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    TVS iQube ST EMI Calculator

    TVS iQube ST EMI Calculator

    TVS iQube ST EMI starts at Rs 4,892 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,52,341. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your iQube ST. (Calculated on On Road Price in Delhi)

     

    TVS iQube ST Down Payment and EMI

    iQube ST VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    5.3 kWh1,52,341Rs. 16,927Rs. 4,892
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    Rs.1.62 Lakh*
    EMI starts from ₹4,892
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    Calculate your Loan EMI for iQube ST

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.4,892*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.152268
          • Interest amountRs.23844
          • Total Amount PayableRs.176112*
          • Get EMI offers

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          iQube ST EMI FAQs

          Q) What will be the lowest down payment for TVS iQube ST?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for TVS iQube ST includes the RTO and insurance charges.
          Q) What will be the monthly EMI for TVS iQube ST?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for TVS iQube ST can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹1,52,268/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 152268 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 4,892/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for TVS iQube ST?
          A) The interest rate for TVS iQube ST primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for TVS iQube ST?
          A) EMI for TVS iQube ST for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          TVS iQube ST User Reviews

          4.6/5
          Based on28 User Reviews
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          Popular Mentions
          • All (28)
          • Comfort (10)
          • Performance (6)
          • Experience (5)
          • Service (5)
          • Looks (4)
          • Speed (4)
          • More...
          • Latest
          • Most Helpful
          • N
            nishant on Nov 18, 2025
            5.0
            This is an amazing bike launched in ev category
            Because of the range this bike is too good because I was getting irritate because there is too many bikes in the market with low price but they are not giving a great range that this bike giving to us. Riding this bike is so comfortable and it can take you to a long ride because the range that it is providing is so nice in this low price category because range is an serious issue in ev bikes because of that people fear from purchasing ev bikes. Yes, in ev category I will highly recommend this bike. Not because of its range but also because of its running speed and fast charging and once you bought this bike anyone can use it so easily and you can put your heavy stuff on it without any worries.
            Read More
            1
          • P
            priynash on Nov 15, 2025
            4.7
            THE BEST OG
            TVS is known for its stable long run scooter can trust for the daily usage smoother than other evs in the market and provide good run and also the build quality is better than other loved the scooter till yet The silent motor and smooth drives make the drive smoother and easier the seat is soft and good making it easy for me to travel long and also the suspension is ok not stiff love the drives and the features Yes i would definitely recommend as the plus point is after sales difficulties are not there which is the best thing and the smooth features always love to drive and ride long way my run is of 50 km per day making it smoother
            Read More
            1 2
          • V
            vanshika on Oct 01, 2025
            4.7
            Buy from saving of years
            The reason I picked iQube was financial. I calculated my petrol costs vs. charging, and the savings were massive over 3–4 years. Add to that, the low maintenance of EVs and TVS reliability — it was an easy decision. The iQube has made my city commute stress-free. It’s easy to ride, charges overnight, and runs the whole day without issues. Acceleration is great, and handling is nimble. The only downside is the charging infra on highways. Service experience is smooth. The iQube is worth recommending to anyone looking for a safe, comfortable, and modern EV scooter. It suits city commutes. However, people who need frequent intercity travel or higher ranges may not find it suitable.
            Read More
            1
          • K
            kashish on Oct 01, 2025
            4.0
            best in mileage in one charge
            My primary reason was to reduce fuel costs. I travel around 30 km daily, and petrol expenses were piling up. The iQube offered a good balance of range, performance, and brand reliability compared to newer EV startups. The experience so far is positive. It’s very comfortable, especially with its silent motor and smooth pickup. I enjoy the tech features. Negatives would be slower charging and limited top speed compared to petrol bikes. Service has been professional and reliable. The iQube is perfect for urban users who want comfort, range, and brand trust. It suits families and working professionals. However, if you ride long distances daily or crave high top speeds, it’s not for you.
            Read More
            3
          • B
            boughtonn on Sep 23, 2025
            4.0
            A COMFORTABLE VEHICLE
            Bought the vehicle 2 months ago, had to say it is quite comfortable and easy to drive, battery backup at this price is okk. It takes 3-4 hours to get charged completely. It easily gives a range of 80km to 100km. Pickup is quite slow and lacks that swiftness you need in day to day traffic. So in summary vehicle is decent, good for daily commuters but not enough for drive enthusiasts
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            2
          • A
            adhiyaman on Sep 17, 2025
            4.5
            It is very nice pic
            It is very nice pic when I used it came so long distance the mileage is very good the headlight of the bikers very powerful tyres very smooth the cities very smooth to sit the engine capacities very high I mean the battery and all over I will give 4.5 star rating for the bike. If someone tell me to choose a e v bike I will go for IQ qube st
            Read More
            1
          • S
            shanu on Sep 07, 2025
            4.2
            My experience with iqube
            Iqube is best product in this segment go for it . I really recommended this product if u want to purchase electric scooter.i purchase iqube for daily routine like going to office after office going to market so this product best for daily use its also beneficial for students.this product all over performance is best.
            Read More
          • S
            sachin on Sep 02, 2025
            5.0
            Wait h mujhe isko lene ka
            Ye scooty bahut shandar hai kyunki jin logo ko daily ka 100-150 kilometer aana jana hai un logo ko kafi sahi padegi . Maine isse phle tvs I qube 105 km chala rha hu jisse mujhe iski range par pura vishvas hai ki aaram se 150 + ki range degi jisse aasani se aap ka safar sasta or aaramdayak banta hai iska control bhi kafi shandar hai jaldi se control ho jati hai
            Read More
            1
          • M
            mandula on Aug 21, 2025
            4.0
            Good to go nice features
            Good to take for office and easy to access , good features added , this scooty is good for long range better i suggest for good mileage for this cost , enjoy every ride and you get fast charging also it is better to use for house holds and to office purpose it is good 2 riders can also go comfortable
            Read More
          • M
            md on Aug 09, 2025
            5.0
            Good to buy
            Its really environmental friendly and comfortable to use. Recommended to buy And highly recommended to whom those uses frequently and daily. Its a great idea by TVS for common and middle classes. People having more expenses in buying petrol must go for E scooters and the design and comfortableness of TVS e Scooters is really unique.
            Read More
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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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