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    Royal Enfield Interceptor 650 EMI Calculator

    Royal Enfield Interceptor 650 EMI Calculator

    Royal Enfield Interceptor 650 EMI starts at Rs 10,620 per month for a tenure of 36 months @6 for a loan amount of Rs 3,49,274. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Interceptor 650. (Calculated on On Road Price in Delhi)

     

    Royal Enfield Interceptor 650 Down Payment and EMI

    Interceptor 650 VariantsLoan @6%. Down paymentEMI (36 months)
    Blacked Out3,69,073Rs. 41,008Rs. 11,228
    Standard3,49,274Rs. 38,808Rs. 10,620
    Chrome3,80,068Rs. 42,230Rs. 11,569
    Custom3,58,077Rs. 39,786Rs. 10,887
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    Shortlist
    Rs.3,37,909* onwards
    EMI starts from ₹10,620
    View Finance Offers

    Calculate your Loan EMI for Interceptor 650

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period (Months)
          Your monthly EMI
          Rs.10,620*
          Rate of interest@ 6%* for 36 Months
          • Loan amountRs.349082
          • Interest amountRs.33238
          • Total Amount PayableRs.382320*
          • Get EMI offers

          Find EMI of Interceptor 650 Alternatives

          Interceptor 650 EMI FAQs

          Q) What will be the lowest down payment for Royal Enfield Interceptor 650?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Royal Enfield Interceptor 650 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Royal Enfield Interceptor 650?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Royal Enfield Interceptor 650 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹3,49,082/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 349082 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 10,620/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Royal Enfield Interceptor 650?
          A) The interest rate for Royal Enfield Interceptor 650 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Royal Enfield Interceptor 650?
          A) EMI for Royal Enfield Interceptor 650 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Royal Enfield Interceptor 650 User Reviews

