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    Triumph Speed 400 EMI Calculator

    Triumph Speed 400 EMI Calculator

    Triumph Speed 400 EMI starts at Rs 7,505 per month for a tenure of 36 months @6 for a loan amount of Rs 2,46,328. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Speed 400. (Calculated on On Road Price in Delhi)

     

    Triumph Speed 400 Down Payment and EMI

    Speed 400 VariantsLoan @ 6%. Down paymentEMI (36 months)
    STD2,46,328Rs. 27,370Rs. 7,505
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    Rs.2.34 Lakh*
    EMI starts from ₹7,505
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    Calculate your Loan EMI for Speed 400

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.7,505*
          Rate of interest @ 6%* for 36 Months
          • Loan amountRs.246698
          • Interest amountRs.23482
          • Total Amount PayableRs.270180*
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          Speed 400 EMI FAQs

          Q) What will be the lowest down payment for Triumph Speed 400?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Triumph Speed 400 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Triumph Speed 400?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Triumph Speed 400 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹2,46,698/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 246698 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 7,505/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Triumph Speed 400?
          A) The interest rate for Triumph Speed 400 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Triumph Speed 400?
          A) EMI for Triumph Speed 400 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Triumph Speed 400 User Reviews

          4.5/5
          Based on131 User Reviews
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          Popular Mentions
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          • S
            sree on Nov 13, 2025
            4.3
            The Speed 400
            I really like the bike styling and the premium feel it gives. The Speed 400 comes with bar-end mirrors and the golden colour suspension takes to another level and giving a refined, enjoyable riding experience. modern classic look is too good The Speed 400 delivers a smooth and confident feel, with stable handling, the power is unbelievable and enough power to keep in the city and in High ways no need to speak. The pull in every gear is too good. The bike is definitely worth recommending for its premium feel, refined ride quality, and great value-especially with current discounts. in diwali sales the discount is almost 35k plus and the gst benefit
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            1
          • R
            rajat on Nov 13, 2025
            5.0
            Compact but Feels Spacious
            I got this bike for daily travel and occasional long drives. Looked stylish but still practical. Wanted a no-nonsense bike that just works daily without fuss. This one looked dependable. Ride feels effortless and balanced. It’s been great so far. Feels balanced even on highways. Brakes and suspension do a fine job. Runs clean every day. No weird sounds, mileage stable, and comfort is good. No issues with starting or brakes. It’s perfect for everyday commuting. Doesn’t break the pocket and runs smoothly. If you want a simple, efficient ride for daily work. This bike is a great mix of comfort, flexible seats, mileage, and control.
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          • Y
            yash on Nov 13, 2025
            5.0
            Performance That Matches Looks
            I chose this because I wanted a light bike with good seating comfort. The test ride gave me a good feel for city traffic use. My reason was simple – low maintenance and strong engine. I travel to work daily, so I needed a bike that runs long without problems. So far, no issues in city riding. Engine is smooth, clutch soft, and it doesn’t heat up easily. Mileage is as promised by dealer. I’m still happy with it. Brakes and handling are solid. Engine noise is still low, and overall performance hasn’t dropped. Ideal for anyone needing a city commuter that’s light and comfy. Saves fuel and gives a smooth riding feel every time. I want to spend too much on fuel or repairs. It’s reliable and feels balanced while riding.
            Read More
          • T
            tanay on Nov 13, 2025
            4.8
            Compact premium and powerful with effortless style
            I picked Triumph Speed 400 because it’s small but powerful. The design feels modern and clean. I wanted bike that is fun in the city and still good on highways. It feels premium, smooth and easy to handle. It is a great mix of comfort, power and style in one small package. My riding experience with Speed 400 has been fun and smooth. The bike feels light and quick. I’ve ridden it through traffic and on highways, and it handles well everywhere. The braking is safe, and the comfort is perfect. Every ride feels exciting yet calm. It’s very easy to control daily. Yes I recommend Triumph Speed 400 to riders who want fun and premium bike. It’s smooth, stylish, and easy to ride. Perfect for city or long rides. The handling is great, and the power feels strong. A simple but classy choice that feels premium and fun every single ride.
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          • S
            shaan on Nov 13, 2025
            4.8
