2026 TVS Raider 125: EMI Buying Guide
This EMI guide will help you plan and manage your purchase better!
The TVS Raider 125 is one of the sportiest commuter bikes in India. It has an aggressive design that is matched by its performance. If you are planning to get one on loan for yourself, here’s how much EMI you’d have to pay.
For this guide, we are considering the top-spec ‘TFT DD’ variant (more about the TVS Raider variants here) of the TVS Raider 125, which costs Rs 96,100 (ex-showroom, Delhi). Its on-road Delhi price is Rs 1,12,829, which includes Rs 7,688 as RTO charges, Rs 6,915 as insurance fees, and Rs 2,126 as other charges. For these calculations, we have considered a down payment of Rs 20,000 and a 12 percent interest rate. With all of this, the total loan amount comes down to Rs 92,829. Check out the full breakdown here:
18 Months
If you opt for an 18-month loan tenure, you’ll need to pay Rs 5,661 as EMI (Equated Monthly Instalment). In this scheme, the total interest to be paid will be Rs 9,069 which is significantly less when compared to the other EMI schemes with longer repayment tenures. The total repayment amount for the bike equates to Rs 1,01,898 including interest and the borrowed loan amount.
24 Months
For an even lower EMI, you can choose the 24-month plan. Here, the EMI will be Rs 4,370. But, in this scheme, the total repayment amount goes up to Rs 1,04,880, which is slightly higher. For this scheme, you will have to pay Rs 12,051 as interest.
36 Months
If you choose to take a loan for 36 months, the EMI will be Rs 3,083, including interest. While this might be less than the EMI in the previous tenure, the total repayment amount and the interest significantly increase and amount to Rs 1,10,988 and Rs 18,159 respectively.
Do note that the actual interest rates and EMIs will vary from person to person based on CIBIL score, bank policies, and loan eligibility. We recommend checking with your bank and dealership for more detailed, accurate loan details. You can also check out personalised EMI plans for the TVS Raider 125 here. Also, take a look at the TVS Raider on-road price in other major cities. The TVS Raider also gets a long list of accessories sold officially.
If you want to book the Raider 125, and want to know more details, check out our booking details explainer. You may also read our Raider Ultimate Buying Guide that covers the entire buying journey.
TVS Raider User Reviews
I choose raider because one of my friend suggested me to buy as this bike is good nice looks and good mileage. The solo seat version of the bike is very good looking like similar to pulsar and it feels very light weight to ride this bike. The ride with the TVS raider was amazing till now, no breaking points were given by this bike, still rides the same smooth and the sound of the filter of this bike is best. The disc provided is also good, breaks tyres, engines, every thing is very good. I would like to recommend this bike to everyone other because of its looks, smooth rides, pretty good disc, nice colours, best engines, nice mileage and more than that the trust on TVS. They have been creating beats like this for very long now.Read More
I wanted a bike with a decent mileage per litre because my work demands inter district commute. And after extensive search I found Raider. I wanted a bike that wasn't too boring for a mileage centred bike and this was my fair bet. Overall ride experience is satisfactory. Braking is bit off, that can be improved but if you're going in a decent speed, it shouldn't be a concern for you but if you're in a rush, it sure will affect you in one way or the other. But didn't have any bad experience till this day. Yeah, I'd recommend this bike but its safe, if you give it a test drive and make sure it's suited according to your needs. You should not feel bad after making the purchase in my opinion. But its a solid choice according to me.Read More
Its a good reliable bike with good performance and great mileage. Best bike for daily commute. Recently installed new genuine TVS speedometer as my old speedometer was not working. Bike is in great condition. The colour of bike is red and black and it look awesome. Over all bike is super in performance, handling and mileage.Read More
First of all this is my very first motorcycle. After test drive i liked the initial pull and the riding posture. so i picked this one as my friend. I also liked the motorcycle's exhaust note in stock condition. Comfort depends on how you sitting on your bike. In my opinion it gives a good comfort. Mileage also depends on your driving style. Currently after the first service I'm getting a 67-69 kmpl. Recommended speed is 55-65 km/h. Yes. If you need a daily commuter you can definitely choose this one. It gives a good comfort, decent mileage and also a some fun . You can easily cruise on a 60-69 kmph without any discomfort, above that there is vibrations.Read More
I selected TVS raider because it is stylish, Fuel efficient and comfortable for daily commuting. It also has Modern features which make it better then other bikes in this range. It has a Sporty design with a refined 125CC engine which gives around 60 kmpl mileage The ride has been very practical and enjoyable. It feels like a smart daily partner light in traffic, quick when needed, and very comfortable even during longer rides. It never feels tiring. This bike feels good. I would recommend the TVS Raider because it genuinely makes everyday riding smooth. In city traffic, it feels light and easy to handle, and the pickup is good enough for quick overtakes. At the same time, it gives decent mileage, so it does not put pressure on fuel expenses. Overall, it feels like a smart and practical choice for daily use.Read More