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    Udchalo Virbike V2 EMI Calculator

    Udchalo Virbike V2 EMI Calculator

    Udchalo Virbike V2 EMI starts at Rs 1,388 per month for a tenure of 36 months @9.7 for a loan amount of Rs 43,375. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Virbike V2. (Calculated on On Road Price in Delhi)

     

    Udchalo Virbike V2 Down Payment and EMI

    Virbike V2 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    75 km45,661Rs. 5,073Rs. 1,469
    55 km43,375Rs. 4,820Rs. 1,388
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    Shortlist
    Rs.44,999 - 47,498*
    EMI starts from ₹1,388
    View Finance Offers

    Calculate your Loan EMI for Virbike V2

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.1,388*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.43195
          • Interest amountRs.6773
          • Total Amount PayableRs.49968*
          • Get EMI offers

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          Virbike V2 EMI FAQs

          Q) What will be the lowest down payment for Udchalo Virbike V2?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Udchalo Virbike V2 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Udchalo Virbike V2?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Udchalo Virbike V2 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹43,195/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 43195 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 1,388/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Udchalo Virbike V2?
          A) The interest rate for Udchalo Virbike V2 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Udchalo Virbike V2?
          A) EMI for Udchalo Virbike V2 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Udchalo Virbike V2 User Reviews

          5.0/5
          Based on1 User Review
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          • M
            mahesh on Jul 08, 2025
            5.0
            Udchalo Virbike honest review
            I recently got my hands on the Udchalo Virbike V2 and to be honest, I didn’t had too much expectations in beginning. But after using it for few weeks now, I can say it is actually a solid bike in this range. I mainly use it for daily office commute and sometimes for weekend short rides, and it has not disappointed me till now. First thing I liked is the design – very simple yet attractive look. Matte finish gives it a bit premium feel. It don’t look cheap at all, which is surprising at this price point. Also, it’s lightweight and easy to handle, specially in traffic. The seat is also quite comfortable, although for long rides it can feel little bit hard. I think they should improve padding. Performance wise, pickup is decent. It won’t give you a race bike feeling, but for city rides, it does the job well. I get mileage around 55-60 kmpl, which is not bad. Gear shifting is smooth but sometimes I feel 1st to 2nd gear lags a bit. Brakes are responsive enough, though rear brake could be little more stronger. What impressed me the most is the service. Udchalo service team is quite helpful and cooperative. I faced small issue with headlight and they solved it quickly under warranty. Overall, it’s a value for money bike. Perfect for daily use, specially for college students or office goers like me. Just don’t expect any superbike features. For what you pay, it’s actually giving more.
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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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