Triumph Speed 400: EMI Buying Guide
If you are considering buying the Speed 400 on loan, then this guide will help you choose the right loan tenure
The Triumph Speed 400 is one of the friendliest 350cc bikes in India, and is priced at Rs 2,34,140 (ex-showroom). If you are planning to buy it on loan, here's a detailed EMI breakdown for different loan tenures, with a down payment of Rs 27,000 and an interest rate of 9.7%
18 Month Loan
For an 18-month loan, you have to pay an EMI of Rs 14,291. While the EMI is comparatively higher than the other loan tenures, the total interest is lower at Rs 18,740. The total repayment cost comes out to Rs 2,57,238.
24 Month Loan
This tenure scheme balances EMI and the interest amount as it offers lower EMI than the 18-month tenure. For a 24-month loan, you will have to pay an EMI of Rs 10,972. The total repayment cost is Rs 2,63,328, including the interest of Rs 24,830.
36 Month Loan
The 36-month loan offers the lowest EMI at Rs 7,662, which is significantly lower than the other loan tenures. However, the interest is the highest at Rs 37,334, and the total repayment cost comes to Rs 2,75,832.
BikeDekho Says
Getting a bike on loan is a convenient way to avoid paying the full price of the bike upfront, making the purchase easier. However, it also increases the overall cost of the bike. Additionally, the downpayment, EMI and the interest rates ultimately depend on your CIBIL score and loan eligibility. Also, ensure you review the loan terms and conditions with your bank before you sign for it.
Triumph Speed 400 User Reviews
- It is the best.I chose the Triumph Speed 400 for its perfect blend of timeless british styling, refined performance, premium build quality, everyday comfort and the pure joy it brings on every ride. Love it. Try it. The Speed 400 feels smooth, confident and fun on every ride. Whether it's city streets or open highways, it delivers comfort, performance. I smile every time I twist the throttle. You should go for long ride too. I would recommend this bike to everyone who is very keen to riding. Go for the extra aux lights, the present stock one is bit lower side, compare to the cars it is low. Bike is best for daily commute.Read More4 1
- Triumph speed 400 is game changerFeatures an upright, neutral seating position with wide handlebars, making it a perfect fit for a variety of rider heights. It rarely causes wrist or lower back pain, even during long rides. Suspension is good. Speed 400 delivers a balanced, premium riding experience. It shines with punchy low-end torque for city planted highway stability. While it delivers 25- 30 and easy maintenance, the short gearing takes getting used to, and engine heat is noticeable in heavy traffic. It is incredibly easy to dense city traffic the comfortable reduce fatigue, making your daily ride with a light torque assist clutch, tractable midrange power and a very manageable kerb weight, it shines brilliantly as an everyday city bike.Read More3
- Very Nicely driven bikeMy dream bike and one my friend rode the same so he suggested that I should buy triumph. I chose the Triumph 400 because it offers a perfect mix of power, comfort, style, and performance. Its premium design, smooth ride, and strong road presence make it ideal for both daily use and long rides. Its really really cool and fantastic. Riding the Triumph Speed 400 has been smooth, powerful, and confidence-boosting. Great balance of comfort, pickup, and road presence makes every ride enjoyable and exciting. My dream and friends suggested.Yes, I would recommend the Triumph Speed 400 for its strong performance, premium feel, comfort, and smooth handling. A great choice for daily rides and weekend touring alike.Read More4 4
- very good performance but limited service networkI did choose this bike because of the logo of the triumph. The performance, the comfort and the build quality is best. The build quality is the best in this segment and also the look of the bike is sporty. The comfort is good. Till now, I have driven around 7000 kilometers on this bike. Till now, I have never really had any problem or anything. No issues at all. Performance good, suspension also good, smooth engine and also triumph engine. Yes, I would definitely recommend this bike because I love this bike. The performance of driving this bike is very good and I also want to recommend that this. Cost of its maintenance is too high. Overall good.Read More3 2
- My Journey with the Speed 400I chose speed 400 because it perfectly balances power and style in everyday rides, 400 cc engine delivers strong performance and best rides. From first ride it felt very refined and incredibly smooth. Pros-Strong performance, smooth and refined engine, premium built quality, comfortable riding posture, great handling, Dual channel ABS and traction control. Cons- Heating in heavy traffic, service network. Yes I would surely recommend this bike who wants premium classy look's, smooth and strong performance, a bike which is best for daily weekend rides and one who cares about built quality and brand value.Read More3 3