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    Honda Shine 100 DX EMI Calculator

    Honda Shine 100 DX EMI Calculator

    Honda Shine 100 DX EMI starts at Rs 2,384 per month for a tenure of 36 months @9.7 for a loan amount of Rs 73,973. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Shine 100 DX. (Calculated on On Road Price in Delhi)

     

    Honda Shine 100 DX Down Payment and EMI

    Shine 100 DX VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    STD73,973Rs. 8,219Rs. 2,384
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    Shortlist
    Rs.70,507*
    EMI starts from ₹2,384
    View Finance Offers

    Calculate your Loan EMI for Shine 100 DX

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,384*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.74192
          • Interest amountRs.11632
          • Total Amount PayableRs.85824*
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          Shine 100 DX EMI FAQs

          Q) What will be the lowest down payment for Honda Shine 100 DX?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Honda Shine 100 DX includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Honda Shine 100 DX?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Honda Shine 100 DX can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹74,192/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 74192 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,384/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Honda Shine 100 DX?
          A) The interest rate for Honda Shine 100 DX primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Honda Shine 100 DX?
          A) EMI for Honda Shine 100 DX for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Honda Shine 100 DX User Reviews

          4.8/5
          Based on34 User Reviews
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          Popular Mentions
          • All (34)
          • Mileage (28)
          • Lights (21)
          • Comfort (19)
          • Looks (18)
          • Seat (16)
          • Price (13)
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          • Latest
          • Most Helpful
          • A
            alluru on Nov 24, 2025
            5.0
            Best motorcycle in 100 cc segment .
            I choose Honda shine 100 DX, because it's affordable price, best mileage, feature rich, very stylish and comfort with smooth suspension.This motor cycle is suitable for daily commuting. This motor cycle maybe used on both Rural and urban roads.Honda company have more service centres.This is best in this segment.
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            2
          • A
            aarush on Nov 13, 2025
            4.8
            Simple soft and reliable for calm everyday travel
            I chose Honda Shine 100 DX because I needed simple bike that gives comfort and mileage. It is light, smooth and easy to ride daily. The engine feels calm, and the seat is soft. I ride it to office and market daily. It is perfect for small rides, safe to handle and smooth every time I use it. My riding experience with Shine 100 DX has been very easy and comfortable. It starts quick and runs smooth. I ride it daily to work and it feels steady in traffic. The seat is nice and the engine stays quiet. It gives great mileage and I feel relaxed every time I ride it around. Yes I recommend Honda Shine 100 DX to anyone who wants simple, safe and comfortable bike. It is light, easy to handle and gives very good mileage. It is perfect for daily use and city roads. You can ride it comfortably every day. A smooth and reliable bike for everyone.
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          • A
            arhaan on Nov 13, 2025
            4.8
            Simple light and steady for daily office commutes
            I chose Honda Shine 100 DX because I wanted a simple bike that runs smooth every day. It gives great mileage, and it’s light to handle. I ride it to office daily and it feels safe and calm in traffic. The seat is soft, and the pickup is nice. It is perfect for daily use and small errands around the city, very reliable always. My experience with Shine 100 DX has been easy and comfortable. The engine starts quick and runs smooth in city traffic. I ride it every morning to work, and it feels stable and calm. I even rode in rain and it handled perfectly. The seat is nice, and it gives great mileage. Every day rides feel light and safe everywhere I go. Yes I recommend Honda Shine 100 DX to anyone who wants a simple, safe bike with the good mileage. It is perfect for office rides or short trips around the city. The bike is the light, smooth, and easy to handle in traffic. It runs steady on every road, gives comfort, and feels reliable for daily use always.
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          • M
            mohit on Nov 12, 2025
            5.0
            Ideal Choice for Daily Users
            Chose it because of mileage and brand trust. Wanted something that will last long and not trouble every few months. The design caught my eye and it felt sturdier than most bikes in its price range. The dealer service was also convincing. Ride is smooth, seat comfort is good, and the suspension handles bumps fine. Engine still feels new. Even during long trips, the seat comfort keeps you fresh. The headlight brightness could be better though. Recommend for daily users who want less service headaches and consistent performance. This bike is fully dependable, stylish, and easy to maintain anywhere. You get good performance without spending too much on fuel or frequent service visits.