          4.3/5
          Based on211 User Reviews
          Write a Review & Win ₹5000
          Popular Mentions
          • All (211)
          • Engine (92)
          • Comfort (69)
          • Looks (65)
          • Power (61)
          • Performance (56)
          • Seat (47)
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          • Latest
          • L
            lucky on
            4.3
            Dont buy if you are underweight
            I choose this bike because. It gives you good features in this range and it moves smoothly on highways as compare to city but it is comfortable in city also. If you are buying this for long drives then you should buy this. Smooth on highway as compare to city its feature are far better than any other bikes and handling is so smooth if you are beginer than you should buy this one it will give you comfort while riding the bike. You should have Muscle power to control this above 20 year old person should buy this because if customer weight is not much then he can't even move it while off. Because of its heavy weight u can see some problems but i can give you the gurantee this is worth it bike i have ever seen i have more than 11 bikes but this is my favourite one.
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            4 1
          • N
            naveen on
            4.7
            Premium Parallel Twin from Royal Enfield
            2020 Royal Enfield Interceptor 650 twin parallel engine, with safety mods. Great power and greater road presence. Mods include: 1. Twin Exhausts from BS 2. Improved seat. 3. Windshield with chrome mirrors. 4. Premium LED headlight with LED fog lights. 5. Engine crash guard with under-the-belly protector. 6. Back rest for pillion rider with carrier. 7. All LED turn indicator cum hazard light with multiple settings. 8. Metallic Phone holder with charging. 9. Leg rest for pillion riger. 10. LED Break light with blinkers.
            Read More
            1 1
          • D
            dipanker on
            4.3
            Love and Hate for this amazing ride Continues
            I chose this bike because of the Smooth ride, great pick up and effortless torque with its parallel twin engine. Also the safety on long distance rides with its anti breaking system (ABS). While it is little heavy for city traffic, but it is unbeatable for price and performance. I have bought the bike second-hand from another person. While he had clocked 15000 km on the odometer, I have already done 17000 within a year, with 3 cross-country and 1 coastal route ride covering the entire coastal belt. I am loving it, though sometimes the low mileage and frequent pit stops are annoying. I would recommend this bike to people who will use it for long-distance rides and not use it for going to office or riding in traffic. In city traffic a lighter 150cc is better. But on long distance rides, interceptor is smooth like a hot knife through a butter.
            Read More
            2
          • J
            jayesh on
            4.0
            Royal Enfield interceptor 650 a true twin classic
            I chose the Royal Enfield Interceptor 650 because it offers the perfect balance between classic retro design and modern performance. The twin-cylinder engine, smooth power delivery. Best bike till the date I drove. The ride experience has been excellent. The engine is incredibly smooth, especially compared to single-cylinder bikes. It feels relaxed at city speeds and very confident on highways handling is safe due to damping. Yes, I recommend this bike because of best looks and little bit maintenance other wise best bike and the torque is greater. I am addicted to bike what a bike, Its feels relaxed at City and very comfortable on highway.
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          • V
            vedant on
            3.8
            Simply lovely
            I am royal enfield fan and wanted something that will turn eyes. With a retro look and a classic bike. The bike has a god rubble to it and has an easy engine to work with if you are into doing diy mods or service. The passanger space is very un ergonomic. Eg. if the pillion wants to sit comfortably they usually put their leg on the gear shifter and the break leaver. The seat is also less cussioned i.e. softer making the pillion a lot fall under hard acceleration. For Batchelors and non pillion riders mile munchers happy go lucky travels who want to ride seriously but chill at the same time. And if you a rumble enthusiast you must try the bike.. it not be the best in a spec but over all its a good bike.
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          • N
            nikhil on
            5.0
            The royal Enfield 650
            Because this look is very beautiful and lovely. I choose it because it mileage very better than others bikes, it's maintenance is very easy and these features I also like performance which this bike give i like. This bike is so comfortable in driving and these handling are so smooth, it's breaking is safe and speed very good, this give very good mileage and not make high noise very beautiful bike, I like it so so much. The man which buy this bike is office man, middle class family and man which drive less, this bike is so comfortable for those man and I think all can buy this bike. All like this bike and they buy of these looks.
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          • D
            devendra on
            4.3
            Amazing 2nd bike in your garage
            I wanted 2 cylinders in budget with timeless styling. I have Barcelona Blue color. Even after 1 year people still turn and look at it. I have 60% city use and 40% long highway use. Very comfortable for my 5'9 height. I have ridden it 8k kms till now. 10/10 for highway. No issues. Just wobbles sometimes because bad tires. I would recommend changing it and like other reviews about seat. I have stock one. No comfort or stiffness. No problem. Good mileage on highway 23 to 27 kmpl and in city 15 to 17 kmpl. I will recommend this if this if you not gonna use this as commuter. I mean this is good commuter just not in city cause it's not economical. I am very happy with purchase since I wanted 2 cylinder fun and I bought it before price hike. It's a very good 2nd bike in your garage. Clutch is heavy but you'll get used to it on highway not on bumper to bumper traffic. 4-5 ltrs of petrol remains even if its blinking low fuel, so 300kms of range no matter what. Overall coasting and munching miles are very fun on this.
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            2
          • M
            manvendra on
            5.0
            4 Years with Interceptor 650
            Great bike with enough performance to get you through Indian roads. Gives confidence to overtake cars and balance is really good. Just a bit on the heavier side especially if you have small height. Braking system is really good and has saved me multiple times from crashing or from potholes. Now you can also buy alloy wheels from RE so thats a plus point.
            Read More
            2
          • V
            viresh on
            4.7
            Timeless Style with Smooth, Strong Engine
            I picked Interceptor 650 for retro style, smooth engine, chrome, and round light. Soft seat, strong feel, safe. I wanted a bike for city and trips. Light but strong. Engine smooth. Every ride is simple and fun. Bike safe and easy. Riding is smooth and fun. Engine strong, brakes good, seat soft. City rides easy, highway safe. Fuel okay. Bike is light, strong, smooth. Every ride feels safe, simple, fun. I enjoy riding daily. Engine runs smooth, brakes work, seat comfy. I would recommend it. Safe, simple, fun. Works for city or highway. Comfortable seat, strong engine, easy brakes. Friends will like it. I feel happy suggesting it because it is smooth, light, safe, and fun. Every ride is simple and nice.
            Read More
            1
          • O
            omkar on
            4.7
            Safe, Fun, and Easy City Rides
            I chose Interceptor 650 for retro look, chrome, round light, and smooth engine. Soft seat, strong feel. I wanted a bike for trips and city rides. It is safe and easy. Engine smooth. Bike light but strong. Every ride feels simple. Riding is fun and easy. Engine smooth, brakes good, seat soft. City rides simple, highway safe. Fuel okay. Bike is strong, light, smooth. I enjoy riding daily. Every ride is safe, fun, and simple. Engine smooth, brakes work, seat comfy. Yes, I will tell others. Safe, simple, fun. Works for city or highway. Comfortable seat, strong engine, easy brakes. Friends will enjoy. I feel happy suggesting it because it is smooth, safe, and fun every day. Every ride is simple to enjoy.
            Read More
            1
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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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