Bajaj Avenger Street 220: EMI Buying Guide
A detailed guide to help pick the right loan tenure
Bajaj Auto has launched the 2026 Bajaj Avenger 220 Street in India, priced at Rs 1,30,172 (ex-showroom, Delhi). If you're planning to finance the purchase, here’s a clear EMI breakdown across different tenures, assuming a down payment of Rs 32,543 and an interest rate of 9.7%.
18 Month Loan
Choosing an 18-month tenure means paying a monthly EMI of Rs 7,501. While the instalment is on the higher side, the overall interest burden remains low at Rs 9,825. By the end of the loan period, the total amount paid comes to Rs 1,35,018.
24 Month Loan
Extending the tenure to 24 months offers a middle ground between affordability and interest amount. The EMI drops to Rs 5,760, but the total repayment increases to Rs 1,38,240, including Rs 13,047 as interest.
36 Month Loan
For buyers looking to minimise monthly payouts, a 36-month tenure is the most budget-friendly option. The EMI falls to Rs 4,022. However, the longer tenure results in a higher interest cost of Rs 19,599, pushing the total repayment amount to Rs 1,44,792.
BikeDekho Says
Financing the Bajaj Avenger Street 220 helps reduce the upfront costs, but it does increase the overall cost due to accumulated interest. Keep in mind that final EMI figures and interest rates can vary depending on your CIBIL score and loan eligibility, so reviewing your lender’s terms carefully is essential before signing on the documents.
Bajaj Avenger 220 Street User Reviews
- I’ve been using the BajajI’ve been using the Bajaj Avenger Street 220 (STD) for a while now, and I’d like to share my honest opinion based on my riding experience.The first thing that caught my attention is its stylish street cruiser look. The low-slung design, matte black finish, and wide handlebars really give it a powerful road presence. It feels like a big bike but comes at a price that’s still affordable. In terms of comfort, it’s honestly one of the most relaxing bikes I’ve ridden. The riding posture is laid-back, and the seat is broad, making long rides smooth and enjoyable. It doesn’t strain your back even on longer routes.The 220cc engine delivers a smooth and punchy performance. Whether I’m cruising in the city or hitting the highway, the power is enough for my needs. It pulls well even with a pillion and has a good pickup.Read More15 6
- A reasonable and thoughtfulGood product but some refinement should be done with the engine. Although it is a good bike but service centre should be more careful with bike otherwise it will not delivers full potential . My friend bought this bike 1 year ago he is good at taking care of the bike that's why there is no issue thanks.Read More2 5
- My AvengerGood bike which gives better experience like bullet bikes. Bought this bike for past six to seven years before and still counting... Has been a member in the family since day and has not given me a complaint till day with frequent annual service. Gives a good comfortable driving experience and provides a gawdy feel.Read More2 2
- Comfortable to ride the bikeVery nyc bike nd comfortable to ride for a long time not very expensive to buy this bike affordable stuff1 1
- Most sellingBest experience in drive the this bike and nice performance of service and seating arrangement comfort zone in drive styles2