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    Honda SP160 EMI Calculator

    Honda SP160 EMI Calculator

    Honda SP160 EMI starts at Rs 3,908 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,22,073. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your SP160. (Calculated on On Road Price in Delhi)

     

    Honda SP160 Down Payment and EMI

    SP160 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Double Disc1,27,490Rs. 14,166Rs. 4,101
    Single Disc1,22,073Rs. 13,564Rs. 3,908
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    Shortlist
    Rs.1,15,020* Onwards
    EMI starts from ₹3,908
    View Finance Offers

    Calculate your Loan EMI for SP160

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.3,908*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.121637
          • Interest amountRs.19051
          • Total Amount PayableRs.140688*
          • Get EMI offers

          Find EMI of SP160 Alternatives

          SP160 EMI FAQs

          Q) What will be the lowest down payment for Honda SP160?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda SP160 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Honda SP160?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda SP160 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹1,21,637/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 121637 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 3,908/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Honda SP160?
          A) The interest rate for Honda SP160 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Honda SP160?
          A) EMI for Honda SP160 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Honda SP160 User Reviews

          4.8/5
          Based on36 User Reviews
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          Popular Mentions
          • All (36)
          • Looks (27)
          • Comfort (24)
          • Engine (21)
          • Mileage (17)
          • Seat (13)
          • Performance (12)
          • More...
          • Latest
          • Most Helpful
          • Y
            yogesh on Nov 24, 2025
            4.3
            Yogeshwaran
            I really comfortable with this bike very good in mileage maximum speed of 90 in city maximum mileage of 55 and when you are going with the outstation about 60 there is no engine complaint engine is very very good condition I really comfortable with this bike this colour was very unique this is my experience about this bike
            Read More
            1 2
          • R
            ritesh on Nov 13, 2025
            5.0
            Design That Turns Heads
            Needed a simple, fuel-efficient model that I can trust for years. Most new bikes looked over-designed, but this one had a neat look and straight posture. Perfect for young riders. Good value for performance lovers. Feels good while riding. No heating issue or major vibration. The seat is very comfortable for long, and it performs well in stop-and-go traffic. Ideal for long rides or city runs. Best for people who ride daily. Recommended for working people who want comfort with savings. Runs smooth, looks smart, and you don’t have to visit service center too often. Worth buying for commuters. Great for both new and experienced riders.
            Read More
            6 3
          • K
            kunal on Nov 13, 2025
            4.8
            Sporty solid and smooth for city and weekend rides
            I went for Honda SP160 because I liked its sporty look and smooth engine. It feels strong but not heavy. The design caught my eye, and I wanted something perfect for city and weekend rides. It gives good mileage and runs very steady. It’s stylish, easy to control, and fun to ride always. Riding the Honda SP160 has been great. The bike feels light, smooth and quick. I use it daily for office rides, and it is easy to handle in traffic. The braking feels safe, and comfort is really nice. The engine is quiet and gives good mileage. It feels stable and fun to ride daily. Yes, I recommend Honda SP160 to riders who want a mix of comfort and sport. It is the smooth, stylish and easy to control. Great for daily rides or weekend trips. The engine feels steady and handling is perfect. It is simple yet powerful bike that rides nicely every day.
            Read More
            3 1
          • K
            kian on Nov 13, 2025
            4.8
            Sporty calm and smooth with quick handling
            I picked Honda SP160 because I wanted a sporty but daily-use bike. It looks stylish, rides smooth, and feels solid. The pickup is fast and handling easy. I use it for office and short weekend rides, and it feels strong and light. The seat is soft, and braking is perfect. I really enjoy every ride as it’s fun and calm at the same time. Riding the SP160 has been fun and smooth. The engine feels strong, and gear shifting is soft and light. I often ride through city traffic and it feels balanced and easy to control. I went on a short ride last week and it handled curves so well. Every day rides are comfortable, safe, and easy to manage always. Yes, I recommend Honda SP160 because it is sporty, strong, and comfortable. The bike runs smoothly in city and highway rides. It looks modern and feels light. The pickup is good and braking solid. Anyone who wants a powerful but daily-use bike should try this one. It’s safe, smooth, and perfect for every day.
