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    TVS XL100 EMI Calculator

    TVS XL100 EMI Calculator

    TVS XL100 EMI starts at Rs 1,530 per month for a tenure of 36 months @9.7 for a loan amount of Rs 47,354. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your XL100. (Calculated on On Road Price in Delhi)

     

    TVS XL100 Down Payment and EMI

    XL100 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Heavy Duty Alloy63,884Rs. 7,098Rs. 2,056
    Heavy Duty i Touch Start Win Edition61,533Rs. 6,837Rs. 1,972
    Heavy Duty47,354Rs. 5,262Rs. 1,530
    Comfort i-Touch Start61,241Rs. 6,805Rs. 1,961
    Heavy Duty i Touch Start58,620Rs. 6,513Rs. 1,868
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    Shortlist
    Rs.44,550* Onwards
    EMI starts from ₹1,530
    View Finance Offers

    Calculate your Loan EMI for XL100

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.1,530*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.47616
          • Interest amountRs.7464
          • Total Amount PayableRs.55080*
          • Get EMI offers

          Find EMI of XL100 Alternatives

          XL100 EMI FAQs

          Q) What will be the lowest down payment for TVS XL100?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for TVS XL100 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for TVS XL100?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for TVS XL100 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹47,616/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 47616 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 1,530/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for TVS XL100?
          A) The interest rate for TVS XL100 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for TVS XL100?
          A) EMI for TVS XL100 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          TVS XL100 User Reviews

