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Kawasaki Ninja 650 EMI Calculator
Kawasaki Ninja 650 EMI starts at Rs 24,401 per month for a tenure of 36 months @6 for a loan amount of Rs 8,01,972. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Ninja 650. (Calculated on On Road Price in Delhi)
Kawasaki Ninja 650 Down Payment and EMI
| Ninja 650 Variants | Loan @ 6%. | Down payment | EMI (36 months) |
|---|---|---|---|
| (2026) | 7,96,079 | Rs. 88,453 | Rs. 24,232 |
| (2025) | 8,01,972 | Rs. 89,108 | Rs. 24,401 |
Shortlist
Rs.7.77 - 7.91 Lakh*
EMI starts from ₹24,232
Calculate your Loan EMI for Ninja 650
Down PaymentRs.
0Rs.0
Bank Interest Rate %
6%26%
Loan Period ( Months )
Your monthly EMI
Rs.24,232*
Rate of interest @ 6%* for 36 Months
- Loan amountRs.796532
- Interest amountRs.75820
- Total Amount PayableRs.872352*
Find EMI of Ninja 650 Alternatives
Ninja 650 EMI FAQs
Q) What will be the lowest down payment for Kawasaki Ninja 650?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Kawasaki Ninja 650 includes the RTO and insurance charges.
Q) What will be the monthly EMI for Kawasaki Ninja 650?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Kawasaki Ninja 650 can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹8,02,080/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 802080 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 24,232/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Kawasaki Ninja 650?
A) The interest rate for Kawasaki Ninja 650 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Kawasaki Ninja 650?
A) EMI for Kawasaki Ninja 650 for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Kawasaki Ninja 650 User Reviews
Based on9 User Reviews
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Popular Mentions
- All (9)
- Power (4)
- Comfort (4)
- Price (3)
- Mileage (2)
- Looks (2)
- Engine (2)
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- It was a good bike,It was a good bike, i got very comfortable ride with it,mileage is not at satisfied but its ok ,maintanance cost is not at good , i can get 160 km/hr very easy, but it’s dangerous,so don’t over ride it ,i can control in every traffic jam easily because it is not at very weight so i can control it very easilyRead More
- Ninja 650 A beastThis is a beast of a kind the riding experience is insane for the price it comes for you have to take a ride to feel the power. The suspension is good it goes from 0 to 60 in 2.45 seconds overall great bike having amazing designRead More1
- Favorite bike foreverBest ever bike ever. I would like to but kawasaki ninja 650 soon I am impressed and sure I will buy soon thanku
- Adequate power + good mileage for a tourerIt could possibly be a good bike for the tourers, especially the ones traveling inter-city or interstate. The bike's comfortable riding position and ergonomic control give the biker the pleasure to be on it while mile-munching on the highways and the bike is equally good on the in-city roads as well. Mileage-wise, the bikes return a comparably better fuel average than similarly priced bikes. But one can also consider the Suzuki GSX S750 for just a tiny buck more. It not only has 2 more cylinders to power itself but it also sports 46PS and a 17Nm surplus of power and torque over the Ninja 650. So the Ninja here is an entry-level adventure tourer where as the S750 is a naked street sports bike that can also be used as a sports tourer but still the Ninja650 will return much better fuel mileage than S750 ever can. Make sure u know what u want before finalizing either of them.Read More4
- Most Comfortable BikeThis is the most comfortable bike that feels like sitting on the bed, and performance is next level. Its engine pickup is very nice, and it almost takes 5 seconds to touch 100kmph.Read More7 1
- So You Bought A Ninja Bike, Buckle UpBeen riding street cruisers for 40 years. My Ninja 650 is by far the fastest bike. I ever had. Tons of power, cornering, comfortable to ride, mine came with a trunk and saddlebags, great for travelling and easier to remove. Torque and weight are all awesome. Love this bike.Read More7
- This bike so much attractive.Wow so beautiful Kawasaki ninja 650 bike, I like this bike very power, I love this bike very much.5
- My Dream BikeI like its body style and its engine sound is awesome. Its body is unique and it gives a sporty look. Tire quality is awesome and it has better mileage compared to other bikes.9
- Kawasaki is the best.One of the top 650cc bikes, which we get in this price range. Kawasaki is the best. And the color option is unique and good looking.13 2
- View All Kawasaki Ninja 650 Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
*Ex-showroom price in Delhi
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