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    TVS XL100 EMI Calculator

    TVS XL100 EMI Calculator

    TVS XL100 EMI starts at Rs 1,597 per month for a tenure of 36 months @9.7 for a loan amount of Rs 50,143. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your XL100. (Calculated on On Road Price in Delhi)

     

    TVS XL100 Down Payment and EMI

    XL100 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Heavy Duty Alloy66,666Rs. 7,407Rs. 2,155
    Heavy Duty i Touch Start Win Edition64,746Rs. 7,194Rs. 2,086
    Heavy Duty50,143Rs. 5,571Rs. 1,597
    Comfort i-Touch Start64,256Rs. 7,140Rs. 2,069
    Heavy Duty i Touch Start61,409Rs. 6,823Rs. 1,967
    Read More
    Shortlist
    Rs.44,150 - 60,050*
    EMI starts from ₹1,597
    View Finance Offers

    Calculate your Loan EMI for XL100

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.1,597*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.49714
          • Interest amountRs.7778
          • Total Amount PayableRs.57492*
          • Get EMI offers

          Find EMI of XL100 Alternatives

          XL100 EMI FAQs

          Q) What will be the lowest down payment for TVS XL100?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for TVS XL100 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for TVS XL100?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for TVS XL100 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹49,714/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 49714 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 1,597/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for TVS XL100?
          A) The interest rate for TVS XL100 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for TVS XL100?
          A) EMI for TVS XL100 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          TVS XL100 User Reviews