          4.3/5
          Based on427 User Reviews
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          Popular Mentions
          • All (427)
          • Mileage (162)
          • Comfort (131)
          • Looks (81)
          • Performance (74)
          • Engine (72)
          • Price (61)
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          • D
            dhinesh on Mar 01, 2026
            4.7
            Best budget bike
            Bike is in showroom condition limited kilometres run. Neatly maintained suitable for city ride. Comfort very much good. Can carry a family of 4 easily. Overall as all know this is a very good bike suitable for all family usage. Mileage also good. Minimum maintenance. E20 petrol model is an added advantage for future use.
            Read More
            1
          • R
            rahul on Feb 08, 2026
            4.8
            Very Useful for Daily Work
            l bought this vehicle mainly for daily use and local work. l am using TVS XL 100 from last few months and my overall experience is good. This vehicle is very helpful for daily use and small work purpose. Engine is smooth and reliable, no problem till now. I mostly ride it on local roads and village side roads, and it runs easily even on bad patches. Mileage is very nice and saves fuel cost, which is important for daily riding. I use it for going market, short travel and sometimes carrying light load also. Suspension is okay for this type of vehicle and gives comfortable ride for short distance. Maintenance is low and service center is easily available nearby. Look is simple but strong, build quality feels solid. Overall TVS XL100 is best option for people who want simple, economical and hardworking vehicle.
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            2 1
          • H
            harsh on Feb 06, 2026
            3.5
            TVS XL 100 HONEST REVIEW
            The retro style touch inspired to buy it, The first look of this bike is different from other bikes, It has unique design and big wheels compared to scooters huge leg space and perfect posture for riding the bike. Comfort level is slightly reduced, compared to other modern bike it is lightly less comfort otherwise a great choice, not for the traditional bikers or scooter riders, maintenance cost is quite low to handle it in budget. Person who like retro style or old school design, I would highly recommend them, honestly the mileage is good and overall bike good but one cons is comfort, otherwise nice choice for daily commuters full marks for styling.
            Read More
            1
          • S
            srinivasan on Jan 08, 2026
            5.0
            TVS XL 100 former helper
            I choose the tvs xl 100 because I am doing small business in my area so I have to move with comfortable soon and also this bike is able to move heavy weight... So I choose tvs xl 100 this one is the best for me This tvs xl 100 ride is so far because of the so much comfortable. One of them it's maintenance is very low, And it performance. and mileage, that's why I like this tvs xl100 and my family also like this.. Yeah I strongly recommend this tvs xl 100 because of the stylish looking, maintenance cost, mileage, performance, and also it's easily handle to everyone. Like senior citizens and women's.. That's why I recommend for this tvs xl 100.
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            6 4
          • D
            deepak on Nov 13, 2025
            5.0
            Handles Well, Feels Solid
            I liked this scooter for its compact size, fuel efficiency, and simple design. It fits easily in tight spots. Sleek design, bright color. Recommended by friends nearby. Affordable fuel, low running cost. Riding is steady, with good pickup and light handling. The seat is comfortable even for longer rides. Feels stable, rides smoothly daily. Smooth acceleration, brakes responsive. Feels light, easy parking everywhere. Yes, I recommend this scooter for students for daily college use. This scooter is fully reliable, economical, and easy to maintain. Comfortable and low maintenance. Good for short and long trips. This scooter is Easy to ride and maintain.
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            4 2
          • R
            raghav on Nov 13, 2025
            4.8
            Simple and Reliable Ride for Work
            I took this bike because I wanted a simple one for work. It is easy to ride and has good mileage. I liked that it can carry small goods and runs smooth. My father used TVS bikes so I trusted the brand. It does not need much care and starts every time. It is small but very useful for my daily job. My ride has been good with this bike. It feels light and I can move easily in traffic. The seat is soft and it rides smooth even on bad roads. I use it for small trips and carrying things for work. It never gave me any trouble. It is not fast but it is very strong and always helps me get my work done. Yes I tell many people to buy this bike if they want a simple one for city use. It saves petrol and is easy to handle. It is not for fun rides but very good for workers and shop people. It is cheap to keep and always ready to go. It is small but very helpful every day.
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            2 1
          • A
            aditya on Nov 13, 2025
            5.0
            Performance That Impresses Always
            I travel through uneven roads, so I wanted something sturdy. This scooter felt stronger than others. I got it on a friend’s suggestion. He wants a scooter for daily short rides and weekend long rides. Suspension works nicely and the ride feels balanced. Doesn’t skid easily even on wet roads. Feels light and quick. No issues with engine or starting. Runs smooth even in traffic jams. Reliable for long-term use. Great scooter for those who ride on mixed roads. Strong build and dependable feel. If you want a modern stylish scooter that's already tested and proven. This scooter from India is a safe pick.
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            1
          • N
            nikhil on Nov 13, 2025
            5.0
            Feels Great on Long Trips
            I purchased the TVS XL100 super scooter because it is easy and light to ride in traffic. Needed something reliable for daily work runs and this fit my budget too. Looked perfect for daily office travel and weekend errands. The scooter runs smooth. Starts easily every morning and handles turns well. Feels stable even with a pillion rider. Engine feels refined and ride is comfortable. Only wish the storage was a little bigger. Good option if you travel short distances daily. Simple, smooth and not heavy on fuel. Great choice for city rides and light users. Mileage and comfort make it worth buying.
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            2
          • K
            krishan on Nov 13, 2025
            4.8
            Tough smooth and handy for short work commutes
            I picked TVS XL100 because I wanted a strong and simple moped for carrying stuff easily. It’s light, runs well, and gives great mileage. The seat is long, and loading is easy. It starts quick and rides smooth even on bad roads. It’s perfect for daily work and short travel around the town always. My riding experience with TVS XL100 has been solid. It’s simple, light, and can carry weight easily. I use it every day for short trips and work runs. It rides steady even on rough roads. The engine starts quick and smooth. It’s very easy to handle and saves a lot of fuel daily. Yes, I recommend TVS XL100 to people who want a simple, strong, and light moped. It’s great for work use and daily travel. Easy to ride, easy to maintain, and gives great mileage. It can handle weight and rough roads well. It’s a practical choice for everyday trips anywhere daily.
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          • V
            vivek on Nov 12, 2025
            5.0
            Offers Smooth and Silent Experience
            I went for this model because of its mileage and low running cost. It’s light, compact, and fits perfectly for small-town travel and markets. It felt ideal for family use and local errands, especially in crowded areas. Riding has been effortless so far. The scooter starts easily even in the morning, and the handling is very easy in narrow lanes. The acceleration is very smooth, and the brakes are respond well. This fuel scooter is perfect for short rides. Yes, I highly recommend it to anyone looking for a short ride and also for daily office rides. It offers decent super comfort, good fuel economy for long and short rides, and solid reliability for everyday use.
            Read More
          • View All TVS XL100 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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