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Joy e-bike Mihos EMI Calculator
Joy e-bike Mihos EMI starts at Rs 3,244 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,00,773. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Mihos. (Calculated on On Road Price in Delhi)
Joy e-bike Mihos Down Payment and EMI
| Mihos Variants | Loan @9.7%. | Down payment | EMI (36 months) |
|---|---|---|---|
| STD | 1,00,773 | Rs. 11,197 | Rs. 3,244 |
Shortlist
Rs.1,07,619*
EMI starts from ₹3,244
Calculate your Loan EMI for Mihos
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period (Months)
Your monthly EMI
Rs.3,244*
Rate of interest@ 9.7%* for 36 Months
- Loan amountRs.100970
- Interest amountRs.15814
- Total Amount PayableRs.116784*
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Mihos EMI FAQs
Q) What will be the lowest down payment for Joy e-bike Mihos?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Joy e-bike Mihos includes the RTO and insurance charges.
Q) What will be the monthly EMI for Joy e-bike Mihos?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Joy e-bike Mihos can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹1,00,970/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 100970 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 3,244/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Joy e-bike Mihos?
A) The interest rate for Joy e-bike Mihos primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Joy e-bike Mihos?
A) EMI for Joy e-bike Mihos for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Joy e-bike Mihos User Reviews
Based on6 User Reviews
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Popular Mentions
- All (6)
- Speed (3)
- Experience (3)
- Service (2)
- Comfort (2)
- Price (2)
- Performance (2)
- More...
- Latest
- Very Good with fuel cost saving.Scooter is very good with range-`126 KM/charge (charging time-0-100% in 6 hrs approx). Has 3 mode of speed and a large boot space. Buy just 1 year (18th Feb 2025) and nearly no maintenance only break pad change after 5000 km. No issue with charging or related to this. And service centre availability is very good. Rest all are good.Read More
- Real Joy of riding Joy Mihos🛵I am using Joy Mihos latest version since last six +w months.I purchsed it during festival with on road offer price of Rs.1.17 lacs. It's worth for price as compared to other brands. Performance is the best as per my riding experience. I rode Joy Mihos on eco mode and got 125 km run,sports mode 110 and hyper mode 102 on full battery charge.It takes 5 hours to get battery fully charged. Any electric brand scooter one must take care in terms of battery charging crateria to maintain good health of battery & charger.Tilely service at dealer point is utmost important under warranty. I recommend joy Mihos which priced less then other brands and efficient electric scooter🛵Read More2
- Such a great experienceI have bought Mihos in April 2024, and after using it for months , i am experiencing this. The look is something everybody would love, it's a head Turner for sure, i mean, anywhere i go, people ask me about this EV, and also they have complemented me for choosing such a nice, elegant design. I have selected Gold Matte colour. About performance, till now I have got the best performance, the battery backup is great, i have even tried to test if it's true that it'll go 130 in 1 full charge at the normal mode speed. But yeah, it did cover the long distance of 102km in 1 charge, where I have rested for 2 hours too, and I'm talking about the kind of roads, Pott hole and instant break and everything included. Sensors are working fine, the break sensors and gps, anti theft, light under the seat. Overall it's a good experience.Read More2 2
- Good ExperienceI've had a good experience with it. It's enjoyable to drive, saves petrol and time. There's a good limit to drive, and it also excels in terms of security.2
- Perfect ScooterI am so happy to buy this scooty because its speed, average, and comfort are amazing, its engine is so powerful, and the price is only 150000 I love this scooty.2
- blind faithIt's fantastic! All the features are good, and it's comfortable for driving. The attractive colors make it stand out, and the mileage is superb.2
- View All Joy e-bike Mihos Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
*Ex-showroom price in Delhi
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