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2 min read2.5K Views

KTM 390 Adventure: EMI Buying Guide

This guide will help you decide which EMI plan will suit you better


KTM recently increased the prices of the 390 Adventure by Rs 26,999. The on-road Delhi price of the KTM 390 Adventure is Rs 4,49,864, which includes road tax of Rs 31,575 and insurance of Rs 23,590. Do note that these can vary depending on your location. However, if you are planning to buy one on loan, this will give you an idea of the EMI you will have to pay. For this story, we are considering a downpayment of Rs 1,00,000, and a 12 percent interest rate. This results in a loan amount of Rs 3,49,864. 

18 Months

If you opt for a loan with 18 months tenure, you’ll have to pay Rs 21,335 as EMI (Equated Monthly Installment). In this scheme, the total interest to be paid will amount to Rs 34,166 which is significantly less if compared to the other EMI schemes with longer tenures. The total repayment amount for the bike equates to Rs 3,84,030, which includes interest and the borrowed loan amount.


24 Months 

If you choose to take a loan for 24 months, the EMI should be Rs 16,469, including interest. While that’s less than the EMI in the previous tenure, the total repayment amount comes to Rs 3,95,256.

 

36 Months

For an even lower EMI, you can choose the 36-month plan. In this scheme, the EMI will be Rs 11,620. 

However, the total repayment amount goes up to Rs 4,18,320.

 

BikeDekho Says

In your opinion, getting the KTM 390 Adventure on loan seems like a good idea if you choose the 24-month plan. It gives you a good balance between the EMI amount and total repayment amount.


Do note that the actual interest rates and EMIs will vary from person to person based on CIBIL score, bank policies, and loan eligibility. We recommend checking with your bank and dealership for more detailed, accurate loan details. You can also check out personalised EMI plans for the KTM 390 Adventure here.

In a recent development, the KTM 390 Adventure’s main rival, the Royal Enfield himalayan 450 recently got a new variant, called the Mana Black edition. Here are the visual differences between the Himalayan Mana Black edition and the 390 Adventure.

KTM 390 Adventure S User Reviews

A
amey on Jan 07, 2026
4.8
Ready to Adventure.

I also have a Duke, Adv has covered all the issues which I have faced on Duke when I use to go on long rides, Ride is also plush coupled with a great engine which proves itself on all grounds. Also it has a decent fuel efficiency considering its engine performance. Bike's comfortable its mileage is also good I get a decent range, but the engine won't feel as raw as BS4 duke, great electronics and safety. Just having engine oil consumption on higher side. Also the Trampler tyres give more life than Turanzas which came initially. Long hauling person should definitely buy this bike, long rides are so hassle free. And comfortable, also if you have to carry any luggage they have provided good anchoring points. Tieing a back pack or a duffle bag is easy.Read More

M
mayuresh on Jan 07, 2026
4.7
review of KTM 390 Adventure S after 2 months

I wanted one bike that could handle daily city rides, long highway tours and occasional bad roads. the riding posture, safety features and performance focus made this a perfect all rounder also the road presence is really exceptional Very confident and planted on highways, cruises comfortably at high speeds. Suspension feels great in the city and even better on rough roads. Engine is punchy and fun, mileage is really good for the power, love the throttle response and breaking capabilities Definitely yes, if you love touring, weekend rides and want performance with comfort. Ideal for pune's surprising roads, a little tall but perfect for riders who enjoy long rides, highways and light off-roading.Read More

N
neeraj on Dec 28, 2025
5.0
Great bike experience

For off riding the experience is good and I love this bike. The adventure style and suspension is very amazing. I enjoy every trip and the best part is you will not feel heavy and it is very comfortable. Must buy product. Ride is very good every time I can enjoy and can do off roading on hill areas, on mud and in sand also in water so there is no need to be worry about it. And speed is always fabulous. Comfortable bike good bike. Those persons having love to riding on speed and in hill lover long rides solo rider group riders. The experience is so good. Nice bike great experience. Comfortable bike and you will enjoy. overall great.Read More

J
javed on Aug 23, 2025
4.5
Worth the ride!!

A Great bike that deliver on performance, comfort and mileage. It fits all basic requirements, from daily commutes to weekend rides. However, it does need regular care and timely service to keep it smooth. With proper maintenance, it's a reliable and satisfying choice.Overall, it's a bike that rewards consistent care with long-lasting performance and a truly enjoyable rides.Read More

L
lohith on Aug 22, 2025
4.8
Good bike.

I am using this from past 2 years really Nice I don't see like this bike fully comfortable in off road also I went Nepal. fully comfortable super bike fantastic bike. Powered also next level you can use for daily basis if you have stability to put the fuel. good mileage also overall nice. I planing to one more bike to my brother. Read More

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SamarthJunior Correspondent Follow on Instagram
Samarth doesn\'t just geek over bikes – he bonds with them. He believes that every two-wheeler has a story waiting to be heard. A civil engineer by education but motorcyclist at heart, he went from drafting blueprints to writing throttle stories. Whether he’s on his bike carving corners or at his desk diving into specsheets, his goal remains the same: help the Indian people move better.
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