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Hero Super Splendor XTEC EMI Calculator
Hero Super Splendor XTEC EMI starts at Rs 2,846 per month for a tenure of 36 months @9.7 for a loan amount of Rs 88,736. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Super Splendor XTEC. (Calculated on On Road Price in Delhi)
Hero Super Splendor XTEC Down Payment and EMI
| Super Splendor XTEC Variants | Loan @ 9.7%. | Down payment | EMI (36 months) |
|---|---|---|---|
| Drum | 88,736 | Rs. 9,860 | Rs. 2,846 |
| Disc | 92,317 | Rs. 10,258 | Rs. 2,974 |
Shortlist
Rs.83,448* Onwards
EMI starts from ₹2,846
Calculate your Loan EMI for Super Splendor XTEC
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period ( Months )
Your monthly EMI
Rs.2,846*
Rate of interest @ 9.7%* for 36 Months
- Loan amountRs.88596
- Interest amountRs.13860
- Total Amount PayableRs.102456*
Find EMI of Super Splendor XTEC Alternatives
Super Splendor XTEC EMI FAQs
Q) What will be the lowest down payment for Hero Super Splendor XTEC?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero Super Splendor XTEC includes the RTO and insurance charges.
Q) What will be the monthly EMI for Hero Super Splendor XTEC?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero Super Splendor XTEC can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹88,596/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 88596 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,846/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Hero Super Splendor XTEC?
A) The interest rate for Hero Super Splendor XTEC primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Hero Super Splendor XTEC?
A) EMI for Hero Super Splendor XTEC for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Hero Super Splendor XTEC User Reviews
Based on105 User Reviews
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Popular Mentions
- All (105)
- Comfort (61)
- Mileage (53)
- Engine (47)
- Seat (41)
- Looks (37)
- Performance (34)
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- good bike for daily useOverall very good bike with reasonable price and engine performance, but yes some vibration in engine at high speed around 70. Looks wise also clean and pickup is not very good or bad. I used honda shine in past pickup was better than this one and yellowish digital meter can be also negative for some user.Read More2
- The hero super splendor is reliable bike in 125ccExcellent bike ride and looks are beautiful bought this after reading a few owners reviews the Design looked near and clean also comfortable for longer rides . I went for this because it's affordable and has a solid engine Ride quality is good but long ride comfortable I picked this bike because I wanted something light to mange in traffic but still strong on open roads the seating was a very comfortable and very flexible and the test ride felt easy without any strain Looks are good I choose the hero super splendor because I wanted comfortable and features both . The digital screen I had a big seat and strong engine. I needed a bike for both family and work use ..Read More3
- Value for Every RupeeThe mileage of this bike is excellent for long rides. I trusted it. I bought this one because it had both style and mileage. It looked neat, not overdone, and the performance felt strong. Ideal for long-term use. Very good ride quality. The handling is smooth, engine noise is low, and it’s comfortable for long hours. Feels solid while riding. Smooth gear shifting and steady performance even on rough stretches. Best for daily users who want fuel efficiency and fewer repairs. This bike is best for long rides and feels dependable. Great for anyone who wants a balance of comfort, looks, and economy. Definitely worth it for city use.Read More5 1
- Comfort That Feels PremiumBought this after reading a few owner reviews. The design looked neat and the mileage was impressive. Also comfortable for longer rides. I went for this because it’s affordable and has a solid engine. Didn’t want to spend too much but still wanted a strong machine. It’s a smooth experience overall. Doesn’t make much noise, handles well on turns, and the brakes feel secure. Engine feels peppy and the pickup is nice. Doesn’t shake even at 70–80 km/h. I use it daily and haven’t faced any problems. A good fit if you’re looking for a middle-ground bike — not too heavy, not too light. Easy on the pocket and runs long. Worth recommending if you want value for money. It’s simple, strong, and very pocket-friendly to maintain.Read More2 4
- Stylish soft and dependable for relaxed daily useI picked Super Splendor XTEC for comfort and style. Looks modern, engine strong. I ride daily to work, and it feels stable. Pickup is smooth, seat soft. Traffic is easy to handle. Bike feels reliable. Every trip feels calm and nice. I enjoy riding it every day to office and nearby places. Riding is smooth and balanced. Engine feels strong, gears shift easily. I went on a long ride last weekend, and it was comfortable. City and highway rides feel simple. Handling is light. Every day ride feels calm and fun. Yes, I recommend because it is strong, comfortable and stylish. Great for the office, short trips, and long rides. Friends who want smooth, safe daily rides will enjoy XTEC. Every trip feels easy, comfortable, and safe.Read More1
- Fuel-Efficient and DependableI wanted reliable and fuel-efficient bike for long-term use. The Super Splendor XTEC looked smart, sturdy, and comfortable. I liked the digital meter and simple design. It felt like a bike that would handle city traffic and highway rides without trouble. Riding is smooth and comfortable. Engine is the consistent, brakes work well and gear shifts are easy. Even on the bumpy roads, it feels steady. I have used it daily and it never disappoints. It is the practical and dependable for everyday use. Yes definitely. Perfect for commuters who need mileage, comfort and durability. Stylish yet practical. Great for students, office riders or anyone who wants a solid, low maintenance bike.Read More1
- Perfect Balance and Comfortable SeatingI picked this bike primarily for its performance and handling. The engine feels smooth, and the brakes provide full confidence. Its seats are comfortable on long trips and easy to handle any type of traffic. The Hero Super Splendor XTEC is such a balanced bike. Power, comfort, looks — everything’s spot on. The suspension handles bad roads easily, and braking feels sharp. This is perfect for both city use and weekend getaways. A sporty and efficient bike with very good mid-range performance characteristics. Seating position is natural and comfortable on long rides. The bike feels premium, while managing stability on the road.Read More
- Great Experience on Rough RoadsI went with the Pulsar N250 because of its refined engine which is also noticeable on the road. It got power, but it’s not tiring to ride. The LED projector and the digital cockpit adds a premium feel without the high cost. I ride my Splendor almost every day, and it’s been totally reliable. Smooth engine, good mileage, and excellent handling in corners. The design is bold, and it really stands out in traffic. Absolutely loving it. The Hero Super Splendor is a nice balance of performance and comfort(long and short rides). Feels stable at high speeds and dual-channel ABS adds comfort with braking. There are great aspects of value for the price.Read More1
- Strong Build, Practical MileageI wanted a bike that could last years without fuss. The XTEC’s strong build and practical features made it stand out. It seemed ideal for the daily trips to work and occasional longer rides with friends all while keeping fuel costs low. Riding is smooth and balanced. Engine response is steady, brakes feel solid, and handling in tight streets is simple. The ride feels consistent and reliable, giving peace of mind every day. I’d suggest this bike to commuters who value durability. It is practical, efficient and easy to maneuver. A solid choice for anyone looking for reliability over flashiness.Read More
- Ideal for Short-Distance TravelersI picked this bike because I wanted something light to manage in traffic but still strong on open roads. The seating was very comfortable and very flexible, and the test ride felt easy without any strain. So far the bike has been smooth on all routes. It handles broken roads better than expected, and the engine stays steady even during longer rides. The seat cushioning keeps it comfortable for long and short rides. I’d recommend this if you want light handling with decent performance. It suits daily travel and occasional trips, and the maintenance doesn’t feel heavy. This bike is comfortable for long and short rides.Read More
- View All Hero Super Splendor XTEC Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
*Ex-showroom price in Delhi
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