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    Bajaj Pulsar 220 F EMI Calculator

    Bajaj Pulsar 220 F EMI Calculator

    Bajaj Pulsar 220 F EMI starts at Rs 4,461 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,38,461. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Pulsar 220 F. (Calculated on On Road Price in Delhi)

     

    Bajaj Pulsar 220 F Down Payment and EMI

    Pulsar 220 F VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    STD1,38,461Rs. 15,385Rs. 4,461
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    Rs.1,32,343* Onwards
    EMI starts from ₹4,461
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    Calculate your Loan EMI for Pulsar 220 F

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.4,461*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.138846
          • Interest amountRs.21750
          • Total Amount PayableRs.160596*
          • Get EMI offers

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          Pulsar 220 F EMI FAQs

          Q) What will be the lowest down payment for Bajaj Pulsar 220 F?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Bajaj Pulsar 220 F includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Bajaj Pulsar 220 F?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Bajaj Pulsar 220 F can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹1,38,846/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 138846 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 4,461/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Bajaj Pulsar 220 F?
          A) The interest rate for Bajaj Pulsar 220 F primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Bajaj Pulsar 220 F?
          A) EMI for Bajaj Pulsar 220 F for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Bajaj Pulsar 220 F User Reviews

          4.5/5
          Based on394 User Reviews
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          Popular Mentions
          • All (394)
          • Looks (145)
          • Comfort (135)
          • Performance (125)
          • Mileage (108)
          • Engine (95)
          • Power (92)
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          • U
            udhay on Mar 14, 2026
            4.5
            Best legendary bike
            The heart of the 220F is its 220cc oil-cooled DTS-i engine, which delivers a solid 20.4 PS of power and 18.55 Nm of torque. This provides excellent mid-range grunt, making it perfect for quick city overtakes and stable highway cruising at speed 100 Living with the Pulsar 220F is an experience defined by a perfect blend of nostalgia and consistent performance. From the moment you thumb the starter, the 220cc DTS i engine settles into that familiar, Pulsar 220 is the best bike for travelling in India and have best Powerful bike this bike is with me from 2-3 yr and it is also best for family use and for travelling with friends in long tours and enjoyment
            Read More
            1 1
          • R
            ravi on Feb 06, 2026
            5.0
            Pulsar 220f Long rider review
            Best bike under 1.5 lakhs with highest power in this budget good for long tour and comfortable for both elders and youngster, enough power for city and highways both, no as such engine problems till 20k kms, low maintenance and high reliability, overall power packed with great mileage of 40-45. Prefer to but it if you want a bike for home and college and also want to use it for long tours.
            Read More
            1 3
          • Y
            yugandhar on Jan 16, 2026
            4.0
            Legendary bick
            Most legendary bike good looking and stylish dream bike to the people.The 220F is a smooth and comfortable riding experience making it suitable for both city and long distance rides easy maintenance as well. Its balanced performance ensures good power delivery with stable handling and control the riding posture is comfortable, reducing fatigue during extended journeys. Overall the 220f provides a reliable enjoyable and confidence ride The 220F is an excellent choice for riders who want a perfect balance of comfort and performance, it delivers smooth power, dependable braking, and stable handling on all types of roads. With its refined engine and comfortable ergonomics its ideal for daily commuting as well as weekend ride. The 220F stands out as a reliable, value for money motorcycle that builds confidence and enhances the overall riding experience.
            Read More
            1 2
          • M
            madina on Jan 07, 2026
            5.0
            ​Power on a Budget
            At the heart of the 220F is its 220cc oil-cooled engine, delivering approximately 20.4 PS and 18.55 Nm of torque. Owners consistently praise its mid-range grunt, which makes highway cruising effortless. While it lacks the high-tech refinement of newer liquid-cooled rivals, its linear power delivery is predictable and satisfying for both beginners and experienced tourers.
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            5 3
          • Y
            yd on Dec 09, 2025
            3.7
            Performance
            honestly it's a good bike. overall in everything i give 9.2/10, looks still stands out, features iconic, riding experience and comfort awesome, and performance no question asked i live in hilly areas so it runs exactly how i ride it. it outperforms both as a family bike and as a sports bike in my case.
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            4 5
