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    Suzuki Access 125 EMI Calculator

    Suzuki Access 125 EMI Calculator

    Suzuki Access 125 EMI starts at Rs 2,617 per month for a tenure of 36 months @9.7 for a loan amount of Rs 81,425. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Access 125. (Calculated on On Road Price in Delhi)

     

    Suzuki Access 125 Down Payment and EMI

    Access 125 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Ride Connect TFT ABS Edition1,01,399Rs. 11,267Rs. 3,266
    Ride Connect ABS Edition95,415Rs. 10,602Rs. 3,053
    Ride Connect TFT Edition96,948Rs. 10,772Rs. 3,107
    Ride Connect Edition91,854Rs. 10,206Rs. 2,958
    Special Edition87,698Rs. 9,744Rs. 2,809
    Standard Edition81,425Rs. 9,047Rs. 2,617
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    Shortlist
    Rs.78,184* Onwards
    EMI starts from ₹2,617
    View Finance Offers

    Calculate your Loan EMI for Access 125

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,617*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.81472
          • Interest amountRs.12740
          • Total Amount PayableRs.94212*
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          Access 125 EMI FAQs

          Q) What will be the lowest down payment for Suzuki Access 125?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Suzuki Access 125 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Suzuki Access 125?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Suzuki Access 125 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹81,472/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 81472 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,617/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Suzuki Access 125?
          A) The interest rate for Suzuki Access 125 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Suzuki Access 125?
          A) EMI for Suzuki Access 125 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Suzuki Access 125 User Reviews