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          • R
            raghav on Nov 12, 2025
            4.8
            Simple, Smooth & Affordable
            I needed something simple and economical for daily trips. The Shine 100 DX’s light weight, simple design, and efficiency promised easy rides without much maintenance hassle. I needed something simple and economical for daily trips. The Shine 100 DX’s light weight, simple design, and efficiency promised easy rides without much maintenance hassle. Recommend it for the beginners or daily commuters. Lightweight, fuel efficient and easy to handle. Makes everyday trips convenient and reliable without any stress.
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          • A
            aditya on Nov 11, 2025
            5.0
            Perfect Fit for Urban Lifestyles
            I chose the Honda Shine bike because I needed it for daily use for the office. It's used this bike for daily purposes, something suitable for office travel and occasional long rides. The engine felt steady at different speeds, and the seating was comfortable enough for hours. Riding so far has been steady and predictable. It accelerates is very smoothly, brakes well work for long rides, and handles uneven roads without trouble. Long rides also stay comfortable because of the balanced seating. I’d recommend this if you want something reliable for both daily travel and weekend plans. It gives good comfort and big or long-term mileage without needing too much upkeep. This is the best bike for me and my family.
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          • R
            reyansh on Nov 11, 2025
            4.8
            Compact, Fuel-Saving Daily Partner
            I chose Honda Shine 100 DX because I needed small and simple bike for office rides. It’s light and easy to handle. The price was also perfect. Honda bikes are known for lasting long, and that gave me confidence. I wanted something that would save fuel and still look nice on road always. My riding experience has been very smooth. The engine starts easily and runs quietly. It feels light in traffic, and gear shifting is easy. Even after hours, there’s no back pain. The bike gives great mileage, and the service cost is low. It’s a very friendly and stress-free ride truly. Yes I would recommend it to anyone who wants peace of mind and savings. It’s perfect for students or office workers. The bike gives good comfort and long life. For daily use, you can trust it without worry. It’s simple, smooth, and very easy to take care of every day.
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          • A
            aaryan on Nov 11, 2025
            4.8
            Simple, Strong, and Daily-Ready
            I bought the Shine 100 DX because I wanted a simple and strong bike for daily use. The price was fair, and the mileage promised to be high. It looked clean and easy to handle. I didn’t want a heavy bike, just something that works every day without trouble. Shine fit that wish well. My Shine runs smooth every morning. It starts in one kick and feels steady. I ride through traffic easily. It doesn’t use much fuel, and I don’t worry about small repairs. The seat feels soft, and suspension is nice on bumps. It’s light, quiet, and always ready. Yes, I would surely suggest it to anyone who rides daily. It’s low-cost, strong, and never fails to start. Mileage is excellent. It’s perfect for students or office people. It keeps things simple and saves money. It’s a smart buy for daily riders.
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          • D
            deepak on Nov 10, 2025
            5.0
            Steady Ride Feel
            Chose Shine 100 DX for its legendary fuel efficiency, smooth engine, and low-maintenance design. Perfect for daily city commuting. This bike is maintained at very low cost. And also fuel efficiency, and Honda reliability. Riding is effortless with a smooth gearbox and stable handling. Mileage remains impressive, and the bike feels dependable over time. It rides very effortlessly in traffic. The engine is very smooth. The mileage is very next level. This bike is perfect for first-time riders and also the budget-conscious commuters. This bike os reliability and performance is great. I highly recommend this bike that people who want perfect for first-time riders or city commuters.
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          • R
            rudra on Nov 10, 2025
            4.7
            Light, Simple, and Reliable
            I picked the Shine 100 DX because I needed something simple, light, and good on fuel. It’s small but looks neat. The price was right, and Honda is always reliable. I wanted a daily bike for work and home use that wouldn’t cost much to maintain. It felt perfect for that role. The Shine 100 rides softly and smoothly. The seat is nice, and it handles small bumps well. I ride it every day through traffic, and it never gives trouble. It starts quickly and runs steady. The mileage is great, and it’s easy to park anywhere. It feels made for city life. I’d suggest it to anyone who wants a simple daily bike. It is light, smooth and saves money. It’s not fast, but it’s peaceful and easy. For office use or errands, it’s just right. Honda made it with care for daily riders who want comfort and trust.
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          • View All Honda Shine 100 DX Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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