KTM 390 Duke EMI Buying Guide: Check Latest EMI Offers

Quick News Highlights

• The KTM 390 Duke still costs the same as before, even with the new GST 2.0 regulations

• EMI offers on the bike with multiple tenures

The KTM 390 Duke is priced at Rs 2,97,444 (ex-showroom, Delhi), the same as before despite the GST 2.0 regulations. The KTM Duke 390’s on-road Delhi price is Rs 3,43,411, which includes Rs 23,795 as RTO charges and Rs 22,172 as insurance. 

If you are planning to buy the KTM 390 Duke on loan, this will give you an idea of how much EMI you will have to pay considering a downpayment of Rs 1,00,000, and a 12% interest rate. With these factors in consideration, the final borrowed amount of the bike will be Rs 2,43,411. Here’s a breakdown of the EMI plans with different tenures:

18 Months

If you choose to take a loan for 18 months, the total repayment amount for the bike is Rs 2,67,192, which includes an interest of Rs 23,781 and the borrowed loan amount. In this plan you’ll have to pay Rs 14,844 as EMI (Equated Monthly Installment) which is ideal for those who want a quick purchase with a lower interest.

24 Months

In the 24 months plan, you’ll have to pay Rs 11,458 as EMI, and the total interest amount is Rs 31,581. All of this equates to a total repayment amount of Rs 2,74,992. We think this is the one you should go for, as it strikes a balance without straining the buyer financially between EMI, interest rates and the tenure as well.

36 Months

If you opt in for the 36 months plan, you’ll have to pay Rs 8,085 as EMI. In this plan, the total loan repayment amount is Rs 2,91,060, with Rs 47,649 as the interest. This might look like a valid option for budget-conscious buyers, but you’ll end up paying way more in interest: Rs 23,868 more than the 18-month plan and Rs 16,068 more than the 24-month plan.

Apart from this, KTM also has EMI offers in collaboration with IDFC First Bank and L&T Finance. With this you can either have a downpayment as low as Rs 35,910, or a loan tenure of 12 months. You can also opt for loan tenures up to 60 months with these offers, though that may not be a sound financial choice. 

Do note that the actual interest rates and EMIs will vary from person to person based on CIBIL score, bank policies, and loan eligibility. We recommend checking with your bank and dealership for more detailed, accurate loan details. You can also check out personalised EMI plans for the KTM 390 Duke here.