          4.5/5
          Based on126 User Reviews
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          Popular Mentions
          • All (126)
          • Comfort (78)
          • Mileage (66)
          • Looks (45)
          • Seat (37)
          • Experience (33)
          • Engine (27)
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          • Latest
          • Most Helpful
          • M
            mahesh on Feb 20, 2026
            4.0
            The access 125cc recommend scooter by experts
            Smooth on highways and very good for comfort rides works well in city it's The Access 125 Comfort Smoothness Practicality. If your priority is daily commute, reliability, comfort, and mileage,and it's good for performance also. Acceleration is very good as seen on this scooter it offers an 125cc engine that gives refined power so riding it makes sense in city it's for city purpose only it's not meant to be used for long Highway rides. Yes I definitely recommend this scooter to other people who use just the city ride you can use only this is for city rides only this is not meant to be used for Highway rides. It can be used only for the city purposes so because of this I recommend this scooter only for the city purpose not for the long rides it's comfortable to use it in cities.
            Read More
            1 1
          • K
            kushal on Feb 05, 2026
            5.0
            Best in class mileage, looks, comfort, all in one.
            Good mileage, pillion friendly seat for ladies, I ride with my wife long distance. Done lonavala, Alibaug one day trips. Its tag line has stuck on my mind access kami pite, that also made me take this, mileage compared to jupiter and tvs ntorque is more Its been an awesome ride till now, rode 30000km till now. Just came the stepping motor issue used to get off in low rpm. Got some modification fitment done i can adjust the rpm now by it. Seats can be made little softer. So far so good. Can easily dodge anything by its power Yes i would recommend this bike. It has straight seats and good power and mileage, looks are great too, i have the black one, just get extra light fitted, factory fitted lights are not adequate. I feel it gives less visibility with time, change led or fit extra lights
            Read More
            1
          • S
            samrat on Jan 04, 2026
            4.3
            Scooter from the stable of Racing Blood.
            Foremost idea behind chasing this bike is it's mileage and large space. Even a month's ration can be carried in this bike along with a pillion rider. Even with all these, the ride is super smooth. And the fantastic colour option is the final point of reckoning. Absolutely Positive. Ride is super comfortable. The power is quite peppy. The pick up is super smooth. It accelerates without much effort and overtakes other vehicles so easily that I remain amazed. Without even trying I can easily overtake other so called super scooters. In, not so empty, highway it cruises past 60 km/hr without me even noticing it and quite a few times clocks 80 km. The riders from all age group can buy this scooter. Though it's a very basic one, it amply make it's way with it's sheer power, mileage and large carrying capacity. It is a scooter for daily commute as well as long ride. Even a daily run of 30kms one way is a joyride as its a very comfortable scooter.
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            1 5
          • M
            mateen on Nov 21, 2025
            4.7
            Access Performance
            New looks and good designed first scooter to introduce charging point with mobile holder pocket. Best in scooters looks, First scooter to gives Mileage above 60 kilometers. More and new colours introduced by access I have one of them. Good on Highways and in the city roads also. Road grip is good. Control is good, very silent and smooth compare to other scooters. mileage is superb. We can recommend for long drives. Over all can strongly recommend. First I recommended to my self planning to buy another Recommended to friends relatives and let them purchased 9 access suzuki with my recommendation. The access seat is very comfortable, especially mileage is unbeatable.
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            10 4
          • M
            mukaram on Nov 06, 2025
            4.8
            Good to buy in financial city
            Very good to buy I used to drive hero pleasure, our family scooter. But something was calling me from the far. It was a call to become a suzuki access. I am always fascinated by motorcycles, never liked the scooters anyways. I always consider scooters to be only for ladies. But nowadays many companies are marketing their scooters for male consumers Very good in the financial city GREAT scooter, I truly did enjoy riding it. I would highly recommend anyone that rides or has been a access rider to enjoy, I am quite sure you will also enjoy it as much as i have. A scooter like the access 150 is often recommended for its reliability, comfort, and ease of handling. A comfortable bike with good power is ideal. A bike that balances comfort, reliability, and power is best.
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            6 2
          • J
            janmejay on Oct 30, 2025
            5.0
            Access is the best in it's segment
            I chose access for it's refined engine , great mileage and smooth ride. I never opted for another scooter since i got my hands on suzuki access and it has been 13 years now that I've been using access and this model is best. This bike didn't disappoint me anywhere. I took it in the city traffic plus most rides are on highways so i know about the power it produces because in traffic this engine never disappoints. I always had an ease of moving around with this smooth machine. I would definitely recommend this bike for it's fuel efficiency and the refined engine it has. I already have told my friends about this specific bike and i always have suggested to go for it and people listen when they see that you have a great example in your hand i.e. suzuki access.
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            2
          • S
            soumya on Oct 29, 2025
            5.0
            Best scooty in this segment
            Someone recommend me this scooty but when i really look at this i really amazed this is amazing Then i decided to buy this I like the pricing and the daily commute segment its amazing, its good really It's riding is so good i love this handling and cornering best in this segment i would recommend this to everyone who want to ride daily in either city traffic or Highway overtake its really amazing buy this over everything I think everyone who want a reliable scooty and want to ride a pickup scooty should ride this and feel the amazing fun I ecommend everyone to buy this over any on this price point I was recommended by someone my friend now i want to recommend this to everyone Best for daily commute
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            2
          • D
            deepak on Oct 22, 2025
            5.0
            very good for long drive.
            city mileage is around 45 and highway is around 55. smooth acceleration . i brought access in March 2025 but I miss tft display in it.and we can't not install tft display in this model. overall driving experience is very good. i drive it mostly long route two times like 545km with in a day from one state to another .
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            1
          • B
            bhuvan on Oct 11, 2025
            4.7
            Good scooter in the market
            Very good experience in terms of riding and handling. Overall a very good daily rider and with a good mileage of 45-50kmpl in mixed road conditions, it has won the heart of my family. and proudly this is our 2nd access in our house and has crossed 60k km and running smoothly only one issue is with the silencer, planning to replace it soon.Though it's a 4 year old scooter easily manages to cruise in 80-90 on highway without any effort. Also i have not faced any major issues till date. If you are looking for good family scooter with a good performance and comfort it's a must buy.
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            1 1
          • R
            ritu on Sep 24, 2025
            4.7
            Choosing Suzuki Access 125 for Its Superior Storage
            Because of the Suzuki access, 125 superior storage capacity streamlined engine and reputation for comfort, I chose it over the activa. I wanted a scooter that could be both the family, weekly grocery shopping trip and my daily commute to office but the main thing is, it’s not that compatible for me as I use delhi to reach my office Unfortunately, it has fallen shot of expectation. Longer rides are exhausting because the seat become unpleasant after only 15 to 20 minutes with only 38 km per litre city traffic. The mileage is disappointing and far less than what I was promise to make matter worse servicing take far longer than anticipating because spare part are difficult to get in my city. If you believe me to be honest, I say no, if you value comfort, mileage and dependability is not the best option. I would advise choosing the TVS Jupiter or Honda activa 125 because they are both more reliable in terms of real-world fuel economy, easier to maintain also.
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            2
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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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