          • S
            shaurya on Nov 26, 2025
            4.8
            Versatile and Dependable Bike
            Watching my cousin ride his Pulsar 220 F across highways made me dream of owning one. I wanted stability, strong performance and comfort. Test rides confirmed it could handle city traffic and open roads confidently. Riding is steady and predictable. Highway stretches feel secure, engine responds smoothly, brakes precise and corners manageable. City traffic is easy. Long trips are comfortable and controlled. The bike gives confidence without effort. Yes great for riders seeking dependable performance. Highway stability, responsive engine and comfort make it versatile. Perfect for beginners or long distance travelers valuing control. I know when you buy it you feel same joy like others or like me.
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            1 2
          • N
            naveen on Nov 26, 2025
            5.0
            Cruising Through Our Weekends
            I picked this bike because it balanced comfort and mileage well. The ride posture felt relaxed, and the engine note felt smooth and controlled. Smooth ride in traffic and easy to control always. Great for riders wanting comfort and easy control. Riding has been easy across traffic and open routes. The bike holds balance well, doesn’t feel heavy in slow lanes, and handles bumps decently. Needed a simple bike for daily travel and comfort for short rides. Light weight bike felt perfect for my daily routine. Good for daily use and simple everyday riding. The steady engine and controlled handling make it a reliable option. Handles traffic well and stays stable on rough roads.
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            1 2
          • L
            lakshay on Nov 25, 2025
            4.8
            Safe and confident on every ride
            I had promised myself that when I finally saved enough from my part time event shoots I’d buy a bike that inspired me to travel more. On photography trip last year a fellow rider was using a Pulsar 220F and I rode pillion with him for almost 60 km. The way the bike handled slopes sharp curves and sudden braking made me feel unusually safe. That single ride stayed in my mind for months. When my savings reached the target I did not even compare other bikes I went straight for the 220F. This bike has honestly added a new layer to my weekends. I have already taken it on three sunrise rides with my photography group. The engine stays smooth even when riding continuously for long stretches and the front fairing gives such a cinematic feel in pictures. My friend once rode with me carrying camera bags and even with the extra weight, the balance stayed predictable. The night rides feel special because the headlamp gives a strong tunnel like view which helps during long rural routes. Yes especially to people who enjoy exploring places and want bike that doesn’t get tired before they do. It carries energy but isn’t wild or hard to handle. If someone wants a bike that looks good in photos, performs consistently on long routes and still stays practical for city living then the Pulsar 220F is worth every rupee. It feels like a partner for adventures not just a vehicle.
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            1
          • A
            akshay on Nov 25, 2025
            4.8
            Childhood freedom found on Pulsar 220F
            During my college years I used to watch seniors ride the Pulsar 220F and the sound alone felt like freedom to me. Years later when I finally had a stable job I wanted something that represented that feeling of independence I once dreamed about. I tried few bikes but the moment I sat on the 220F it felt like everything aligned the height, the stance, the power. I knew it was the one. The first long ride I took was to my hometown crossing long open stretches and winding curves. The bike carried me like it knew every emotion I was holding inside. The throttle response feels alive the windscreen keeps air away just enough and at night the headlamp cuts through darkness like a blade. Even in traffic it behaves predictably and responds instantly to every command. If someone wants more than mere commuting if they want a bike that becomes a part of their mood, their confidence, their identity then yes I’d recommend it wholeheartedly. For riders who enjoy the road as much as the destination, the Pulsar 220F is a companion that never feels ordinary.
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            1
          • A
            arjun on Nov 24, 2025
            5.0
            A Sporty Cruiser Built for Highways and Weekend Adventures
            I wanted a bike that’s not just for city - I love to hit highways and rougher roads on weekends. The Pulsar 220 F looked like a sport cruiser that could handle long rides, and the 15 L tank meant fewer fuel stops. On highway runs, the 220 F stays planted, thanks to its torque and responsive engine. The suspension is decent enough for uneven stretches, and even with a pillion, the bike does not feel underpowered. If you just want a bike to enjoy riding - not a hardcore racer, but something sporty enough - the 220 F is a solid pick. Good for twisties, quick runs, and showing off a little without burning too much fuel.
            Read More
            1
          • View All Bajaj Pulsar 220 F Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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