# Atumobile Atum Version 1.0 EMI Calculator

4 reviews
Rs.61,500*
*Ex-showroom Price in delhi

Atumobile Atum Version 1.0 EMI starts at Rs 1,894 per month for a tenure of 36 months @9.7 for a loan amount of Rs 58,467. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Atum Version 1.0. (Calculated on On Road Price in Delhi)

## Atumobile Atum Version 1.0 Down Payment and EMI

Atum Version 1.0 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
STD58,467Rs. 6,496Rs. 1,894

## Calculate your Loan EMI for Atum Version 1.0

Down PaymentRs.
0Rs.0
Bank Interest Rate %
8%26%
Loan Period ( Months )
• Total Loan AmountRs.0
• Payable AmountRs.0
• You’ll pay extraRs.0
EMIper month
Rs0
Calculated on On Road Price in delhi

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*Ex-showroom Price New Delhi

## Atum Version 1.0 EMI FAQs

• FAQ

### What will be the lowest down payment for Atumobile Atum Version 1.0?

The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Atumobile Atum Version 1.0 includes the RTO and insurance charges.

### What will be the monthly EMI for Atumobile Atum Version 1.0?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Atumobile Atum Version 1.0 can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a bike loan is Rs. ₹58,963/- on an annual rate of interest of 10% for a tenure of 3 years then

EMI = 58963 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 1,894/-

The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.

### What will be the interest rate for Atumobile Atum Version 1.0?

The interest rate for Atumobile Atum Version 1.0 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.

### What will be the EMI for 3 years tenure for Atumobile Atum Version 1.0?

EMI for Atumobile Atum Version 1.0 for 3 years tenure can be calculated as per the following formula:-

{P x R x (1+R)^N / [(1+R)^N-1]}

Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

## Atumobile Atum Version 1.0 User Reviews

3.0/5
Based on4 User Reviews
• All (4)
• Mileage (2)
• Rear (1)
• Suspension (1)
• Speed (1)
• Comfort (1)
• LATEST
• ### Need Improvement

1. Battery is never getting fully charged. I just got 30kms mileage. 2. Rear brake problem. 3. Suspension.....Read More

By krunal gudhka
On: Oct 08, 2022 | 1705 Views
• 6 Likes
• 0 Dislikes
• ### Atum 1.0 Good Quality Bike

This is a nice bike with good quality. This is a comfortable bike in sitting, speed, and mileage.

By dipankar chanda
On: Jul 07, 2022 | 288 Views
• 1 Like
• 4 Dislikes
• ### Improvement Needed

The vehicle lacks in these things- 1. It has a suspension issue while riding, lot of back pain is felt.when riding.....Read More

By praba karan
On: May 11, 2022 | 1968 Views
• 8 Likes
• 0 Dislikes
• ### All Over Comfortable

This is a nice bike and on the budget. This is comfortable in sitting, nice in speed, and mileage.

By ashok kumar
On: Apr 28, 2022 | 391 Views
• 1 Like
• 1 Dislikes
• View All Atumobile Atum Version 1.0 Reviews

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Disclaimer :

Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.