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    TVS NTorq 150 EMI Calculator

    TVS NTorq 150 EMI Calculator

    TVS NTorq 150 EMI starts at Rs 3,675 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,14,661. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your NTorq 150. (Calculated on On Road Price in Delhi)

     

    TVS NTorq 150 Down Payment and EMI

    NTorq 150 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    TFT1,23,564Rs. 13,729Rs. 3,961
    STD1,14,661Rs. 12,740Rs. 3,675
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    Shortlist
    Rs.1.09 - 1.18 Lakh*
    EMI starts from ₹3,675
    View Finance Offers

    Calculate your Loan EMI for NTorq 150

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.3,675*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.114401
          • Interest amountRs.17899
          • Total Amount PayableRs.132300*
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          NTorq 150 EMI FAQs

          Q) What will be the lowest down payment for TVS NTorq 150?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for TVS NTorq 150 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for TVS NTorq 150?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for TVS NTorq 150 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹1,14,401/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 114401 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 3,675/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for TVS NTorq 150?
          A) The interest rate for TVS NTorq 150 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for TVS NTorq 150?
          A) EMI for TVS NTorq 150 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          TVS NTorq 150 User Reviews

          4.8/5
          Based on11 User Reviews
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          Popular Mentions
          • All (11)
          • Looks (7)
          • Power (7)
          • Speed (5)
          • Space (3)
          • Style (3)
          • Performance (3)
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          • Latest
          • Most Helpful
          • S
            souvik on Nov 22, 2025
            3.5
            best sporty scooter under 1.5 Lakhs
            I have used ntorq 125 in the past and decided to upgrade to ntorq 150 because I liked the new design and TFT display, the performance is good and best thing is that this machine is very quick you won't be disappointed with it's performance. Ntorq 150 gives confidence and its stable at high speed, abs works fine, lights are great, TFT display looks good but it could be brighter and the boot space is quite small as no it does not fit a full size helmet. I would recommend this scooter If you want a some kind of compact sporty scooter with good mileage and features, yes you can go for it it won't disappoint you but TVS should have used 14 inches wheels and LC engine that's a huge bummer.
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            1 1
          • O
            omprakash on Oct 11, 2025
            4.8
            Saved Up for the Race XP
            I wanted a scooter that did not feel slow. After riding my cousin’s Ntorq 150 on a short trip I was shocked by its power. It looked aggressive and felt like a sports bike but with scooter comfort. I loved the digital meter and sound. I saved up for 4 months and finally got the Race XP variant. It has been thrilling. The ride is smooth and fast. I take it to college, gym and even long night rides. It handles bumps well and feels stable on curves. The Bluetooth music control and navigation help me a lot. Definitely yes If someone wants a scooter that gives you power, features and fun this is the one. I tell everyone to test ride it once before choosing any other scooter. It is perfect for city rides and short weekend trips. Totally happy with my choice!
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            1
          • K
            karthik on Oct 11, 2025
            5.0
            Test Ride Changed My Mind
            I did not plan to buy Ntorq 150 at all. I went to buy different scooter but the showroom guy insisted I try it once. The power shocked me. It was not even my budget but I stretched it and I am so glad I did. You know something’s right when it makes you change your plan in 10 minutes. Feels powerful yet smooth. The controls respond quickly and I have never felt unsafe even in bad weather. It is been 1 year now and I still enjoy it every day. I even gifted a ride to my dad once and he said it felt like a plane on wheels. That moment made me proud of my choice. Yes, yes, yes. Sometimes we plan one thing but the destiny puts better options in front of us. That is what this scooter was for me. Great features, performance and surprisingly good mileage too. Everyone should test ride it once that is all it takes.
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            3
          • Y
            yashwant on Oct 11, 2025
            5.0
            Bike Feel, Parent Approved
            I always wanted bike but my parents were against it. So I looked for a scooter that felt close to one. Ntorq 150 had the sporty design, speed and tech I wanted. My parents liked the safety and balance it offered. So we met halfway. The day I got it I rode for 4 hours straight without getting tired. It feels like my first real ride. Even simple rides to class or coaching centers feel fun. The pickup is so good that I can zoom past traffic lights easily. My friends always ask for a ride. I even added some decals to give it my own look. It’s not just a scooter, it’s part of me now. Yes and especially for young riders like me. It is safer than a bike but still exciting. You would not feel bored or slow on it. It is reliable for family but cool enough for college too. Everyone who sees it once remembers it. That says a lot about how special it is.
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          • T
