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Hero Electric Optima EMI Calculator
Hero Electric Optima EMI starts at Rs 2,510 per month for a tenure of 36 months @9.7 for a loan amount of Rs 78,405. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Optima. (Calculated on On Road Price in Delhi)
Hero Electric Optima Down Payment and EMI
Rs. 83,300 - 1.04 Lakh*
EMI starts from ₹ 2,510
*Ex-showroom Price in Delhi
Shortlist
Calculate your Loan EMI for Optima
Down PaymentRs.
0Rs.0
Bank Interest Rate %
8%26%
Loan Period ( Months )
- On-Road PriceRs.87,117
- Total Loan AmountRs.78117
- Payable AmountRs.90360
- You’ll pay extraRs.12243
EMIper month
Rs2,510
Calculated on On Road Price in Delhi
At BikeDekho, We can help you get the best deal on your loans.
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Optima EMI FAQs
Q) What will be the lowest down payment for Hero Electric Optima?
A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero Electric Optima includes the RTO and insurance charges.
Q) What will be the monthly EMI for Hero Electric Optima?
A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero Electric Optima can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
For Example:- If the principal amount for a bike loan is Rs. ₹78,117/- on an annual rate of interest of 10% for a tenure of 3 years then
EMI = 78117 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,510/-
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
Q) What will be the interest rate for Hero Electric Optima?
A) The interest rate for Hero Electric Optima primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
Q) What will be the EMI for 3 years tenure for Hero Electric Optima?
A) EMI for Hero Electric Optima for 3 years tenure can be calculated as per the following formula:-
{P x R x (1+R)^N / [(1+R)^N-1]}
Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.
Hero Electric Optima User Reviews
Based on91 User Reviews
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Popular Mentions
- All (91)
- Comfort (20)
- Experience (17)
- Speed (16)
- Looks (16)
- Mileage (12)
- Price (12)
- More ...
- Latest
- Most Helpful
- Cx2.0 good for localIt is good for local uses and also it come good battery and charge period enhancing the feature good and it economicalWas this review helpful?
- This is the worst automobile service industrial arThis is the worst automobile one should buy don't waste your hard-earned money on this shit I bouth this last year and now I have to visit service center almost every month and the pathetic part is agency don't have parts and moreover not willing to help even if your scooter is under warrantyRead MoreWas this review helpful?1
- Please don't buy hero electric vehicles.Never ever think of buying a hero electric scooter. Poor service. More over can't use the vehicle in good condition for atleast 3 months. My scooter stops while running itself. Display changed 4 times within one year. And the company is not providing proper spare parts including display. I'm using my scooter without display light for the past 3 months. Tyre quality is very bad. Also there are alignment issue. Head light got damaged 3 times . I'm using some other company's head light now. The main problem is their dealers are unable to find the complaints and properly repair the vehicle. Nowadays my scooter turns off when there is 20% charge. Vehicle goes into sleeping mode while running. Frequently restarts while running. All these are happening from within one month of purchase itself. The company never respond ls to any mails or feedback given by the customer.Read MoreWas this review helpful?
- Best in this price best performance and best powerThis price range best in segment,best in other scooters better than Honda Activa best in segment performance all colour very goodWas this review helpful?1
- Bad to purchaseBattery not giving milege more than 40 kms on one charge, built quality also not good. Not expected this from HeroWas this review helpful?1
- View All Hero Electric Optima Reviews
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Disclaimer :
Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
*Ex-showroom Price in Delhi
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