            Compact stylish and strong with premium performance
            I went for Triumph Speed 400 because I wanted a small but premium bike. It looks cool, feels light, and runs super smooth. The design gives it a sporty look and the engine is fast for its size. I use it for city rides and it never feels dull. It is easy to control and fun to ride daily always. Riding the Triumph Speed 400 has been really exciting. The engine feels smooth and powerful for a small bike. I’ve taken it through busy roads and highways, and it performs well everywhere. The brakes are strong, and comfort is great. It’s fun, light, and quick for daily rides and short trips. Yes I recommend Triumph Speed 400 to anyone who wants stylish and quick bike. It is perfect for both beginners and daily riders. It looks premium and feels sporty. The ride is smooth and light. You’ll enjoy every turn and curve on it. A perfect mix of comfort, power and control daily.
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          • I
            ishan on Nov 12, 2025
            5.0
            Compact Yet Very Powerful Option
            Needed something light for daily office and quick market runs. This model fit well within budget and looked decent. I needed a vehicle that could handle both office commutes and family errands without being heavy or uncomfortable to ride. Using it for 4 months now. Rides are smooth, and engine feels strong. The mileage has been fantasic of this bike. It starts easily in the morning. A few minor vibrations at top speed, but nothing major. Good choice for anyone who wants mileage, comfort, and easy long and short rides. It is perfect for regular use. It’s dependable and easy to ride for all age groups, with good resale value down the line.
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          • A
            ayaan on Nov 12, 2025
            4.8
            Compact, Smart & Sporty
            The first time I saw the Speed 400, it looked smart and compact yet strong. I wanted a sporty machine that wasn’t too tall or heavy. It gave me the vibe of a perfect daily bike that can also handle weekend rides. I liked its clean design, simple dash, and the promise of smooth city handling with a punchy feel. Every ride feels fun. The engine responds instantly, and even slow traffic doesn’t bother me. Cornering is sharp and steady, and the brakes give confidence. The seat feels comfortable for long hours, and the power never feels too much. It’s the kind of bike that turns small errands into mini adventures easily. Yes, totally worth it. It’s friendly for new riders yet strong for experienced ones. Smooth, quick, and looks premium without being complicated. Perfect for someone who wants sporty joy and everyday comfort together in one easy bike to ride anywhere.
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          • T
            tarun on Nov 11, 2025
            5.0
            Reliable Comfort for Regular Travellers
            I picked it because I needed a bike that could manage longer weekend rides as well, not just office travel. The build felt sturdier compared to a few others I checked. This bike is very safe for long rides. The performance of the Triumph Speed bike has been very comfortable. The engine runs smoothly on short and long riding of rider on highway, and the seat doesn’t get uncomfortable even after an hour of riding. If you enjoy both city and short highway trips, this bike is easy to recommend. This bike everything it's perfect and very safe for long ride. Its mileage, gear, and seat are very comfortable for daily use for office.
            Read More
          • S
            shaurya on Nov 11, 2025
            4.8
            Premium Compact Performer
            I picked Triumph Speed 400 because it offered the Triumph feel at a great price. The look felt solid, and the metal parts gave premium touch. The test ride felt smooth and strong. I wanted something compact but still classy. It just felt right from the first moment I sat on it. The experience has been fantastic. The throttle response is quick and the sound feels rich. The seat height is perfect and it feels light in traffic. I took it for a short trip and it handled turns easily. It is fast, smooth and very stable even at higher speeds. Yes I had easily recommend it. It gives premium quality and power without being too expensive. It is perfect for people who want a mix of performance and style. The brand trust is there and it is fun to ride daily or for long trips truly.
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          • T
            tanmay on Nov 11, 2025
            4.8
            Perfect Mix of Power and Ease
            I picked the Speed 400 because it had the right mix of power and size. It looked premium but friendly. I wanted something fast yet easy to ride. When I tested it, I liked the quick start and soft feel. It felt made just for me. Riding my Speed 400 feels amazing. The pickup is sharp, and the handling feels light. It moves smoothly through traffic. I like the comfort of the seat and control of the brakes. Every ride feels fun and simple. Yes I had say go for it. It is stylish and perfect for the everyday use. It is not heavy or hard to handle. You get real power with easy control. It feels premium for its price. Great for all kinds of riders.
            Read More
            1
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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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