Hero Xtreme 125R: EMI Buying Guide
Here’s a quick guide to help you buy the Hero Xtreme 125R on loan
The Hero Xtreme 125R is a sporty looking bike, and is also one of the best-selling motorcycles in its segment. The top variant of the bike, priced at Rs 1,05,500 (ex-showroom), gets segment-leading features like dual-channel ABS, cruise control, riding modes, and more. If you are planning to buy it on loan, here’s a breakdown of EMI you have to pay, considering down payment of Rs 30,000:
18 Months
If you are opting for an 18-month loan tenure, you’ll have to pay an EMI of Rs 6,377. Considering interest rate of 9.7%, the total interest paid will be Rs 8,364. With that, the total repayment for loan and interest sums up to Rs 1,14,786, plus the down payment.
24 Months
Opting for 24-month loan tenure lowers the EMI to Rs 4,869 but the final repayment amount comes up to Rs 1,17,504. This includes the interest repayment of Rs 11,082 and the borrowed loan. That said, you will end up paying Rs 2,718 extra compared to 18-month loan tenure.
36 Months
For an even lower EMI, you can opt for a 36-month loan tenure. Here the EMI will be Rs 3,419. The monthly installment will be lower than the 24-month tenure, but the interest goes up to Rs 16,662. The total repayment in this tenure sums up to Rs 1,23,084.
Bikedekho Says
An EMI scheme helps to ease immediate financial burden compared to a full payment method. However, by opting for a loan, you will end up paying more to the bank in form of interest, and increasing the overall cost of the bike. Make sure to carefully read the terms and conditions of the bank before applying for a loan.
Note that the interest rate and EMIs vary depending on the bank, your CIBIL score, and your loan eligibility. We suggest checking with your bank for clearer details of the actual downpayment, EMI, and interest rate. As for the on-road cost of the bike, this Xtreme 125R price explainer will give you a clear picture.
If you are planning to buy the Hero Xtreme 125R, check out our complete booking guide, to know more about the buying procedure. But before that, read our variant expainer to figure out which Xtreme 125R variant is the best to choose. You may also customise your Xtreme 125R with accessories. The Hero Xtreme 125 is worth considering and here’s our ultimate buying guide.
Hero Xtreme 125R User Reviews
- Well maintained with no any dent t is present.For daily city riding the engine is smooth and responsive. It’s particularly good for overtaking and quick acceleration compared with many conventional 125cc commuters bikes. A practical expectation 50/60 km/l. Brakes and safety. Higher variant get single ABS Channel. Bike have the full safety features that any bike may hardly have.Read More3 2
- Bike performanceOffers strong, low end torque and a tractable 5th gear that pulls smoothly from low speeds in traffic, maintaining great fuel economy around 50 - 55 kmpl, mileage of 66 kmpl while real world user and expert reviews report an average efficiency of 50 kmpl to 63.5 kmpl depending on riding conditions.Read More4 7
- About bikeLooks-wise, the best bike in the 125cc segment, and the mileage is very good at 50 kmpl. Riding comfort is good for daily city usage, and the servicing cost is very low. It is a low-maintenance bike with good looks. I have done very long trips of about 250–300 km in one stretch, and the performance was very good, that too in mountain areas.Read More4 5
- High quality safety bikeThis is all ok with comfort, did not face any problem and the engine of 125cc is the best, enjoy the fast speed and give the feel of super bike. This is the best bike in terms of performance at the highways and best for the off roading. I did't face any problem in my entire 2 years of experience. I love hero Xtreme 125R.Read More6 7
- riding experience and maintenanceBhai mere ko isko liye abhi just 2 month hua hai, me 09/07/2026 me purchase kiya hu aur mera jo experience raha badiya hai lekin me abhi heavy riding nhi karta hu, daily purpose ke usage ke liye best hai, thoda sa problem gear shifting me aata hai aur second service me kick ka problem hai. Baki bike mast hai, chalane me bahot maza aata hai.Read More2 1