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    Honda SP 125 EMI Calculator

    Honda SP 125 EMI Calculator

    Honda SP 125 EMI starts at Rs 3,092 per month for a tenure of 36 months @9.7 for a loan amount of Rs 96,512. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your SP125. (Calculated on On Road Price in Delhi)

     

    Honda SP 125 Down Payment and EMI

    SP125 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    DLX1,06,543Rs. 11,838Rs. 3,418
    STD96,512Rs. 10,724Rs. 3,092
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    Shortlist
    Rs.93,247 - 1.02 Lakh*
    EMI starts from ₹3,092
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    Calculate your Loan EMI for SP125

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          8%26%
          Loan Period ( Months )
          • On-Road PriceRs.1,07,236
          • Total Loan AmountRs.96236
          • Payable AmountRs.111312
          • You’ll pay extraRs.15076
          EMIper month
          Rs3,092
          Calculated on On Road Price in Delhi
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          At BikeDekho, We can help you get the best deal on your loans.

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          SP125 EMI FAQs

          Q) What will be the lowest down payment for Honda SP 125?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda SP 125 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Honda SP 125?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda SP 125 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹96,236/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 96236 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 3,092/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Honda SP 125?
          A) The interest rate for Honda SP 125 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Honda SP 125?
          A) EMI for Honda SP 125 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Honda SP 125 User Reviews

          4.5/5
          Based on144 User Reviews
          Write a Review & Win ₹1000
          Popular Mentions
          • All (144)
          • Mileage (66)
          • Comfort (65)
          • Looks (64)
          • Performance (40)
          • Engine (37)
          • Price (23)
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          • Latest
          • Most Helpful
          • A
            ayush on Jul 18, 2025
            4.0
            Good bike.
            It is all over a good bike but little glitch comes in changing the gear and it is really annoying when you suddenly have to change the gear and it's not getting change. The bike is okay at it's price point. Heating issues are there so you have to compromise there and the best part is the longer seat.
            Read More
          • R
            rinku on Jul 18, 2025
            5.0
            All good 👍😊
            Almost 95% people's refer for sp125 because of its nice graphics,sporty look,smooth. I like this bike most for long ride , daily ride in a city as well. I purchased a new bike, honda sp125 on 07/09/2022 & on the same day while riding engine was as hot as hot water & upon experiencing the same.🙂🙂
            Read More
          • A
            ayush on Jul 16, 2025
            4.3
            It's very comfortable and worth
            It's very comfortable and worth it I am so happy to get this bike it have led light and it's features was too amazing it's very comfortable and it's mileage was too good approximately 60 se 65 kmph it's cons is gear shifting mai bhut dikkat hoti hai bhaiii baaki sab sahi hai worth it in terms of mileage and price.
            Read More
            1
          • R
            ritesh on Jul 16, 2025
            4.2
            Good bike for mid range
            I own honda sp 125 it offers good feature with looks. It's digital instrument cluster helps tracking fuel , milage which lacks in shine 125 we can say this sp 125 is updated version of shine.Honda also increased the rear Tyre size which is good in terms of tractions and provides good control to bike.
            Read More
            1
          • B
            bhabani on Jul 14, 2025
            4.7
            Great for commute bike
            Good bike with a great milage and value for money if you travel a too far from your home to office this bike is definitely for you 1, great milage of 63 kmpl 2,minimal style 3,value for money 4, segments best milage bike My experience with the bike was great... Are you still reading book a bike for you now
            Read More
            1
          • C
            chandan on Jul 11, 2025
            5.0
            Awesome 😎
            I've been riding the Honda SP 125 for months now, and it's been an excellent experience. The bike offers a smooth ride, great pickup, and impressive fuel efficiency. Its sporty design, digital instrument cluster, and silent start make it ideal for daily city commutes. Truly reliable and stylish look.
            Read More
          • K
            kishore on Jul 08, 2025
            3.3
            Bike better the budget
            Bike is comfort, but sometimes mileage problem and sometimes automatically newton gear and local rights, not comfort bike design, his better average and the front light is dim. Sometimes he is driving skating, okay better than other bikes. The budget my rating is 10 out of 5. and family adjusting the bike.
            Read More
            1 1
          • P
            prince on Jul 03, 2025
            5.0
            ALL ROUNDER BIKE
            Overall I have this bike and I know this bike evrything is so good I know bike give me 75+ mileage and comfort i saw this is all rounder bike thanks you honda for making good and cheapest and big and good looking bike so honestly i saw one thing is soo good it's looking like it look and so good bike in the world
            Read More
            1
          • K
            krishna on Jul 02, 2025
            4.0
            Overall bike is best
            Overall bike is best for middle class family people. But sometimes it have technical issue in their fuel indication . Otherwise it is best in mileage, comfort, looks and all. Its mileage in city road is 60 to 65 kmpl and in highway is 65 to 70 kmpl. It has top speed for 130 to 135 km/hr. Cushioning is also good
            Read More
            1
          • H
            harsh on Jun 30, 2025
            4.5
            Bike is value for money
            I bought this bike one year before and it's performance is good and it looks good and give very high mileage which reduces my fuel expenses and this bike is stable at high speed and feels very smooth which driving and sitting posture is very comfortable and now after one year of owning this bike I would suggest you to buy this bike without any second thought .
            Read More
            1
          • View All Honda SP 125 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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