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Royal Enfield Interceptor 650 EMI Calculator
Royal Enfield Interceptor 650 EMI starts at Rs 10,620 per month for a tenure of 36 months @6 for a loan amount of Rs 3,49,274. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Interceptor 650. (Calculated on On Road Price in Delhi)
Royal Enfield Interceptor 650 Down Payment and EMI
| Interceptor 650 Variants | Loan @6%. | Down payment | EMI (36 months) |
|---|---|---|---|
| Blacked Out | 3,69,073 | Rs. 41,008 | Rs. 11,228 |
| Standard | 3,49,274 | Rs. 38,808 | Rs. 10,620 |
| Chrome | 3,80,068 | Rs. 42,230 | Rs. 11,569 |
| Custom | 3,58,077 | Rs. 39,786 | Rs. 10,887 |
Shortlist
Rs.3,37,909* onwards
EMI starts from ₹10,620
Calculate your Loan EMI for Interceptor 650
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period (Months)
Your monthly EMI
Rs.10,620*
Rate of interest@ 6%* for 36 Months
- Loan amountRs.349082
- Interest amountRs.33238
- Total Amount PayableRs.382320*
Find EMI of Interceptor 650 Alternatives
Interceptor 650 EMI FAQs
Q) What will be the lowest down payment for Royal Enfield Interceptor 650?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Royal Enfield Interceptor 650 includes the RTO and insurance charges.
Q) What will be the monthly EMI for Royal Enfield Interceptor 650?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Royal Enfield Interceptor 650 can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹3,49,082/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 349082 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 10,620/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Royal Enfield Interceptor 650?
A) The interest rate for Royal Enfield Interceptor 650 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Royal Enfield Interceptor 650?
A) EMI for Royal Enfield Interceptor 650 for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Royal Enfield Interceptor 650 User Reviews
Based on215 User Reviews
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Popular Mentions
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- Royal Enfield Interceptor 650Interceptor 650 has been an amazing bike to own. The 650cc parallel twin engine is smooth, powerful and fun to ride specially on highways. The exhaust note is addictive and the bike feel very stable on high speed, overall a great combination of performance, classic looks and riding experience. I have thoroughly enjoyed owning and riding it.Read More1
- 7 Year ownership review - All too glad to own thisI usually use this bike for daily commutes and even after all these years, I am as much in love with this bike as I was on day 1. Trusted buddy and reliable friend. Be it city riding or highway runs - excitement in every throttle twist. Performance - 5/5 Comfort - 4.5/5 Looks and Presence - 5/5 Ride and Handling - 5/5 Reliability - 5/5Read More1
- all over itI own interceptor 2020 model, after taking delivery, i ride it very gentely that cause it make its own maintenance cost low, i really appreciate to royal enfiled to such support related to my bike with time to time servicing and lubing it, and i think that as a cruise vehicle i ride it like cruise bike not a super bike, that's my gental review on my interceptor 650. Oveall great bike.Read More1
- Interceptor 650 Orange Crush for saleAmazing bike, well maintained throughout regular service history. Powerful motorcycle, tested across many parts of the Himalayas. Best for single rider. Great for city, travel, off roading. The motorcycle is clean. Fitted with a custom seat for long comfort riding, especially for the pillion rider. Has custom footrests fitted for the pillion rider for extra comfort. Comes with larger/broader tyres that offer great control and stability along with aesthetics. Fitted with a leatherette tank cover for zip pouches to store belongings.Read More2
- Dont buy if you are underweightI choose this bike because. It gives you good features in this range and it moves smoothly on highways as compare to city but it is comfortable in city also. If you are buying this for long drives then you should buy this. Smooth on highway as compare to city its feature are far better than any other bikes and handling is so smooth if you are beginer than you should buy this one it will give you comfort while riding the bike. You should have Muscle power to control this above 20 year old person should buy this because if customer weight is not much then he can't even move it while off. Because of its heavy weight u can see some problems but i can give you the gurantee this is worth it bike i have ever seen i have more than 11 bikes but this is my favourite one.Read More4 1
- Premium Parallel Twin from Royal Enfield2020 Royal Enfield Interceptor 650 twin parallel engine, with safety mods. Great power and greater road presence. Mods include: 1. Twin Exhausts from BS 2. Improved seat. 3. Windshield with chrome mirrors. 4. Premium LED headlight with LED fog lights. 5. Engine crash guard with under-the-belly protector. 6. Back rest for pillion rider with carrier. 7. All LED turn indicator cum hazard light with multiple settings. 8. Metallic Phone holder with charging. 9. Leg rest for pillion riger. 10. LED Break light with blinkers.Read More1 2
- Love and Hate for this amazing ride ContinuesI chose this bike because of the Smooth ride, great pick up and effortless torque with its parallel twin engine. Also the safety on long distance rides with its anti breaking system (ABS). While it is little heavy for city traffic, but it is unbeatable for price and performance. I have bought the bike second-hand from another person. While he had clocked 15000 km on the odometer, I have already done 17000 within a year, with 3 cross-country and 1 coastal route ride covering the entire coastal belt. I am loving it, though sometimes the low mileage and frequent pit stops are annoying. I would recommend this bike to people who will use it for long-distance rides and not use it for going to office or riding in traffic. In city traffic a lighter 150cc is better. But on long distance rides, interceptor is smooth like a hot knife through a butter.Read More2
- Royal Enfield interceptor 650 a true twin classicI chose the Royal Enfield Interceptor 650 because it offers the perfect balance between classic retro design and modern performance. The twin-cylinder engine, smooth power delivery. Best bike till the date I drove. The ride experience has been excellent. The engine is incredibly smooth, especially compared to single-cylinder bikes. It feels relaxed at city speeds and very confident on highways handling is safe due to damping. Yes, I recommend this bike because of best looks and little bit maintenance other wise best bike and the torque is greater. I am addicted to bike what a bike, Its feels relaxed at City and very comfortable on highway.Read More
- Simply lovelyI am royal enfield fan and wanted something that will turn eyes. With a retro look and a classic bike. The bike has a god rubble to it and has an easy engine to work with if you are into doing diy mods or service. The passanger space is very un ergonomic. Eg. if the pillion wants to sit comfortably they usually put their leg on the gear shifter and the break leaver. The seat is also less cussioned i.e. softer making the pillion a lot fall under hard acceleration. For Batchelors and non pillion riders mile munchers happy go lucky travels who want to ride seriously but chill at the same time. And if you a rumble enthusiast you must try the bike.. it not be the best in a spec but over all its a good bike.Read More
- The royal Enfield 650Because this look is very beautiful and lovely. I choose it because it mileage very better than others bikes, it's maintenance is very easy and these features I also like performance which this bike give i like. This bike is so comfortable in driving and these handling are so smooth, it's breaking is safe and speed very good, this give very good mileage and not make high noise very beautiful bike, I like it so so much. The man which buy this bike is office man, middle class family and man which drive less, this bike is so comfortable for those man and I think all can buy this bike. All like this bike and they buy of these looks.Read More
- View All Royal Enfield Interceptor 650 Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
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