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    Hero Xoom 125 EMI Calculator

    Hero Xoom 125 EMI Calculator

    Hero Xoom 125 EMI starts at Rs 2,758 per month for a tenure of 36 months @9.7 for a loan amount of Rs 85,359. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Xoom 125. (Calculated on On Road Price in Delhi)

     

    Hero Xoom 125 Down Payment and EMI

    Xoom 125 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    ZX90,049Rs. 10,005Rs. 2,893
    VX85,359Rs. 9,484Rs. 2,758
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    Shortlist
    Rs.81,994* onwards
    EMI starts from ₹2,758
    View Finance Offers

    Calculate your Loan EMI for Xoom 125

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,758*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.85843
          • Interest amountRs.13445
          • Total Amount PayableRs.99288*
          • Get EMI offers

          Find EMI of Xoom 125 Alternatives

          Xoom 125 EMI FAQs

          Q) What will be the lowest down payment for Hero Xoom 125?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero Xoom 125 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Hero Xoom 125?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero Xoom 125 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹85,843/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 85843 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,758/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Hero Xoom 125?
          A) The interest rate for Hero Xoom 125 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Hero Xoom 125?
          A) EMI for Hero Xoom 125 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Hero Xoom 125 User Reviews

          4.6/5
          Based on32 User Reviews
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          Popular Mentions
          • All (32)
          • Looks (19)
          • Comfort (10)
          • Mileage (9)
          • Wheel (6)
          • Price (6)
          • Tyres (6)
          • More...
          • Latest
          • S
            sagar on Dec 16, 2025
            4.0
            Real positive of xoom 125 scooter
            Best in segment the main reason behind this scooter is the performance and the wheels size. 14 inch wheels make such a big different some other vehicle has 12 inch wheel size and i have ridden some scooters that i fell such difference like handling, highway stability and balance in road also i love the xoom 125 best scooter in the segment, love it. If you all in a confusion so clear all things and grab it best agility and handling.
            Read More
            6 5
          • B
            bhuvan on Oct 11, 2025
            4.8
            Good motorcycle for young people
            Recently bought this scooter for my daily use and I am a college going student in Bengaluru but bought this scooter in my hometown. Overall this is a very good scooter for this young nd energetic generation, if u are fond of Chunky design and a big road presence then it's a must go scooter. This is scooter not so suitable for family buyers as it can accommodate 2 members comfortably and the pillion seat is higher on its side so elder people can't seat that easily and even u have to compromise in boot space which is a less for carrying luggage or other things, but on terms of performance and stability it stands out. Also I am getting a better mileage with this scooter( city 40-45, highway 45-55). But breaking would have been improved in this scooter and also horn is not suitable for peak bengaluru traffic it's not loud enough. And also usb charging port would have been placed n a better side. But my overall experience with this scooter is great till now, if u are looking for a sporty scooter then go for it .....
            Read More
            5 1
          • A
            ayush on Oct 04, 2025
            5.0
            Scooty with amazing looks 👍👍
            Good mileage and looks are amazing and also it has a good suspension and color tone are awesome if you are going to buy any scooty so you can go for this scooty. And main thing this is came from hero company it is most reliable. It is very comfortable to ride and very easy handling. And suspensions are good breakers and potholes feel less in this and also breaking are good and the service cost is also reasonable so everyone can easily maintain this scooty. If you are a new to buy a scooty you can go for this because for its look and comfort are awesome and also it comes with very attractive color tones . And also you got many spaces to keep your any stuffs and product
            Read More
            2
          • C
            christopher on Sep 12, 2025
            5.0
            Best 125 segmnt scooter
            if you want to buy xoom 125 i highly recommend it becaue of the price tag, it is very cheap for the perfomance it gives, the best scooter i ever owned. If you want a city commuting the riding posture feels great and easy to ride while it gives a great mileage. This is easily the best looking scooter in india. if you want a sport scooter this is it, it feels safer than other scooter when taking cornering or a knee down and the engine power is great
            Read More
            2 4
          • R
            rakesh on Sep 06, 2025
            5.0
            Good performance , mileage and performance
            Perfect for city driving, good pick up, power is good. My wife like it verymuch, peppy drive, good ergonomic , but space constraints is there, after sales service is good, the people from customer listen, delivery good service quality, no problem found till now.. clock 5000 kms, good going hero, nice
            Read More
            1
          • S
            shantanu on Sep 05, 2025
            5.0
            Best Brand
            Tyre size is big and stable.. its fantastic. Comfortable in long ride. Color combination is also good, the disc is very reliable.. you can ride more then 300 km a day and believe be will never tired.. it's suitable for the person whose height is in between 5"2 to 6"5. 50 mileage is also good.. overall worth it.. you can go for it...
            Read More
            4 2
          • S
            sandy on Aug 26, 2025
            5.0
            Hero xoom 125
            Tyre size is big and stable.. its fantastic. Comfortable in long ride. Color combination is also good, the disc is very reliable.. you can ride more then 300 km a day and believe be will never tired.. it's suitable for the person whose hight is in between 5"2 to 6"5. 50 milage is also good.. overall worth it.. you can go for it...
            Read More
            2 1
          • A
            aditya on Jul 29, 2025
            3.7
            A overall good commuter
            It is good scooter. For daily commute it is one of the better in the same segment. Looks are also decent but not upto the mark. Engine is also good and refined as compared to other bike from hero. New features are also good and reliable. One thing they need to update is software issues. They need to update the servicing team.
            Read More
            1
          • G
            gautam on May 14, 2025
            4.8
            Best scooty 👍
            Hero xoom mein mileage badhia hai look ki bhi kaafi attractive hai speed bhi overall kafi acha or seat itni comfortable hai majaa ho aa gaya chalaa ne mein inti smoothness hai scooty mein local area mein to 50 ya 50+bhi mileage mil jaata h or iska breaking system bohot Jayda badhiya overall hero xoom 125 kaafi acha mein suggest karunga agar budget mein koi scooty chahiye 125 cc ki hero xoom hi lo.
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            2 1
          • A
            amit on May 10, 2025
            3.7
            Reason why to buy
            Good scooty, Super milage, Stylish look, Good seat very comfortable, Milage is the one thing I will talk 45 decent at this price. Pricing is also one of the good in sagement got it at 93k. Also the main thing is the look, I am 100% sure if you buy this scooty and ride it 10 out of 8 people will look again.
            Read More
            2 5
          • View All Hero Xoom 125 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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