Planning To Buy The Hero Glamour X 125? Here’s How Much You Need To Earn
Find out if the most feature packed 125cc bike fits your 2025 salary
Hero MotoCorp has launched the new Glamour X 125 in India at Rs 89,999 (drum) and Rs 99,999 (disc) both ex-showroom Delhi. We’d recommend getting the disc variant as it comes with cruise control, ride-by-wire throttle, 3 riding modes over the drum variant for a fair premium. But can you actually afford one with your current monthly salary?
BikeDekho Says
Even with a salary of Rs 15,000 per month, the Hero Glamour X 125 you should be able to buy the Glamour on loan. Those with Rs 20,000 per month can own it stress-free, while riders earning Rs 25,000 per month can pay back the loan more quickly. Here’s how we arrived at the conclusion:
Loan Assumptions
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On-road price in Delhi for the Disc variant: Rs 1,10,847
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Down payment (10%): Rs 11,085
-
Loan needed: Rs 99,762
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Interest rate: 9% per annum; with a tenure of 3, 4, and 5 years
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Top 5 Best-Selling Bikes In January 2026EMI Formula
EMI = P × R × (1+R)^N / [(1+R)^N – 1]
Where: P = Principal loan, R = Monthly interest (0.0075), N = 60 months
A general rule of thumb when it comes to a new bike purchase is to keep in mind that the EMI should not be more than 15% of your monthly salary.
Rs 15,000 Monthly Income, 5 Years Loan
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Max EMI possible (15% rule): Rs 2,250
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Max Loan possible: Rs 1,08,059
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Actual EMI needed: Rs 2,071
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Total Payment: Rs 1,24,260
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Interest Paid: Rs 24,498
-
Extra amount over loan of Rs 99,762: Rs 8,297
You can easily buy the Glamour X 125. With the spare amount, you can easily install the official accessories.
Rs 20,000 Monthly Income, 4 Years Loan
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Max EMI (15% rule): Rs 3,000
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Max Loan possible: Rs 1,20,845
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Actual EMI needed: Rs 2,483
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Total Payment: Rs 1,19,184
-
Interest Paid = Rs 19,422
-
Extra amount over loan: Rs 21,083
More than enough, with extra money to afford petrol for a year of city riding averaging 1000+km per month.
Rs 25,000 Monthly Income, 3 Years Loan
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Max EMI (15% rule): Rs 3,750
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Max Loan possible: Rs 1,34,766
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Actual EMI needed: Rs 3,172
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Total Payment: Rs 1,14,207
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Interest Paid = Rs 14,445
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Extra amount over loan: 35,004
Enough for this Hero bike, its accessories, a year of petrol and full set of riding gear.
Monthly Income Vs Affordability
|
Monthly Income |
Max EMI (15%) |
Max Loan Possible |
Extra Amount (loan is 99,762) |
Loan Tenure |
Can You Buy Glamour X 125? |
|
Rs 15,000 |
Rs 2,250 |
Rs 1,08,059 |
Rs 8,297 |
5 years (59 EMIs) |
Yes |
|
Rs 20,000 |
Rs 3,000 |
Rs 1,20,845 |
Rs 21,083 |
4 Years (47 EMIs) |
More than enough |
|
Rs 25,000 |
Rs 3,750 |
Rs 1,34,766 |
Rs 35,004 |
3 Years (35 EMIs) |
You can not only buy the bike, but also a decently specced smartphone to use Google Maps |
Friendly Reminder
Before signing up for a loan, always ensure that you can afford the loan re-payment without straining yourself financially. Also ensure that your main source of income is stable for as long as the term of the loan.
User Reviews
The Glamour x introduces premium features like ride by wire technology, cruise control and three riding modes (Eco, road and power) to easily adjust performance, best for daily needs. It has special feature standing mode not starting in engine, head light led light and powerful deeper and its features are five speed gearbox one down and 4 up pattern which provide smooth shifting experience for city.Read More
I'm riding this bike for approximately 8 years. The servicing cost is low if you change the engine oil every 3,000 to 3,500 kilometres. The mileage was 60 km/l before ethanol, but after ethanol, the mileage has reduced by approximately 10 km/l. Whether you use the bike for rough or regular riding, there hasn't been a single problem. So, if you want to save on daily fuel and other expenses, buy it now.Read More