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            1
          • V
            varun on Nov 12, 2025
            5.0
            Handles Corners with Total Ease
            Bought it after trying few other bikes. This one had the best seating comfort. Didn’t feel heavy or hard to control. I needed something that could handle daily commuting without breaking my budget. Its engine specs and design felt perfect. The engine response is quick, and the bike handles corners easily. No weird sound or vibration so far. I just want it on long trips too, and it performs well even at higher speeds. No major complaints so far. A good option if you travel mostly inside the city. Easy clutch, smooth gear, and feels comfortable. The fuel efficiency, comfortable seating, and strong build make it great for anyone riding frequently in mixed conditions.
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          • L
            lakshya on Nov 12, 2025
            4.8
            Peppy Bike for Daily Fun
            I was tired of boring daily rides and wanted something peppy yet manageable. SP160’s sporty silhouette and lightweight body looked perfect to zip through traffic without feeling bulky. Riding this bike is unexpectedly fun. Quick pickup, easy handling, and smooth gears make every trip exciting. City traffic feels like a challenge I can easily tackle, and weekend rides are playful and energetic. Definitely! It’s ideal for city riders who want style and agility. Light, responsive, and fun to ride. Makes commuting enjoyable and adds a spark to short weekend trips.
            Read More
            1
          • V
            vivek on Nov 11, 2025
            5.0
            Handles City Traffic Without Trouble
            I picked Honda SP160 bike since it felt practical and long, and short rides were both comfortable during the test ride. The posture was natural, the engine felt refined, and it didn’t feel heavy to handle in traffic. My rides have been comfortable and very smooth. The engine performs well, handlebars don’t vibrate much, and turning in traffic feels simple. Even long routes feel manageable. It is my best selection of bikes. I’d suggest this to riders who want something steady and low-maintenance. It is super perfect for office daily use and market runs. This bike is very comfortable for long and short rides and runs speed this next level.
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            1
          • T
            tanay on Nov 11, 2025
            4.8
            Sharp Look with Smooth Strength
            I went for the SP160 because I liked how it looked sharp and modern. I wanted a mix of comfort and sporty feel. When I took a test ride, it felt strong but not heavy. The design caught my eye. I also liked that it had disc brakes and a digital display which felt advanced for the price. The riding experience has been very nice. The pickup is quick and smooth. I feel safe with its braking. The seat feels wide and soft, and it runs stable on highways. Even when two people sit, it doesn’t lose power. The engine sound is low and clean. I enjoy every small ride I take truly. Yes, I’d tell others to buy it. It’s stylish and still simple to maintain. The comfort and balance make it perfect for both city and long rides. The bike gives confidence and looks amazing. For young riders or daily users, this is a great and smart option surely.
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            1
          • R
            rishabh on Nov 11, 2025
            4.8
            Comfort and Style Together
            I chose SP160 for its strong look and comfort. I wanted a bit of power but also smooth handling. The design looked fresh, and I liked the digital meter. It’s sporty but simple. I wanted something I could trust on city roads and open highways both. The SP160 feels smooth and powerful. The pickup is fast, and I like the sound when I ride early morning. Brakes are sharp, and the seat gives good support. I’ve done long rides without any back pain. It feels solid at high speeds, very steady and safe. I would recommend it for sure. It’s perfect for daily use and weekend fun. It gives nice balance between mileage and power. It looks modern and rides soft. Maintenance is easy too. For anyone wanting comfort with style, it’s a great choice.
            Read More
            1
          • A
            abhishek on Nov 10, 2025
            5.0
            Smooth Journey Vibes
            I chose the Honda SP160 bike for its modern styling and refined engine. It seemed practical for city rides and occasional longer trips. Good for city riding with occasional highway long and short trips. The bike vibes are fantastic for daily use. It is easy to handle well in traffic, and gear shifts are light. The engine of the Honda bike is responsive. It is very comfortable for daily office work about say its seat. Yes, I recommend this bike for my friends riders who want a dependable, stylish, and comfortable 160cc bike without high maintenance. It stylish, durable, and fuel-efficient commuter with modern reliability.
            Read More
            1
          • View All Honda SP160 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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