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Honda Shine EMI Calculator
Honda Shine EMI starts at Rs 2,736 per month for a tenure of 36 months @9.7 for a loan amount of Rs 84,748. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Shine. (Calculated on On Road Price in Delhi)
Honda Shine Down Payment and EMI
| Shine Variants | Loan @ 9.7%. | Down payment | EMI (36 months) |
|---|---|---|---|
| Limited Edition | 89,365 | Rs. 9,929 | Rs. 2,869 |
| Disc | 89,033 | Rs. 9,893 | Rs. 2,857 |
| Drum | 84,748 | Rs. 9,416 | Rs. 2,736 |
Shortlist
Rs.80,852* Onwards
EMI starts from ₹2,736
Calculate your Loan EMI for Shine
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period ( Months )
Your monthly EMI
Rs.2,736*
Rate of interest @ 9.7%* for 36 Months
- Loan amountRs.85164
- Interest amountRs.13332
- Total Amount PayableRs.98496*
Find EMI of Shine Alternatives
Shine EMI FAQs
Q) What will be the lowest down payment for Honda Shine?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda Shine includes the RTO and insurance charges.
Q) What will be the monthly EMI for Honda Shine?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda Shine can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹85,164/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 85164 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,736/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Honda Shine?
A) The interest rate for Honda Shine primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Honda Shine?
A) EMI for Honda Shine for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Honda Shine User Reviews
Based on466 User Reviews
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Popular Mentions
- All (466)
- Comfort (214)
- Mileage (205)
- Performance (132)
- Looks (117)
- Engine (115)
- Experience (71)
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- 2 year experience and feelAfter longterm daily use Honda Shine proves it's a choice trusted. Comfort is excellent for regular city rides and bad road, with a relaxed seating position and smooth suspension that handles bad roads easily. Mileage is consistently impressive, making it ideal for riders who want low running costs without compromising performance. The black and red color gives the bike a premium and sporty appeal, suitable for all age groups. Performance is refined, reliable, and hassle-free, especially in traffic. Overall, Honda Shine is a smart investment for practical riders. BikeDekho’s detailed information and genuine reviews make choosing such dependable bikes much easier.Read More
- Easy to drive and comfortShine is my first motorcycle and it was easy to learn how to ride on it. It is low cc motor cycle so for a beginner it is perfect. There is slight difference in gear compared to a sports or high cc motorcycle but for beginner it is perfect. Handling on the good. Sitting posture good. Riding posture nice. Mileage is good. The ride has been steady and smooth. It moves easily in traffic, stays controlled during turns, and deals with rough patches without shaking too much. Longer rides also feel comfortable, with the engine staying calm and steady. I picked this bike because the seating and control felt just right during the ride. The engine felt smooth, and the handling seemed perfect for my daily routes. It looked like a simple, dependable option for regular commuting.Read More1
- Best bike Honda shineBecause of its refined engine mileage performance and the colour and Honda's reliable engine. My friend bought a glamour after me and his bikes leaks oil even when he changes its gas kit and mine is still new as before but e20 has caused some problems but still Honda is Honda. I have ride about 1lakh km in last 7years and engine still goes at top speed of 110 and it stable at 90plus speeds and my friends glamour struggles to even touch 100 and thats Honda's performance after lakh km. Yes I would recommend this bike for mature riders and middle age riders who wants minimal looks and and performance and mileage over, 4.5/5 probably. Honda is best for 125cc category in India, the main thing is that I would suggest this bike and you would not have to change timing chain and gas kit every 5-month.Read More
- MUST BUY BIKE IN TEAMS OF ROII HAVE ALREADY AN YEAR AGO TO BUY THIS BIKE. IT LIKE GOOD PERFORMANCE WITH AN EXCELLENT MILEAGE. The engine feels smooth and refined, with good pickup for city traffic and easy overtakes. The bike looks sporty and modern, and features like the digital console add to the premium feel. OVERALL ALL GOOD PRODUCT TO BUY.Read More
- Best Bike in 125cc segments. Value For Money ❤️Shine is my first motorcycle and it was easy to learn how to ride on it. It is low cc motor cycle so for a beginner it is perfect. There is slight difference in gear compared to a sports or high cc motorcycle but for beginner it is perfect. Handling on the good. Sitting posture good. Riding posture nice. Mileage is good.Read More3
- Best, comfortable nd good lookingWell i planned and went for other bike in the honda showroom but the colour of this bike attracted me like it's calling me to buy it i went and tried this bike by riding it and was very comfortable to drive. Till now by my riding experience I want to tell that this bike Is super comfortable and is very easy to go for the long drive as I have driven this bike for 160 km and I felt very little bit of tiredness. Yes would definitely recommend this bike the one who is looking for the comfortable bike and reliable bike service quality is also best and mileage is at top notch you can drive upto 200km in one full tankRead More3 4
- Real Feedback From Busy Street RidesI picked this bike mainly because it didn’t feel heavy and settled well on normal city rides. The seating angle felt natural, and the engine reacted clean without delays. It suited my daily office travel and regular traffic conditions. The ride stays smooth and steady on most city roads. It moves through tight spaces easily and keeps balance on small turns. Even after longer rides, there’s not much body strain because the seat position and engine flow stay relaxed. Good option for everyday commuters who want comfort without too much effort. It handles office routes, market runs, and basic travel nicely. The easy steering and mild engine behaviour make it simple to use for anyone riding daily.Read More3 2
- Real Experience From Regular City RunsThe Shine feels light and easy to move around during busy hours. Seats stay soft on long signals, and the bike keeps steady at normal speeds. It's a strong pick for office workers who want hassle-free travel every day. In crowded areas, the Shine’s height and weight feel just right. It handles uneven patches without shaking too much, and daily travel doesn’t feel tiring. Maintenance stays manageable, making it a reliable long-term partner for regular users. Families prefer the Shine because both rider and pillion feel comfortable. The comfort and easy handling make it a practical and reliable option for everyday riding. This bike moves easily in traffic and feels stable on turns.Read More2
- Two Wheels, Shared AdventuresWatching college friends take trips to Kasauli inspired us to plan our first hill ride together. We wanted a ride that could handle city roads, small climbs, and scenic routes, letting us enjoy a peaceful day escaping the usual routine. We looked for something steady on inclines, small curves, and city stretches. It felt dependable, keeping our pace calm and safe while letting us focus on the journey, taking small stops and enjoying the scenery without stress. Great for couples starting their first hill rides or weekend trips. It handles turns, slopes, and city detours well, letting rides stay smooth and enjoyable. Makes short trips or small hill escapes easy and memorable without fuss.Read More
- My Little Victory BkeThis bike handles city streets well. Comfortable seat and stable ride make daily travel easy. Good choice for mixed short and long rides. The seating was comfortable, and the overall design fit. Long rides are comfortable enough, and the seat doesn’t tire you out. Riding through traffic feels confident. Bike stays steady on small roads and highways. Compact design helps in parking easily. Seat is decent for longer rides. Turns are manageable, and braking feels safe. Comfortable for short and medium trips. Bike stays balanced on turns and uneven streets. Brakes and gears work without surprises. Storage is minimal but usable. Practical choice for daily travel around town without stress.Read More2 1
- View All Honda Shine Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
*Ex-showroom price in Delhi
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