          4.3/5
          Based on423 User Reviews
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          Popular Mentions
          • All (423)
          • Mileage (158)
          • Comfort (127)
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          • Performance (73)
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          • Price (61)
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          • D
            deepak on Nov 13, 2025
            5.0
            Handles Well, Feels Solid
            I liked this scooter for its compact size, fuel efficiency, and simple design. It fits easily in tight spots. Sleek design, bright color. Recommended by friends nearby. Affordable fuel, low running cost. Riding is steady, with good pickup and light handling. The seat is comfortable even for longer rides. Feels stable, rides smoothly daily. Smooth acceleration, brakes responsive. Feels light, easy parking everywhere. Yes, I recommend this scooter for students for daily college use. This scooter is fully reliable, economical, and easy to maintain. Comfortable and low maintenance. Good for short and long trips. This scooter is Easy to ride and maintain.
            Read More
          • R
            raghav on Nov 13, 2025
            4.8
            Simple and Reliable Ride for Work
            I took this bike because I wanted a simple one for work. It is easy to ride and has good mileage. I liked that it can carry small goods and runs smooth. My father used TVS bikes so I trusted the brand. It does not need much care and starts every time. It is small but very useful for my daily job. My ride has been good with this bike. It feels light and I can move easily in traffic. The seat is soft and it rides smooth even on bad roads. I use it for small trips and carrying things for work. It never gave me any trouble. It is not fast but it is very strong and always helps me get my work done. Yes I tell many people to buy this bike if they want a simple one for city use. It saves petrol and is easy to handle. It is not for fun rides but very good for workers and shop people. It is cheap to keep and always ready to go. It is small but very helpful every day.
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            1
          • A
            aditya on Nov 13, 2025
            5.0
            Performance That Impresses Always
            I travel through uneven roads, so I wanted something sturdy. This scooter felt stronger than others. I got it on a friend’s suggestion. He wants a scooter for daily short rides and weekend long rides. Suspension works nicely and the ride feels balanced. Doesn’t skid easily even on wet roads. Feels light and quick. No issues with engine or starting. Runs smooth even in traffic jams. Reliable for long-term use. Great scooter for those who ride on mixed roads. Strong build and dependable feel. If you want a modern stylish scooter that's already tested and proven. This scooter from India is a safe pick.
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          • N
            nikhil on Nov 13, 2025
            5.0
            Feels Great on Long Trips
            I purchased the TVS XL100 super scooter because it is easy and light to ride in traffic. Needed something reliable for daily work runs and this fit my budget too. Looked perfect for daily office travel and weekend errands. The scooter runs smooth. Starts easily every morning and handles turns well. Feels stable even with a pillion rider. Engine feels refined and ride is comfortable. Only wish the storage was a little bigger. Good option if you travel short distances daily. Simple, smooth and not heavy on fuel. Great choice for city rides and light users. Mileage and comfort make it worth buying.
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          • K
            krishan on Nov 13, 2025
            4.8
            Tough smooth and handy for short work commutes
            I picked TVS XL100 because I wanted a strong and simple moped for carrying stuff easily. It’s light, runs well, and gives great mileage. The seat is long, and loading is easy. It starts quick and rides smooth even on bad roads. It’s perfect for daily work and short travel around the town always. My riding experience with TVS XL100 has been solid. It’s simple, light, and can carry weight easily. I use it every day for short trips and work runs. It rides steady even on rough roads. The engine starts quick and smooth. It’s very easy to handle and saves a lot of fuel daily. Yes, I recommend TVS XL100 to people who want a simple, strong, and light moped. It’s great for work use and daily travel. Easy to ride, easy to maintain, and gives great mileage. It can handle weight and rough roads well. It’s a practical choice for everyday trips anywhere daily.
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          • V
            vivek on Nov 12, 2025
            5.0
            Offers Smooth and Silent Experience
            I went for this model because of its mileage and low running cost. It’s light, compact, and fits perfectly for small-town travel and markets. It felt ideal for family use and local errands, especially in crowded areas. Riding has been effortless so far. The scooter starts easily even in the morning, and the handling is very easy in narrow lanes. The acceleration is very smooth, and the brakes are respond well. This fuel scooter is perfect for short rides. Yes, I highly recommend it to anyone looking for a short ride and also for daily office rides. It offers decent super comfort, good fuel economy for long and short rides, and solid reliability for everyday use.
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          • L
            laksh on Nov 12, 2025
            5.0
            Modern Design with Great Features
            I bought this scooter for its strong build and sleek look. I needed something practical for city traffic that wouldn’t demand too much maintenance. It is an easy choice for traffic and short city rides without much strain. It’s been a satisfying ride overall. Pickup is decent, and braking feels confident even on wet roads. The seat is soft and comfortable for daily travel. I hardly feel tired even after short and long daily commutes. It is a great option for anyone who wants daily use. This scooter is super stylish, reliable, and fuel-saving scooter for busy streets. Easy to park and maintain. It’s reliable and perfect for everyday work or college runs.
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          • N
            nishant on Nov 12, 2025
            5.0
            Value for Money Everyday Ride
            I bought this motorcycle mainly for office travel. Needed something light and easy to handle. It looked practical and fit well in my budget. Mileage and brand name helped me decide. My route to work is long, so I needed something that could handle distance. It’s been really smooth to ride around town. No major issues so far. Easy to balance in traffic, and pickup feels fine for city roads. The price felt right compared to others in the segment. Feels strong and dependable. Good choice if you just want a simple motorcycle for daily rides. Low fuel use and not much to worry about in maintenance. This bike is a reliable one that saves petrol and doesn’t ask for much upkeep.
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          • A
            aviral on Nov 12, 2025
            4.8
            Tough Moped for Daily Loads
            I run a small shop and needed something strong to carry goods. The XL100 looked tough and easy to use. I liked that it had no gears and still had enough power for heavy loads. It is a work bike but it is built to last and handle tough roads easily. The XL100 is my daily partner. It runs smooth even when loaded with boxes. The engine feels strong, and fuel use is low. I have used it for long hours without any issue. It is simple, reliable and never gives up even on rough village roads. Yes, it is perfect for the small business owners or anyone who needs a strong, low cost ride. Very simple, very useful. Easy to fix, easy to ride. A real workhorse for daily needs.
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          • A
            aarush on Nov 12, 2025
            4.8
            Tough & Easy for Daily Work
            I needed something simple and strong for carrying goods. The XL100 felt perfect—no gears, easy to ride, and powerful enough to take load. I liked that it has a solid frame and smooth handling. It reminded me of the old mopeds, but smarter and more modern. The ride is comfortable and stable even with extra weight. The engine feels strong and it moves easily through small streets. I use it every day for my shop deliveries and it never lets me down. Starting is easy and it runs well even after long hours. I’d recommend it to anyone who needs strong ride. It is great for the small business work or family use. Super easy to maintain, low fuel cost, and long-lasting build. It’s a hardworking bike that never complains.
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          • View All TVS XL100 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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