Yamaha FZ-X Base Variant: On-Road Price
Do you know, while the ex-showroom price is reasonable, taxes and insurance push the price? Here’s the breakdown:

Planning to buy the neo-retro Yamaha FZ-X? The ex-showroom price for the base variant (Metallic Black and Dark Matte Blue) sits between Rs 1,25,670 and Rs 1,27,360, but the final on-road figure can vary by over Rs 16,000 across cities. RTO charges and insurance costs drive that gap. Below is a city-by-city breakdown for five major Indian cities, ranked cheapest to most expensive.
New Delhi
|
Ex-Showroom Price |
Rs 1,25,670 |
|
RTO |
Rs 10,053 |
|
Insurance |
Rs 6,939 |
|
On-Road Price |
Rs 1,42,662 |
Kolkata
|
Ex-Showroom Price |
Rs 1,26,770 |
|
RTO |
Rs 11,409 |
|
Insurance |
Rs 6,960 |
|
On-Road Price |
Rs 1,45,139 |
Mumbai
|
Ex-Showroom Price |
Rs 1,26,460 |
|
RTO |
Rs 13,910 |
|
Insurance |
Rs 6,954 |
|
On-Road Price |
Rs 1,47,324 |
Chennai
|
Ex-Showroom Price |
Rs 1,27,360 |
|
RTO |
Rs 16,158 |
|
Insurance |
Rs 7,256 |
|
Other Charges |
Rs 150 |
|
On-Road Price |
Rs 1,50,774 |
Bangalore
|
Ex-Showroom Price |
Rs 1,26,670 |
|
RTO |
Rs 25,308 |
|
Insurance |
Rs 6,958 |
|
On-Road Price |
Rs 1,58,936 |
BikeDekho Says
RTO charges make the biggest difference while calculating the on-road price of Yamaha FZ-X. Bangalore's tax (Rs 25,308) versus Delhi's (Rs 10,053) is a gap of almost Rs 15,000 on its own. Finance users should check whether the colour premium shifts their monthly EMI enough to matter. On a typical 36-month loan at around 9% interest, this translates to an approximate EMI ranging between Rs 4,133 and Rs 4,592 in these cities.
Disclaimer: All prices are estimated on-road figures as of September 2026, subject to change based on the dealership, chosen insurer, and optional accessories. Verify the final price with your local Yamaha dealer.
Yamaha FZ X User Reviews
- simply beastToo good, must buy, suspensions are good, comfortable. If you love riding, you can glide on this bike. It is really amazing. For city ride, it has good controls. Breaks are accurate. Riding posture is also good as I am 6ft 1inch, I can sit for very long. Seats are comfortable, easily can carried pillion rider for 200km ride.Read More1 1
- My experienceThis is a good and mast bike hai. Apko agar lena hai to app lo isme koi problem nahi hai. Isme jada tar safety ka bhi dhyan diya gaya hai to app aram se buy kar sakte ho. Ye bike or ye bike ka mujhe sabse best part iska headlight laga jo ring ki tarah hai matlab royal enfield ki jaisa feel karaya hai ok thanks.Read More4 8
- Smoth ridingI choose for this bike only for college purpose and little bit short journey but now its part of my life i fall in love always whenever i drive it i hope whoever choose this they feel the same thank you yamaha brand making such a awesome bike. Its too good for long ride its not too much comfortable for my parents mom dad back seat little bit uncomfortable otherwise its too good all my friends always demand this bike for long journey they just love it. I recommend to new genz boys, its look great and stylish i just love to drive but its too much charges in service center, i only recommend people who want to feel good nd great.. before purchase it you must take a test drive.Read More7
- Bold and Comfortable City BikeI chose the Yamaha FZ X because it looks bold and modern. I always liked Yamaha bikes. I wanted something safe for city and long rides. It was comfortable when I tested it. The color and headlight design made me choose it. I wanted a bike that looks smart and runs smooth. It was the best fit for me. My ride has been great. It is strong and steady on the road. The bike feels smooth and never shakes. I take it to work and also on weekend trips. The seat is very soft and I never get tired. The engine sounds smooth and I enjoy riding it daily. It gives a cool feel every time I start it. Yes I tell my friends to buy it if they want a stylish and safe bike. It is good for both city and highway. It looks great and rides strong. It gives good mileage and needs less care. It feels smooth and smart on the road. It is a very nice and easy bike.Read More2 4
- Easy to Handle AnywhereWent for this bike because it’s known for strong build and mileage. My cousin uses the same one. It’s light, easy to ride, and pocket-friendly. Also liked the simple look. Very stable, easy to ride in traffic. Rides nice and steady. Doesn’t shake much even at high speed. Engine sound is smooth and clean. Good pickup, comfortable, and mileage still above 50 km/l. This bike smooth control, brakes work sharply. You can go for it without worry. Best for daily runs, especially if fuel cost matters. Ideal for city users. Low maintenance, smooth engine, and good for beginners too. Rides steady, doesn’t feel heavy at all.Read More2 3