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    Hero Splendor Plus XTEC EMI Calculator

    Hero Splendor Plus XTEC EMI Calculator

    Hero Splendor Plus XTEC EMI starts at Rs 2,665 per month for a tenure of 36 months @9.7 for a loan amount of Rs 82,757. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Splendor Plus XTEC. (Calculated on On Road Price in Delhi)

     

    Hero Splendor Plus XTEC Down Payment and EMI

    Splendor Plus XTEC VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Drum82,757Rs. 9,195Rs. 2,665
    Disc85,783Rs. 9,532Rs. 2,741
    2.085,279Rs. 9,476Rs. 2,755
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    Shortlist
    Rs.77,428 - 80,471*
    EMI starts from ₹2,665
    View Finance Offers

    Calculate your Loan EMI for Splendor Plus XTEC

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,665*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.82952
          • Interest amountRs.12988
          • Total Amount PayableRs.95940*
          • Get EMI offers

          Find EMI of Splendor Plus XTEC Alternatives

          Splendor Plus XTEC EMI FAQs

          Q) What will be the lowest down payment for Hero Splendor Plus XTEC?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero Splendor Plus XTEC includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Hero Splendor Plus XTEC?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero Splendor Plus XTEC can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹82,952/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 82952 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,665/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Hero Splendor Plus XTEC?
          A) The interest rate for Hero Splendor Plus XTEC primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Hero Splendor Plus XTEC?
          A) EMI for Hero Splendor Plus XTEC for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Hero Splendor Plus XTEC User Reviews

