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# Honda Shine EMI Calculator

Rs. 79,800 - 83,800*
EMI starts from ₹ 2,733
*Ex-showroom Price in delhi
Shortlist

Honda Shine EMI starts at Rs 2,733 per month for a tenure of 36 months @9.7 for a loan amount of Rs 85,563. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Shine. (Calculated on On Road Price in Delhi)

## Honda Shine Down Payment and EMI

Shine VariantsLoan @ 9.7%. Down paymentEMI (36 months)
Disc OBD289,492Rs. 9,944Rs. 2,873
Drum OBD285,563Rs. 9,507Rs. 2,733

## Calculate your Loan EMI for Shine

Down PaymentRs.
0Rs.0
Bank Interest Rate %
8%26%
Loan Period ( Months )
• Total Loan AmountRs.0
• Payable AmountRs.0
• You’ll pay extraRs.0
EMIper month
Rs0
Calculated on On Road Price in delhi

## Find EMI of Shine Alternatives

*Ex-showroom Price in delhi

## Shine EMI FAQs

• FAQ

### What will be the lowest down payment for Honda Shine?

The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda Shine includes the RTO and insurance charges.

### What will be the monthly EMI for Honda Shine?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda Shine can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a bike loan is Rs. ₹85,070/- on an annual rate of interest of 10% for a tenure of 3 years then

EMI = 85070 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,733/-

The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.

### What will be the interest rate for Honda Shine?

The interest rate for Honda Shine primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.

### What will be the EMI for 3 years tenure for Honda Shine?

EMI for Honda Shine for 3 years tenure can be calculated as per the following formula:-

{P x R x (1+R)^N / [(1+R)^N-1]}

Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

## Honda Shine User Reviews

4.1/5
Based on198 User Reviews

### Popular Mentions

• All (198)
• Mileage (98)
• Comfort (86)
• Performance (73)
• Engine (51)
• Looks (45)
• Experience (36)
• Maintenance (32)
• More ...
• Latest
• J
jigar on May 23, 2024
3.8

### Honda Shine is a very handsome looking

Honda Shine is a very handsome-looking bike. I have ridden this bike a long way. It offers great mileage and punchy engine performance. This bike does not slip due to its heavy.....Read More

• Like
• Dislikes
• N
nikhil on May 21, 2024
3.5

### Performance and elegant design

Chandigarh's serene avenues are a canvas waiting to be explored, and my Honda Shine is my brush. Whether I'm cruising along Sukhna Lake or admiring the architectural marvels of.....Read More

• Like
• Dislikes
• L
lokendra on May 14, 2024
3.7

### Honda Shine is my reliable companion

My Honda Shine is my reliable companion for daily commutes and occasional outings with friends. Its classic design and robust performance make it a popular choice among students.....Read More

• Like
• Dislikes
• T
tilok on May 09, 2024
3.7

### Smooth engine and comfortable riding position

My Honda Shine, which I purchased from the Koramangala store, is my trustworthy everyday driver. I chose this bike for my son mostly because of its smooth engine and comfortable.....Read More

• Like
• Dislikes
• Y
yash on May 08, 2024
4.3

### shine bike

Not a bad choice though. Good buying experience, the bike is good for daily purposes, has good mileage, and overall it is a good package for a middle-class person. It gives a.....Read More

• Like
• Dislikes
• View All Honda Shine Reviews

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Disclaimer :

Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.