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Hero Electric Optima EMI Calculator

Hero Electric Optima
80 reviews
Rs.1.07 - 1.30 Lakh*
*Ex-showroom Price in delhi
View Finance Offers

Hero Electric Optima EMI starts at Rs 3,206 per month for a tenure of 36 months @9.7 for a loan amount of Rs 99,706. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Optima. (Calculated on On Road Price in Delhi)

 

Hero Electric Optima Down Payment and EMI

Optima VariantsLoan @ 9.7%. Down paymentEMI (36 months)
CX 2.099,706Rs. 11,079Rs. 3,206
CX 5.01,21,017Rs. 13,446Rs. 3,902
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Calculate your Loan EMI for Optima

Down PaymentRs.
0Rs.0
Bank Interest Rate %
8%26%
Loan Period ( Months )
  • On-Road PriceRs.0
  • Total Loan AmountRs.0
  • Payable AmountRs.0
  • You’ll pay extraRs.0
EMIper month
Rs0
Calculated on On Road Price in delhi
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Optima EMI FAQs

  • FAQ

What will be the lowest down payment for Hero Electric Optima?

The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Hero Electric Optima includes the RTO and insurance charges.

What will be the monthly EMI for Hero Electric Optima?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Hero Electric Optima can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a bike loan is Rs. ₹99,785/- on an annual rate of interest of 10% for a tenure of 3 years then 

EMI = 99785 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 3,206/-

The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.

What will be the interest rate for Hero Electric Optima?

The interest rate for Hero Electric Optima primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.

What will be the EMI for 3 years tenure for Hero Electric Optima?

EMI for Hero Electric Optima for 3 years tenure can be calculated as per the following formula:-

{P x R x (1+R)^N / [(1+R)^N-1]}

Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

Hero Electric Optima User Reviews

4.0/5
Based on80 User Reviews
  • All (80)
  • Comfort (18)
  • Looks (15)
  • Speed (15)
  • Experience (14)
  • Mileage (11)
  • Price (11)
  • Performance (10)
  • More ...
  • LATEST
  • MOST HELPFUL
  • for CX 2.0

    Good Two Wheeler

    Impressive service and a commendable staff at Hero Optima. It stands out as the best two-wheeler. I've been using it.....Read More

    By jayesh
    On: Mar 11, 2024 | 229 Views
    • Like
    • Dislikes
  • for CX Single Battery

    Terrible Experience With Hero.....

    I bought the Hero Electric Optima for my business a year ago, spending Rs. 78,000. Unfortunately, the battery failed.....Read More

    By sourabh
    On: Mar 07, 2024 | 294 Views
    • 1 Like
    • Dislikes
  • for CX Dual Battery

    Best Performance

    I've had an amazing experience using a battery with the best backup and minimal maintenance costs. It has truly been a.....Read More

    By akshay ramesh tarade
    On: Jan 30, 2024 | 657 Views
    • Like
    • 1 Dislikes
  • for CX 2.0

    Great Experience

    Delivering an overall comfortable driving experience, this vehicle stands out for its cost-effective mileage and.....Read More

    By mutharasan
    On: Jan 12, 2024 | 606 Views
    • Like
    • 1 Dislikes
  • Embrace Electric Commuting.....

    The Hero Electric Optima elevates megacity commutes, which is why I've a strong affection for it. I suppose its.....Read More

    By prachi
    On: Dec 20, 2023 | 702 Views
    • 1 Like
    • 1 Dislikes
  • View All Hero Electric Optima Reviews

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Disclaimer :

Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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