            tarun on Oct 11, 2025
            4.8
            Friend’s Trip, My Turn Next
            My friend borrowed scooter for a road trip and it happened to be the Ntorq. He came back and said it was the most fun ride he had. That stuck with me. A few months later I decided to upgrade and tried it myself. He was right it didn not feel like regular scooter at all. I have used it for everything going to the gym, office and weekend runs. The scooter performs in every condition. It is fast when needed but also calm when you are in no rush. The seat is wide and comfy and the headlight is powerful at night. It makes every ride feel premium. For sure. I suggest it to anyone who enjoys the ride not just the destination. It is built for the fun but also practical. You will feel like you are riding something more than just the scooter. The power, style and comfort are all packed in perfectly.
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            1 1
          • A
            akshay on Oct 11, 2025
            5.0
            Joined the Club, Got the Ntorq
            I joined a two wheeler club and noticed many members had the Ntorq. That got me curious. I did not want a bike because of the gear hassle so this seemed perfect. I watched reviews online and most riders were happy. I went for the yellow Super Squad edition because I am a big Marvel fan. The scooter feels alive. When I am riding with my club, I do not feel left behind. It keeps up well even with bigger bikes. The digital display shows trip stats and the look always gets compliments. It is also easy to wash and maintain. A great weekend partner and also good for daily use. Yes this scooter changed how I feel about commuting. It is not just about travel it is fun and engaging. If you do not want full bike but still want style this is perfect. Even during club rides no one believes it is just a 150cc scooter.
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            2
          • D
            devendra on Oct 11, 2025
            5.0
            Perfect for Delivery Work
            I deliver groceries for work and I needed a scooter that can carry weight but still run fast. I checked many models but most felt slow or did not have enough space. Then I tried the Ntorq 150 and it was a totally different feel. Quick pickup, great handling and still space for my delivery bag. It is made my job easier. I can go from order to order without wasting time. It handles potholes and speed breakers well. Even when it is loaded with stuff the power does not drop. I like how the brakes respond fast which is important for someone riding all day in city traffic. Yes especially for delivery people or anyone riding all day. It is strong, stylish and does not give engine trouble. Also the service cost is not high. You can do work and still enjoy the ride. Best part people often think I ride it for fun, not work
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          • N
            nishant on Oct 11, 2025
            5.0
            Right Choice for My Son
            My son studies in another city and needed something fast but not too bulky. We checked few scooters but the Ntorq 150 stood out because of the power and features. He liked the aggressive style and I liked the safety and balance. Also the underseat space and charging point made it more practical. He calls me every few days telling me how good it is. Says it feels like scooter with a soul. It handles rainy roads well and does not wobble. He is even taken it for group rides on weekends. It is been 8 months and he still sends photos of it when it is parked outside college. I would recommend it to other parents. It is safe, not too expensive and offers so many helpful features. Young riders will enjoy the speed and style, while parents can relax knowing it is a solid, trustworthy brand. No major complaints from our side at all.
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          • R
            rajeev on Oct 11, 2025
            4.8
            Big Upgrade After 6 Years
            I was using an old Activa and after 6 years I finally decided to upgrade. I wanted something powerful but easy to ride. I saw a friend’s Ntorq 150 and instantly loved how different it looked. When I test rode it I was shocked at the power. It did not feel like a regular scooter at all. The acceleration is just perfect for city roads. It gets me through traffic quickly and safely. The turning feels smooth and even at 80+ kmph the scooter feels stable. I also love the smart features like caller ID and last ride tracking. It feels premium but still simple to use. Yes I have already convinced my cousin to buy one. It is reliable, stylish and honestly feels like an upgrade from most other scooters. You would not feel bored riding this. It keeps up with city demands and weekend fun. Very practical but still exciting.
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          • P
            pranav on Oct 11, 2025
            4.8
            Gift from Dad After 12th
            My father surprised me with Ntorq 150, when I cleared 12th boards. It felt like the reward for my hard work. The black and the red color looked amazing and the digital screen was too good. I am very thankful to my dad. It became my daily companion. I ride it to college, tuitions and late night chai spots with friends. It is super smooth and fast. It even handles speed breakers without that “thud” sound. The engine has a sporty roar and I love it when people ask me what I’m riding. Of course I would. It is the best gift I ever got. If you are a parent looking for a scooter for your child this one is safe and fun. And if you are buying it for yourself you’ll love every ride. Even long traffic jams feel less boring with this scooter.
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          • View All TVS NTorq 150 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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