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Honda SP 125 EMI Calculator
Honda SP 125 EMI starts at Rs 3,025 per month for a tenure of 36 months @9.7 for a loan amount of Rs 93,751. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your SP125. (Calculated on On Road Price in Delhi)
Honda SP 125 Down Payment and EMI
| SP125 Variants | Loan @9.7%. | Down payment | EMI (36 months) |
|---|---|---|---|
| DLX | 1,01,211 | Rs. 11,246 | Rs. 3,259 |
| STD | 93,751 | Rs. 10,417 | Rs. 3,025 |
Shortlist
Rs.89,748* onwards
EMI starts from ₹3,025
Calculate your Loan EMI for SP125
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period (Months)
Your monthly EMI
Rs.3,025*
Rate of interest@ 9.7%* for 36 Months
- Loan amountRs.94168
- Interest amountRs.14732
- Total Amount PayableRs.108900*
Find EMI of SP125 Alternatives
SP125 EMI FAQs
Q) What will be the lowest down payment for Honda SP 125?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda SP 125 includes the RTO and insurance charges.
Q) What will be the monthly EMI for Honda SP 125?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda SP 125 can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹94,168/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 94168 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 3,025/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Honda SP 125?
A) The interest rate for Honda SP 125 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Honda SP 125?
A) EMI for Honda SP 125 for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Honda SP 125 User Reviews
Based on262 User Reviews
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Popular Mentions
- All (262)
- Mileage (148)
- Comfort (144)
- Looks (118)
- Engine (85)
- Performance (70)
- Seat (49)
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- My Honda SP125I can choose this bike for good milage arround 60 kilometers per liter and looking very smart. Seating system is also very good for two persons and comfortable for children's and family. There is no noise while riding. Very good and excellent, feeling very good. I'm not getting tired and no back while long driving giving good mileage. Daily riding very smart and comfortable. it is suitable for all seasons while riding. Yes, I will definitely recommend this bike to buying, suspension system is also very nice, seating system also very good for two persons and comfortable for children's and family. There is no noise while riding.Read More16 11
- it is besk bike for daily useoverall it's a best bike for daily use and it's give the around 65 kmph average with smooth driving and it's good maintenance and good comfortable while driving and long distance, it's a give a better comfortable for daily use and office use and for long distance travel, so overall it is a best bike to buy,Read More18 9
- Best bike in this segmentI chose this bike for its excellent mileage and refined engine and Honda reliability, low maintenance cost and stylish design. Its perfect for daily user. Honda is a trusted and reliable brand. Smooth performance bike. The ride is smooth and comfortable, the engine is refined, give me mileage of 60 - 68 kmpl, the handling is light in city traffic and it remain stable on highways. Braking and comfort are also satisfactory. Yes, I will recommend the Honda Sp 125 to student, office commuter and daily user, which are looking a affordable 125 cc motorcycle. Comfortable seating and excellent value for money motorcycle. This is my 1st choice.Read More22 2
- Fuel-efficient and easy to maintain bikeThe mileage of this bike is very good. This bike is very comfortable. The maintenance is quite low. The look is very good. This bike has very nice features. Its handling is very simple and easy to learn. It is very good for long and short distance travel. The height of the seat is good. The seat is comfortable. Smooth handling, great mileage and super low maintenance make this bike perfect for daily rides. Reliable engine, comfortable seating and excellent performance add to the overall riding experience. Nice suspension. This bike is very fitting for every type of working person whether for service or business. This is a excellent choice for daily usage. This is a great choice for anyone looking for a reliable and budget-friendly bike.Read More30 4
- Excellent bike with outstanding milageI was looking for a 125cc bike, upon reaching finalized to 2 options sp125 and TVS raider. Raider was sportier and done a test drive for both. I previously owned a TVS jupiter, service of TVS was pathetic. Finally concluded to buy sp125. Excellent mileage getting around 79 to 81 mixed driving condition city and highway. Drive around 100 to 150km per day. Only issue I faced is the seat, It's not comfortable. I have driven many scooter's/bike's and it's the worst seat of all. I would definitely recommend this bike if you are looking for a bike with excellent mileage. It's a 125cc bike, if you drive accordingly to that you can squeeze more mileage out of it. If you drive aggressively don't expect mileage. You have to modify the seat or any alternative arrangements to make the drive more comfortable.Read More29 10
- Amazing Experience ,Looks good,I am very happy with my Honda SP 125. It is a stylish and reliable bike with very good mileage. The engine is smooth and riding is comfortable for daily commuting. This bike is reliable and fuel efficient bike. The Maintenance cost is also affordable. Overall it is a great bike in the 125cc segment.Read More10 7
- Best in milage and in performanceMy friend have this bike therefore I also bought and I got suprise this bike is really good in mileage and in performance sometimes my sp gives 65-70 kms mileage this is too good for who thus want high mileage and 125 cc powerful engine. I ride 120 kms non stop. I had gone indore to maheswar with this bike in 1 and half liter i cover over 120kms plus i really got shocked this bike is good for long trips and ride and have better comfortable. Yes ofcourse this bike is genuine choice for middle class people in india because of high fuel rates and this bike have good mileage as per mine this is good engine efficiency and have comfort for your homies and family.Read More4 9
- Best and affordable bike within 125 cc with powerWanted to switch to a bike for everyday use that is affordable, has good mileage, and has a decent look, useful for both younger and older generations. This one was the only choice within the 1 to 1.10 lakh range. The overall experience of a bike was decent to use in daily city rides with good mileage and pretty good comfort with enough power that can be useful in traffic also . The pilion comfort is a like a cherry on top. Yes, definitely I would recommend this bike as a primary bike for youth also can be great alternative for higher cc bikes that cannot be used for daily rides and can not be used in city. This is a very good option as a first bike of anyone who wants to go with some extra power also can be useful for elder people.Read More8 1
- Best bike aur sastiYeh bahut badhiya bike hai for daily use mileage bhi accha detai hai kyuki isme badhiya engine laga hua hai esliye badhiya hai mene esa bike ko buy Kiya bahut time ho gaya abhi tak mileage kam nahi hua. Bike comfortable hai chanalai mai kyu ki mileage accha deta hai engine smooth chalta hai aur break bhi jaldi lagjata hai clutch bhi thik hai aur bhi badhiya hai design bhi badhiya hai kuch jada hi badhiya hai. Yes I recommend this bike because this bike is so amazing and mileage bhi best hai disc brake bhi badhiya hai traffic mai bhi thik chalta hai smooth bhi hai for average height rider best hai kyu ki bike sasti bhi hai.Read More6 5
- This bike is very good; there is nothing wrong witThis bike is very good, it is very comfortable, the mileage of this bike is also very good, this bike makes us feel very good, there is a lot of safety in this bike, the feeling while riding this bike is also good, if there is any short coming in this bike, everything is there in this one bike. So far, I've really enjoyed riding this bike. It felt great, and I had a wonderful experience. I didn't find any flaws in this bike. It's very enjoyable to ride, and I also got good mileage. This bike is very comfortable for everyone. So far, I've really enjoyed riding this bike. It felt great, and I had a wonderful experience. I didn't find any flaws in this bike. It's very enjoyable to ride, and I also got good mileage. This bike is very comfortable for everyone.Read More2 7
- View All Honda SP 125 Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
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