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Honda Shine EMI Calculator
Honda Shine EMI starts at Rs 2,808 per month for a tenure of 36 months @9.7 for a loan amount of Rs 87,651. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Shine. (Calculated on On Road Price in Delhi)
Honda Shine Down Payment and EMI
| Shine Variants | Loan @9.7%. | Down payment | EMI (36 months) |
|---|---|---|---|
| Limited Edition | 92,915 | Rs. 10,324 | Rs. 2,995 |
| Disc | 91,933 | Rs. 10,215 | Rs. 2,960 |
| Drum | 87,651 | Rs. 9,739 | Rs. 2,808 |
Shortlist
Rs.82,253* onwards
EMI starts from ₹2,808
Calculate your Loan EMI for Shine
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period (Months)
Your monthly EMI
Rs.2,808*
Rate of interest@ 9.7%* for 36 Months
- Loan amountRs.87390
- Interest amountRs.13698
- Total Amount PayableRs.101088*
Find EMI of Shine Alternatives
Shine EMI FAQs
Q) What will be the lowest down payment for Honda Shine?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda Shine includes the RTO and insurance charges.
Q) What will be the monthly EMI for Honda Shine?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda Shine can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹87,390/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 87390 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,808/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Honda Shine?
A) The interest rate for Honda Shine primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Honda Shine?
A) EMI for Honda Shine for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Honda Shine User Reviews
Based on469 User Reviews
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Popular Mentions
- All (469)
- Comfort (217)
- Mileage (206)
- Performance (133)
- Looks (118)
- Engine (115)
- Experience (72)
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- best budget stylish bike is shine 125.I choose shine 125 bike because it is very good looking, very nice and stylish bike. Best for comfortable ride, best for mileage, best for smooth riding experience, best for pickup and best suspensions, easily start. So far, shine 125 bike is best for mileage. It gives mileage around around 58 to 62kmpl. Best comfortable ride and smooth ride in all time. Best for highways and street roads. Very nice experience when riding this bike, I really like this bike. I would really recommend to purchase this bike because of the best mileage, best in comfort, best for ride, best in looks, strong body parts, best for light. Overall this is best bike. Good suspension.Read More5 5
- It has so much pros that we can ignore cons... take testride then decideI owned this this bike for almost 5 years and odometer reading is 81000kms. Pros: 1.Extremely good for daily commute because of its lightweight and Manoeuvrability. 2.Fuel economy is extremely good which is around 60+ kmpl. 3.Does not need much cost to maintain. Just do the regular services and you are good to go. 4.Parts availability is quite good. 5.Also comfortable for long rides upto 100km. cons: 1.Its such parts brakes shoes, racer, chain sprocket, wear out frequently. 2.Rusting started appearing after one year of purchase.Read More4 3
- My Experience with honda shineIt was a decent and nice performing 125cc, and smooth for city and highway rides, nice pick up speed as of a 125ccs, reliability, and also as it was my first bike, that's why I choose this to buy first. Comfort is very nice, I'm thinking it needs a little improvement in braking, but it is good too. As I ride almost 40km daily it's a nice bike, nice acceleration and quick response, no too noisy, just a little vibration issue on high speeds. This is a good bike for beginners, who are learning to ride or even good for job and for people who want comfort and daily travelling, I will not recommend if you want to go high speeds cause braking is not that good and it vibrate at speeds above 60-70km/hr.Read More4 7
- 2 year experience and feelAfter longterm daily use Honda Shine proves it's a choice trusted. Comfort is excellent for regular city rides and bad road, with a relaxed seating position and smooth suspension that handles bad roads easily. Mileage is consistently impressive, making it ideal for riders who want low running costs without compromising performance. The black and red color gives the bike a premium and sporty appeal, suitable for all age groups. Performance is refined, reliable, and hassle-free, especially in traffic. Overall, Honda Shine is a smart investment for practical riders. BikeDekho’s detailed information and genuine reviews make choosing such dependable bikes much easier.Read More4 2
- Easy to drive and comfortShine is my first motorcycle and it was easy to learn how to ride on it. It is low cc motor cycle so for a beginner it is perfect. There is slight difference in gear compared to a sports or high cc motorcycle but for beginner it is perfect. Handling on the good. Sitting posture good. Riding posture nice. Mileage is good. The ride has been steady and smooth. It moves easily in traffic, stays controlled during turns, and deals with rough patches without shaking too much. Longer rides also feel comfortable, with the engine staying calm and steady. I picked this bike because the seating and control felt just right during the ride. The engine felt smooth, and the handling seemed perfect for my daily routes. It looked like a simple, dependable option for regular commuting.Read More1
- Best bike Honda shineBecause of its refined engine mileage performance and the colour and Honda's reliable engine. My friend bought a glamour after me and his bikes leaks oil even when he changes its gas kit and mine is still new as before but e20 has caused some problems but still Honda is Honda. I have ride about 1lakh km in last 7years and engine still goes at top speed of 110 and it stable at 90plus speeds and my friends glamour struggles to even touch 100 and thats Honda's performance after lakh km. Yes I would recommend this bike for mature riders and middle age riders who wants minimal looks and and performance and mileage over, 4.5/5 probably. Honda is best for 125cc category in India, the main thing is that I would suggest this bike and you would not have to change timing chain and gas kit every 5-month.Read More1
- MUST BUY BIKE IN TEAMS OF ROII HAVE ALREADY AN YEAR AGO TO BUY THIS BIKE. IT LIKE GOOD PERFORMANCE WITH AN EXCELLENT MILEAGE. The engine feels smooth and refined, with good pickup for city traffic and easy overtakes. The bike looks sporty and modern, and features like the digital console add to the premium feel. OVERALL ALL GOOD PRODUCT TO BUY.Read More
- Best Bike in 125cc segments. Value For Money ❤️Shine is my first motorcycle and it was easy to learn how to ride on it. It is low cc motor cycle so for a beginner it is perfect. There is slight difference in gear compared to a sports or high cc motorcycle but for beginner it is perfect. Handling on the good. Sitting posture good. Riding posture nice. Mileage is good.Read More3 1
- Best, comfortable nd good lookingWell i planned and went for other bike in the honda showroom but the colour of this bike attracted me like it's calling me to buy it i went and tried this bike by riding it and was very comfortable to drive. Till now by my riding experience I want to tell that this bike Is super comfortable and is very easy to go for the long drive as I have driven this bike for 160 km and I felt very little bit of tiredness. Yes would definitely recommend this bike the one who is looking for the comfortable bike and reliable bike service quality is also best and mileage is at top notch you can drive upto 200km in one full tankRead More3 4
- Real Feedback From Busy Street RidesI picked this bike mainly because it didn’t feel heavy and settled well on normal city rides. The seating angle felt natural, and the engine reacted clean without delays. It suited my daily office travel and regular traffic conditions. The ride stays smooth and steady on most city roads. It moves through tight spaces easily and keeps balance on small turns. Even after longer rides, there’s not much body strain because the seat position and engine flow stay relaxed. Good option for everyday commuters who want comfort without too much effort. It handles office routes, market runs, and basic travel nicely. The easy steering and mild engine behaviour make it simple to use for anyone riding daily.Read More3 2
- View All Honda Shine Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
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