          4.6/5
          Based on384 User Reviews
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          Popular Mentions
          • All (384)
          • Mileage (160)
          • Comfort (154)
          • Looks (119)
          • Performance (108)
          • Maintenance (64)
          • Price (63)
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          • Latest
          • Most Helpful
          • N
            nakkala on Oct 25, 2025
            5.0
            Milage, price
            Mileage and city riding purpose maintenance cost is very low compared to the other bikes.comfortable for family trips like shopping, daily travelling to multiple locations, affordable price, better mileage. Maintenance free and comfortable for family trips within the city limits, Affordable on road price and accessories cost will be less while purchasing, Latest stylish design and smooth riding experience. Yes , very much recommended which is very much suitable for daily riding purpose. Overall maintenance cost is very much low that too this Bike Hero Splendor plus Xtec is available in affordable price as well.
            Read More
            1 1
          • S
            shailendra on Oct 19, 2025
            4.8
            Good bike for me
            This is amazing for new rider I also recommend for old and new rider because the features of bike are good and modern style are comfortable for rider . its easy start feature get reliable felling for rider I ride the bike 200 km in bike and release that it is amazing bike . Bike features are good and look was perfect.after 3 months bike no need for any service a got a good mileage .on a highway even got a good mileage I daily up down my work and not ride the bike speedily so good mileage and smart looking bike i found that so I highly recommend hero splendor plus bike for good mileage and classic look. so go for itWealth for
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            1
          • M
            mohan on Oct 09, 2025
            4.8
            Perfect for rough roads and daily use
            I chose Splendor XTEC after my friend recommended it. He is using it for 2 years without issues. I liked the digital display, low fuel warning and ride comfort. For my village-to-town commute, it is perfect. Even rough roads do not bother this bike. I am happy with Hero Splendor Plus XTEC. The ride is smooth and the bike feels very solid. I used it daily to visit family in the countryside and it managed rough roads without any problem. It is dependable bike for anyone looking for comfort and good mileage. I have been using the Splendor Plus XTEC for daily rides between my village and town. It is smooth, handles rough roads well and feels solid. I like the digital display and fuel warning too. My friend used it for 2 years without issues and now I see why. It is a great bike for comfort and mileage. Yes, I’d recommend it to others.
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          • D
            dhruv on Oct 09, 2025
            5.0
            Great mileage and comfort for teaching
            As a teacher I do not need speed I need mileage, comfort and trust. The XTEC gives me all three. It starts in one kick, gives over 65 km/l and looks classy in black. Everyone in my staff room now wants to buy the same bike! The Splendor Plus XTEC is good for city rides. It is lightweight making it easy to maneuver through traffic jams. The fuel economy is impressive too. Once I got stuck in traffic for hours but the bike never overheated or gave me any trouble. Reliable and efficient. Bought the Splendor Plus XTEC for myself. It is stylish yet economical. One time we went on a short family ride and it performed really well on the highway too. It is a perfect starter bike. Great value for money, would recommend.
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          • T
            tanyansh on Oct 09, 2025
            4.7
            Familiar feel with modern touches
            Bought it after my old Passion finally gave up. Wanted something familiar but updated. The Splendor Plus XTEC felt like home but with better looks and smarter features. It is not about speed for me it is about trust, economy and ease of use. It was enjoyable to drive this bike. Controls are comfortable and the engine runs quietly. Even in bumper-to-bumper traffic it seems tight and reactive. A few days ago I rode it on it despite a sudden rain and it surprisingly handled the slippery roads well. This bike was my first purchase with my own salary and I could not be happier. I love the digital speedometer and the side stand engine cut-off—very useful. It is not flashy but does everything right. Would I recommend it? Absolutely.
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          • S
            siddharth on Oct 09, 2025
            4.8
            Smooth ride, no flashy fuss
            Was torn between a scooter and bike. Then I test rode the Splendor Plus XTEC and loved how smooth and light it felt. The modern features plus classic Hero reliability sealed the deal. Great for someone who does not want a flashy but dependable ride. My Hero Splendor Plus XTEC has been a game changer for my daily travel. The bike is simple but efficient. I once took it on a weekend trip with friends and the bike’s fuel efficiency and comfy ride made the journey pleasant without any stress. I am teacher in a small town and ride daily to school. The mileage is just brilliant and the bike is easy to manage even on rough village roads. Once I even carried bags of groceries home on it no problem at all. Highly recommend for simple needs.
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          • M
            manas on Oct 09, 2025
            4.7
            Low maintenance and high mileage
            I am a delivery rider and needed a low maintenance, high mileage bike. The XTEC caught my eye due to its mileage and digital tech. Now I save on petrol, get call notifications and it never gives trouble. Truly built for people who ride every day. I love my Splendor Plus XTEC! It starts instantly and the ride feels smooth even on pothole filled roads. I remember once riding back home late at night and the bike is stable handling gave me confidence in tricky situations. Truly a bike that is built for everyday reliability. I bought Hero Splendor Plus XTEC for my delivery job or for my father. They like it very much! He says it reminds them of their old bikes but with better technology and more comfort. He recently joined a local horse riding group! If you are looking for something simple but smart, this is this.
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          • A
            arjun on Oct 09, 2025
            4.8
            Safe and reliable for my son
            Bought the Splendor Plus XTEC for my son college travel. Safe, reliable and easy to maintain. Plus the features like real time mileage and call alerts keep him connected and aware. It is a great choice for young riders or anyone looking for value. Riding this bike is a breeze. The mileage is excellent which saves money on fuel. One memorable ride was a city festival parade where the bike’s smoothness helped me navigate through the crowds with ease. I gave this bike to my son as a gift and i also use it for travel. It has been a smooth ride ever since literally. The digital display feels modern and the i3S tech saves fuel at traffic lights. I have no complaints I would 100% recommend it.
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          • R
            riyan on Oct 09, 2025
            5.0
            Light, stylish, and feels premium
            I wanted something lightweight, stylish and affordable for city commute. The XTEC was perfect! The LED headlamp is sharp at night and the digital display makes it feel like a premium ride. My friends did not believe it is a Splendor until they saw the badge! I have been using the Hero Splendor Plus XTEC for 6 months now and it has been solid companion. The suspension absorbs bumps nicely. Last weekend I ride it with some rough rural roads and it managed everything confidently without any issues. I ride my Splendor Plus XTEC for delivery work in the city. It is super dependable even in traffic. The Bluetooth helps me take calls hands free. One day it rained like crazy but the bike started in one kick the next day. I had to say go for it!
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          • V
            veer on Oct 09, 2025
            5.0
            Saves money and keeps me connected
            Living in a small town fuel prices hit hard. I picked Splendor XTEC for its mileage and Hero's trust. After 6 months I can say it is saving me money and stress. The Bluetooth alerts even help me avoid missing important calls on the road. The Splendor Plus XTEC surprised me with its smooth gear shifts and comfortable seat. I once rode it through heavy rain and it performed admirably without slipping. Perfect for someone like me who needs dependable bike for everyday use without much fuss. After using scooter for years I shifted to this bike and wow what a change! The mileage is amazing and I feel more confident on longer rides now. It is also low maintenance. I have already told two of my cousins to buy the same model.
            Read More
          • View All Hero Splendor Plus XTEC Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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