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Honda SP 125 EMI Calculator

Honda SP 125
262 reviews
Rs.86,017 - 90,567*
*Ex-showroom Price in delhi
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Honda SP 125 EMI starts at Rs 2,938 per month for a tenure of 36 months @9.7 for a loan amount of Rs 91,301. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your SP 125. (Calculated on On Road Price in Delhi)


Honda SP 125 Down Payment and EMI

SP 125 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
Sports Edition95,771Rs. 10,641Rs. 3,065
Drum91,301Rs. 10,145Rs. 2,938
Disc95,231Rs. 10,581Rs. 3,046
Read More

Calculate your Loan EMI for SP 125

Down PaymentRs.
Bank Interest Rate %
Loan Period ( Months )
  • On-Road PriceRs.0
  • Total Loan AmountRs.0
  • Payable AmountRs.0
  • You’ll pay extraRs.0
EMIper month
Calculated on On Road Price in delhi
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*Ex-showroom Price in delhi


  • FAQ

What will be the lowest down payment for Honda SP 125?

The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda SP 125 includes the RTO and insurance charges.

What will be the monthly EMI for Honda SP 125?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda SP 125 can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a bike loan is Rs. ₹91,446/- on an annual rate of interest of 10% for a tenure of 3 years then 

EMI = 91446 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,938/-

The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.

What will be the interest rate for Honda SP 125?

The interest rate for Honda SP 125 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.

What will be the EMI for 3 years tenure for Honda SP 125?

EMI for Honda SP 125 for 3 years tenure can be calculated as per the following formula:-

{P x R x (1+R)^N / [(1+R)^N-1]}

Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

Honda SP 125 User Reviews

Based on262 User Reviews
  • All (262)
  • Mileage (143)
  • Looks (85)
  • Comfort (85)
  • Performance (82)
  • Engine (60)
  • Experience (37)
  • Price (36)
  • More ...
  • for Disc

    Great Bike

    This bike offers a pleasant riding experience and good comfort. It also delivers ample power and excellent mileage......Read More

    By prince
    On: Apr 13, 2024 | 161 Views
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  • Honda SP 125 is a remarkable.....

    My Honda SP 125 is a remarkable bike, perfect for me because it provides a balance of performance and efficiency. The.....Read More

    By honey
    On: Apr 12, 2024 | 128 Views
    • Like
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  • Great Experience

    Firstly, the aesthetics of this bike are stunning. When I took it for a spin for the first time, I was amazed by how.....Read More

    By sumit kumar
    On: Apr 10, 2024 | 153 Views
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  • Maintenance Cost Is Notably.....

    The overall experience is satisfactory, with an average of 65 km in city conditions and approximately 75 km on the.....Read More

    By ayush
    On: Apr 10, 2024 | 146 Views
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  • for Sports Edition

    Great Bike

    This bike is stunning, with impressive speed, safety features, good mileage, and a beautiful appearance, especially in.....Read More

    By sk tapshir hossain
    On: Apr 10, 2024 | 117 Views
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  • View All Honda SP 125 Reviews

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Disclaimer :

Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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