Ultraviolette X-47 Crossover: EMI Buying Guide
Here is a quick guide to bring home India’s first electric bike with ADAS through an EMI finance scheme
Ultraviolette recently launched the X-47 Crossover at an introductory price of Rs 2.49 lakh (ex-showroom, Bengaluru). It has created quite a buzz in India’s electric bike space, and among enthusiasts. Considering you were to purchase it with – say a Rs 40,000 downpayment and 9% interest rate, here’s how much your monthly EMI will be:
2-Year Loan Tenure
For a 2-year tenure the monthly EMI comes to Rs 9,845 for this Ultraviolette bike. This means a total repayment of around Rs 20,774 in interest over 24 months, plus the downpayment. The EMI is high, but the benefit is quicker loan clearance, and lower overall interest compared to longer terms.
3-Year Loan Tenure
For those looking for smaller monthly expenses, the 3-year option reduces the EMI to Rs 6,853. Over the 36 months, the total interest repayment adds Rs 31,212, in addition to the downpayment. You end up paying Rs 10,438 more in interest compared to the 2-year plan, but the lower monthly burden makes it more manageable.
4-Year Loan Tenure
Stretching the loan period to 4 years brings the EMI further down to Rs 5,363. The total interest over 48 months works out to Rs 41,918, which is Rs 10,706 more than the 3-year loan. While the EMIs are the most comfortable in this case, the longer tenure makes this electric bike more expensive overall due to higher cumulative interest.
BikeDekho Says
Opting for a loan certainly reduces the upfront cost of the Ultraviolette X-47 Crossover, but the trade-off is the additional interest paid to the bank. Buyers should carefully evaluate whether they prefer lower EMIs spread over time or quicker clearance with less overall cost. Also note that a 9% interest rate will be achievable only if you have a good credit score.
Another interesting aspect to note is that over a longer period of time, the overall running costs will be much lower than a comparable petrol-powered adventure bike. The electricity costs are much lower than petrol costs, and the servicing is also a lot simpler than a petrol-powered bike (provided the battery functions properly, and for that you also have up to 8 years of battery warranty for a worry-free experience).
The calculations above are based on average market figures, and actual numbers may differ in practice.
If you want to buy the Ultraviolette X-47 Crossover, here’s an Ultimate Buying Guide for it.
Ultraviolette X47 Crossover User Reviews
Compare the ICE bike this feel more similar feel and more over petrol issue, I had scooty it got damaged for E20 petrol so I don't want that engine issue for new bike. More over I saved 35000 in petrol for 8 months. That make feel happy, I never knew the daily commute cost charge it up and ride. So far in my journey with bike I travel almost 8000KM where dynamic are good no hardware level issue saved allmost 35k of petrol and I feel sometimes it consume more time for charging software issue are there, in this bike that issue I faced and accessories it placed in very expensive. You need for short travel and few long trip around 250km it can do it But it is hard for long ride for 350 plus in single day It charging u need boost charge it 40k, It make more expensive my conclusion you have short daily ride and company provide free charging in their showroom. Read More
Premium build, starts from 2.5 to 4 lakh. Price increase with warranty and range. I chose for few reasons 1) hill control 2) regent breaking 3) aesthetics) Premium build 4) Indian start up 5) very low centre of gravity 6) sticks to road due to heavy weight and traction control. Very comfortable, bit costly but worth it, service is good. They visit home to serve by taking 10 rs per km. Low maintenance, shockers are very good, load of safety features, hill hold , very practical feature, park assist, regent breaks, traction control. Daily ride is minimum 30 km, saves petrol if you ride more, home charging facility. For touring one way 170 km is ok, to charge and return back. Very economical, though initial investment is more, but if you ride heavily you will find it cheap in long run. Warranty for recon plus ( rs 4 lakh) goes to 8 lakh km or 8 years by paying 45000 extra, Without that its 5 year or 5 lakh km.Read More
Awesome power delivery and safety features. Best for city commuting and also medium offroading. Pillion riding is also good. Add on features like tpms and rear and front camera is like a good upgrade. Original variant is enough for a guy with daily ride of 70km per day average. For long touring and if having range anxiety go for recon or recon plus model. I plan my rides properly so i all end up only using at 20 percentage remaining. Best for bad roads and cities and also highways. This bike is a cross over so any rider can choose it for there benefits. It has got switchable traction control as well as abs also. Best range is achieved in the city with regeneration on at level 9.Read More
I chose this bike because I wanted something smart and stylish. The X47 looked like the future. I liked the radar safety and digital dash. It looked solid and sharp. I wanted to save on fuel and enjoy a clean ride. It felt perfect for my office use and weekend plans too. Riding this bike is very smooth. The pickup is fast, and handling is light. The seat is nice. I enjoy the quiet ride. I feel safe with radar lights. I ride every day and still love it. It feels soft on roads and easy to handle. Yes, I will tell others to buy this bike. It looks modern and rides like a dream. It saves money and feels smooth. You just have to plan charging. It is fun, light, and very cool. Perfect for city and short trips. Everyone will love it.Read More
I chose this bike because I wanted new feeling while riding. I wanted no noise, no smoke and no smell. The X47 looked perfect for me. The lights, body and design made me buy it. I liked the idea of clean rides. The test ride felt smooth so I decided to go for it. It just felt right. My riding has been great. It feels so quiet and fast. I go around city daily. The handle is light, and seat is comfy. The battery lasts enough for my needs. The ride is stable and fun. I never feel tired after riding. It makes my day peaceful. Yes, I will tell others to get this bike. It is simple to ride, easy to charge and looks great. It makes every ride fun. It is best for city travel. You will love how silent and smooth it is and i think everyone should try it once.Read More