Royal Enfield Meteor 350 Base Variant: EMI Buying Guide
Here is a quick guide to buy your dream Royal Enfield motorcycle using an EMI finance scheme
The Royal Enfield Meteor 350 will be more affordable by up to Rs 22,000, from September 22, 2025 because of the GST 2.0 reforms. This makes it a great time for buyers who have been considering Royal Enfield’s popular 350cc cruiser. The base variant of the Royal Enfield Meteor 350 is priced at Rs 1.91 lakh (ex-showroom, Chennai). Here’s how much EMI you will have to pay, considering a downpayment of Rs 30,000:
2-Year Loan Tenure
If we consider an average loan interest rate of about 9% for a 2-year tenure, the monthly EMI comes to Rs 8,958. That means a total repayment amount of Rs 18,906 over 24 months plus the downpayment. While the EMI may feel slightly higher for a shorter tenure, the advantage is that the loan gets cleared quickly, and the buyer pays less in interest compared to longer repayment options.
3-Year Loan Tenure
For those preferring lower EMIs, the 3-year loan option brings the monthly payment down to a more convenient amount of around Rs 6,235. This results in a total repayment amount of Rs 28,374 over 36 months, plus the downpayment. In comparison to the 2-year tenure, you will be paying Rs 9,468 more to the bank, but you will have the ease of an even lower EMI.
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Stretching the loan period to 4 years lowers the monthly EMI to roughly Rs 4,880. This equals a total repayment of Rs 38,154 over a period of 48 months plus the downpayment. As compared to the 3-year loan, you will be paying Rs 9,780 extra to the bank. However, the trade-off would be a more comfortable monthly installment.
BikeDekho Says
Buying a bike on loan can reduce the immediate financial load that comes with an upfront payment. However, that comes with the interest rate that you pay to the bank. This increases the total buying cost of the bike. When opting for a loan, we advise you to thoroughly read the terms and conditions of a loan.
That said, the applicable downpayment and the interest rate will vary depending on the loan-issuing bank as well as your credit score. Our EMI calculations are based on the average of these variables. The amounts can be higher or lower depending on each case.
Royal Enfield Meteor 350 User Reviews
Overall the bike is great for both city and highway rides as I stand 6.2 ft at 88 kg and it quite nimble as well as the weight distribution is very good with great torque and power figures. It’s a comfortable bike but the rear suspension is a bit stiff which can easily be resolved by replacing it with the classic Nitrox ones and it’s decently priced as well. However the biggest cons I found was the front led headlight which is honestly pathetic and the unreliable fuel tank indicator.Read More
I choose this for its style modern look and millage due to my daily commute and my budget. With this bike, my experience was amazing, easy to handle, no tiredness, feels well on long ride, I go to the nearby cities. Smooth on highway and city traffic is difficult to handle. Seat also comfortable. On highway, it feels like a rocket. It is more comfortable to ride. My plan is to go Ladakh with this bike and come. Nice bike. My friend was saying, this an amazing bike, you can go for this. Its handling so easy on highway. It feel comfortable to ride and improve my riding posture with time. This is the beautiful machine for every young ones.Read More
Best highway bike for long trips. This bike is recommended for the trip lovers and long route destinations. Also, this is best for daily use from office to home. This bike is best comfortable bike in this segment. Best experience ever. I drove that bike from Jalandhar to manali and the tour was very comfortable. I would always recommend meteor 350 in this segment. Relax driving is always best rather than fast driving. Yes, if you are looking for best highway comfortable bike, then go for meteor 350. This is basically confortable with both solo and pillon, and for long trips you can go for this bike. Just speed would be less rest is ok.Read More
I'm riding this bike on highway pretty good performance and i love this bike and i drove it from kozhikode to idukki very good comfort and no back pain, i reach idukki about 5.5 hours and that is prestty fast. High perfomance and a mileage of 30 km per litre, i think this is decent good comfort can ride smoothly 250-300 km without any strain in back good sitting position in long ride we can get upto 35 km per litre. Yes of course good mileage for a 350 cc cruiser good perfomance, good comfort, decent mileage of 30-35 kilo metre per litre good service from royal enfield i think it is best in the market with this price range.Read More
My friend suggested that it would be better and yes its better plus best for long and slow riding so much comfortable. People need to go classy over flashy. If you want slow ride and comfort better it is good. Comfort is awesome when you are riding all eyes on you but it's down clearance a bit off but it's ok, design is awesome and not feeling any bumps. I ride 1284km till now and it's awesome and great. Go for it Yes of course, I recommend this bike to buy but if you dont feel slow ride maybe this bike is not for you. Its very Heavy to handle in speed the fear of accident can take places so ride safe and slow. Read More