Bajaj Pulsar NS125 ABS: EMI Buying Guide
Planning to buy the Pulsar NS125 ABS? This EMI guide will help you make the right decision
The updated Bajaj Pulsar NS125 ABS was recently launched at Rs 98,400 (ex-showroom, Delhi). The on-road price in Delhi comes to Rs 1,12,691 – which includes RTO tax of Rs 7,872 and insurance costing Rs 6,419 (will vary). If you’re planning to buy it on EMI, here’s a detailed breakdown of how much you’ll have to pay depending on your chosen loan tenure, assuming a fixed downpayment of Rs 20,000 and an interest rate of 9.7% (standard rate used for calculation):
18 Month Loan
For an 18 month (1.5 year) loan period, you’ll have to pay an EMI of Rs 5,554. While this EMI is slightly higher than longer tenure options, you’ll be paying less total interest – which in this case comes to Rs 7,281 – making the total repayment amount Rs 99,972 (loan portion only). Including the Rs 20,000 downpayment, the total cost of the Bajaj Pulsar NS125 will be Rs 1,19,972.
2 Year Loan
If you prefer a balance between manageable EMIs and total cost, the 2 year (24 month) plan is a solid choice. With this scheme, you’ll pay an EMI of Rs 4,264. The total interest amount here is Rs 9,645 – bringing your total loan repayment to Rs 1,02,336. Including the Rs 20,000 downpayment, the overall cost of this 125cc Bajaj bike will be Rs 1,22,336. This plan lowers your monthly payments by Rs 1,290 compared to the 18-month option.
3 Year Loan
For the lowest EMI, you can opt for a 3 year (36 month) loan. With this plan, your monthly EMI for the Bajaj Pulsar bike will be Rs 2,978 – making it the most affordable option per month. However, the total interest paid increases to Rs 14,517 – taking your total repayment amount to Rs 1,07,208. Including the Rs 20,000 downpayment, the total cost of the bike will be Rs 1,27,208. While this option eases your monthly burden, you’ll end up paying around Rs 7,236 more in interest compared to the 18-month plan.
BikeDekho Says
Buying the Bajaj Pulsar NS125 ABS on EMI is a smart way to own one of the most feature-rich 125cc bikes in India while keeping your finances flexible. Out of the three options, the 2-year tenure offers the best balance between monthly affordability and total interest paid. Do note that actual interest rates and EMI amounts may vary based on factors like your CIBIL score, bank policies, and loan eligibility. We recommend checking with your bank or dealer for the most accurate loan details. Calculate personalized EMI options for the NS125 here.
If you are planning on buying the Bajaj Pulsar NS125, you can check out our ultimate buying guide here for everything you need to know about the bike, including variants explanation, feature breakdown, specification comparisons, among others.
Bajaj Pulsar NS 125 User Reviews
Service and maintenance charge is normal, mileage is 50 - 55 kmpl on highway, 45-50 kmpl in cities and streets. Overall, it is a quite good bike with good performance and minimal costs. Everyday rides upto hundred kms can be done easily, I ride daily around 80 kms and it is very easy for me and it's a sports bike even with only 125 CC engine.Read More
This is one of my favourite bike in the list and i selected this bike as my first one in white and black combo also it has sporty look and everything is good also i'm already using a bajaj bike from last 4 years and thats the reason i again choosen the bajaj pulser. The long rides are comfortable engine performance with the mileage speed its control throttle everything is smooth and I have ride 312 km from my city Farrukhabad to ghaziabad nonstop and it was just flying smoothly. Yes i would really like to recommend this bike to all the person or youth who want their first bike to be a sports bike with average range budget. The bajaj pulsar ns 125 is the one where they can go for it without any hesitation.Read More
Name is enough to buy this bike, rest its good with its performance and comfort is good in long ride, it give immense pleasure to ride this beast. Good performance and style make it more reliable and worth it. As far as i have ride it this gives thrill to drive. Comfortable seats and have good ground clearance, good in off roading as well as pick up of this bike is amazing and that's been enough to make any ride comfortable. Yes, Bajaj is the one who brought revolution in indian two wheeler market and they are doing great job with pulsar and each time they make it more comfortable and more convenient. You must have this in your garage. Read More
Powerful engine 125 cc 4 stroke 11.8 ps power and 11 Nm torque stylish design, light design, sound less engine sports look muscular fuel tank and sharp lines, good mileage up to 40 to 45 kmpl performance. Comfortable seating's and decent suspension make it easy to navigate city streets, smooth rides, handling responsive, steering and comfort size make it a great city commuter sporty vibe and peppy engine. This price is best bike value for money and comfortable long ride stylish decent mileage 40-45 good power steering and best is abs support light is led performance is good and price is not so higher 1 lack.Read More
My favorite my family favorite my friend favorite. I suggest this for all person in my contact, this bike very smooth, this look is very hot and cool. Best performance in highway, mileage is nice in city mileage average but nice riding very comfortable, nice bajaj pulsar ns 125. 5 star comfort and this segment nice mileage, riding very smooth my pocket money no extra fuel, very nice mileage riding for this bike. India's first segment comfort-ability. I love this one for bajaj pulsar ns 125. Hot look this segment my favorite bike, sporty look sporty riding, riding is amul butter. I love this bike bajaj pulsar ns 125, white colour is my favorite colour, best use for my money purchase this bike.Read More