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Royal Enfield Hunter 350: EMI Buying Guide

If you’re planning on getting the Hunter 350 on loan, this guide will help you make the right financial decision

The Royal Enfield Hunter 350 is the most affordable bike in the brand’s lineup and the most affordable alloy wheel variant starts at a price of Rs 1,62,292 (ex-showroom, Chennai). If you’re planning to buy the bike on loan here’s a detailed breakdown of how much EMI you will have to pay for different loan tenures, with a downpayment of Rs 20,000 and an interest rate of 9.7 percent.

18-Month Loan Tenure

For an 18-month loan tenure, you will have to pay an EMI of Rs 11,317 which is a bit high. But the benefit here is that you’ll be paying less interest in total, coming to Rs 14,833. In this scheme, the total cost of the Royal Enfield Hunter 350 will be Rs 2,23,706.

2-Year Loan Tenure

If you’re looking to reduce the load of EMIs, you can go for a two-year loan scheme. With this, you will be paying an EMI of Rs 8,689 which is Rs 2,628 lower compared to the 18-month loan tenure. However, you will be paying higher interest, coming to Rs 19,663. You will pay a total of Rs 2,28,536 for the bike.

3-Year Loan Tenure

With a 3-year loan tenure, the EMI goes down further to Rs 6,068, which is much cheaper than what you would have to pay with the other schemes mentioned above. However, you will be paying a higher amount as interest, which comes to Rs 29,575 in this case. The total price of the bike will be Rs 2,38,448. 

BikeDekho Says

Buying a motorcycle on an EMI is a good way to reduce the load of upfront payment, and also allows you to plan your finances better. However, with a higher loan period, you will be paying a lot more interest. Before applying for a loan, it is best to check what scheme you are most comfortable with. You can check the on-road prices of the Hunter 350 here.

Also, if you planning to buy the Hunter 350 and want to know what accessories it gets, you can check out the full accessories list along with their prices here.

It is important to note that, for the calculations above we have used an average rate of interest. Real-world rates may vary depending on a variety of factors including your CIBIL score, the amount you’re putting as downpayment along with bank policies. For a clear picture of interest rates and other details it is best to reach out to your bank. For similar breakdowns like the ones above, you can check out our EMI calculator here.

And, if you're confused which bike to buy between the Hunter 350 and the Yamaha XSR 155, here's our detailed comparison to make your decision easier. All said and done, if you have decided to book the Hunter 350, our detailed bookings guide will help make things clear.  You can also take a look at the Hunter 350's Ultimate Buying Guide.

Royal Enfield Hunter 350 User Reviews

S
shivam on Oct 28, 2026
4.0
its actually a goof bike

The Royal Enfield Hunter 350 is an agile, retro-modern roadster priced at an average ex-showroom starting rate of ₹1,37,640. It is built for city commuting and beginner-friendly riding, earning an overall user rating of around 4.4 to 4.7 out of 5 stars. It is a good bike overall and a very common choice for biking in India.Read More

R
rohit on Oct 25, 2026
5.0
Hunter really hunting

Stunning look, excellent road performance and beautiful design, smooth ride, perfect combination of the style performance and comfort, eye-catching look, muscular and stylish appearance, simply outstanding beauty, beautiful mileage.Read More

S
soham on Oct 24, 2026
4.8
One Purchase And No Regret

The best choice of my life, without any regrets! The bike is awesome, with a cool riding posture and a massive 350cc engine in a small, compact bike. It is best for daily commuting, offers a nice average of 37 kmpl, and is a highway king. You can ride this machine for the next 500–600 km. It is the best city-friendly and budget-friendly bike.Read More

V
varun on Oct 13, 2026
5.0
performance , stability

Good for everyone if you have money, A good bike for daily use, college rides and weekend outings, especially if you like a sporty, modern look rather than a traditional bullet-style design. Real-world mileage around 30–37 km/l, depending on traffic and riding style. Price reference, approximately ₹1.50–1.82 lakh ex-showroom for the 2025 range; current prices and on-road price difference.Read More

A
abhishek on Oct 11, 2026
4.8
I am satisfied with this bike

The Royal Enfield Hunter 350 has a sporty look and offers a great riding experience. My bike is in good condition, delivers good performance and mileage, and has a low maintenance cost. Its sporty looks and overall performance is really good. Everything about the bike is great, comfort and experience is really satisfying. Read More

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Govind Follow on Instagram
Govind has been fascinated by motorcycles since he was young, the thrill of the ride to the sense of freedom that two-wheels offer has always captured his attention. He has been working in the two-wheeler industry since October 2023, and his favorite part of the job is being able to ride new motorcycles. Although he is from a non-engineering background, with a masters in journalism and mass communication, he is quite fascinated by the mechanical side of things as well.
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*Ex-showroom price in Delhi