t loud or dramatic just steady, patient and loyal exactly what many of us need.
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          • S
            sahil on Nov 25, 2025
            4.8
            A light bike for my first job
            I started my first job last year and traveling by shared auto always made me late. One day a colleague let me try his HF Deluxe and I really liked how light and simple it felt. Since my budget was tight and I wanted something fuel efficient this bike fit perfectly. It looked reliable and easy to manage for everyday travel. My daily route has broken patches but the bike stays stable even when the road gets rough. It starts easily in cold mornings which saves me time. On weekends I take my wife for small market trips and surprisingly the seat feels comfortable for both of us. The fuel tank lasts long and I barely need to visit the pump every few days. Yes I’d definitely recommend it to anyone looking for practical and economical ride. It Is a great choice for office workers, students or anyone who wants low cost bike that never causes stress. The mileage is dependable, maintenance is very affordable and overall it is trustworthy partner for daily use.
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          • T
            tarun on Nov 25, 2025
            4.7
            Reliability over constant repairs
            My old bike was costing too much in repairs so I wanted something reliable with the lower maintenance. A colleague shared his three-year experience with the HF Deluxe and said it hardly ever gave trouble. After taking a test ride I liked its smooth engine sound and comfortable posture so I finalized it as the most sensible option for my daily routine. I ride mostly in the mornings and the pickup is perfect for city speeds. The seat is soft enough that even 15–20 km of daily travel does not feel tiring. Sometimes I carry grocery bags and the bike still stays balanced. Mileage stays consistent which is the biggest reason I feel satisfied with my purchase. Yes I would. It is ideal for office commuters shop owners or anyone who needs a dependable everyday machine. It is not meant for long touring but for city rides it’s smooth, comfortable and very cost effective. The service cost is low and the overall performance makes it a great budget choice.
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            1
          • R
            ranjit on Nov 25, 2025
            4.7
            Best of budget bike, Mileage is also good
            Smooth running on Highway , led light, Usb Charging & Low Maintenance Cost, Heavy duty, Kerb weight is normal so every person handling easily and comfort their ride, mileage is also very good , so low fuel cost Best for handling & mileage, Comfort on Road. Every person can easily ride, it is also have charging point which can help it for emergency mobile discharge problems, and their led lamp give good help in night. Mid budget buyers, Can Easily get of their features, like x sense, I3s Technology, Stand by Technology also have best mileage in their budget so I can recommended for it, but one problem has been found, starting problem. Overall amazing.
            Read More
            1
          • View All Hero HF Deluxe Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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