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    Bajaj Avenger Cruise 220 EMI Calculator

    Bajaj Avenger Cruise 220 EMI Calculator

    Bajaj Avenger Cruise 220 EMI starts at Rs 4,236 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,32,165. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Avenger Cruise 220. (Calculated on On Road Price in Delhi)

     

    Bajaj Avenger Cruise 220 Down Payment and EMI

    Avenger Cruise 220 VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    STD1,32,165Rs. 14,685Rs. 4,236
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    Rs.1,25,965* Onwards
    EMI starts from ₹4,236
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    Calculate your Loan EMI for Avenger Cruise 220

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.4,236*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.131850
          • Interest amountRs.20646
          • Total Amount PayableRs.152496*
          • Get EMI offers

          Find EMI of Avenger Cruise 220 Alternatives

          Avenger Cruise 220 EMI FAQs

          Q) What will be the lowest down payment for Bajaj Avenger Cruise 220?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Bajaj Avenger Cruise 220 includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Bajaj Avenger Cruise 220?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Bajaj Avenger Cruise 220 can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹1,31,850/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 131850 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 4,236/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Bajaj Avenger Cruise 220?
          A) The interest rate for Bajaj Avenger Cruise 220 primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Bajaj Avenger Cruise 220?
          A) EMI for Bajaj Avenger Cruise 220 for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Bajaj Avenger Cruise 220 User Reviews

          4.2/5
          Based on170 User Reviews
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          Popular Mentions
          • All (170)
          • Comfort (100)
          • Engine (46)
          • Looks (45)
          • Mileage (44)
          • Seat (43)
          • Experience (43)
          • More...
          • Latest
          • Most Helpful
          • S
            sohail on Jan 16, 2026
            3.8
            Best in the segment for Cruising
            I chose this bike for the comfort in city as well as long rides. I have driven this bike for more 40K Km and I am happy with this bike. The only concern I have is about the safety as the leg guard is too short compared to the other bike and the as there is a gap from where you rest you feet for shifting gear and braking as it does not cover the feet. The ride is good, it is low maintenance if you take good care of the bike, also long routes are amazing as there is no fatigue. Cons is just about the handling as this a cruiser bike so it is not everyone ride. Definitely this bike is for the people who like comfort low maintanence. If you get a hand on the back seat then the comfort is next level. The mileage is good in the city and if you go for a long ride then you will get a good mileage which can be 40 plus.
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            2 2
          • P
            palash on Jan 07, 2026
            4.5
            Long Term Ownership Review
            The bike is super amazing even after owning it over 6 years it is smooth runs clean and has a muscular and aura refining road presence. Just the performance of the bike on uphill feels a bit low. Maintenance is also reasonable and the bike gives 35-40 kmpl average on daily commute. The seat is super comfortable for long touring and it can be used for 200-300 km long trips.
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            2
          • S
            shreyash on Nov 12, 2025
            3.5
            Good bike but room for improvement is huge.
            My dad bought this bike for daily commute because of the design and comfort this bike offers. It is a low height bike, which proves easy to ride and is good for long highway rides. Overall the ride is comfortable for rides. The ride is average in my opinion. I have had problems with the tyres. It is 2025 and in my opinion and this bike still comes with tube tyres. Bajaj should upgrade it to have alloy wheels. The engine seems underpowered for a cruiser, and performance wise it is bad. It has less features than other bikes which is a bit shameful for a bike in this age. The pillion comfort is also compromised but the comfort of the driver is very good. It is a comfortable bike for a solo rider, but the unavailability of tubeless tyres for the bike makes it less reliable for long rides. The service centre here at Chandigarh is very poor, but the overall servicing is cheap, around Rs.1000 to1500 for a normal service. I would recommend this bike to people who are looking for a comfortable ride and not for long distances. At times the tyres can be a problem as when they get punctured you will have to carry it, and carrying a bike this heavy is very tough. Overall if Bajaj would update this bike with some features like traction control, tubeless tyres and a better pillion seat, it can be a great choice.
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            4 2
          • K
            kaushabh on Jul 09, 2025
            4.7
            "Avenger 220 Cruise: Ride in Comfort"
            The Bajaj Avenger 220 Cruise is a comfortable, stylish cruiser built for relaxed long rides and smooth city commutes. Its low-slung seat, wide handlebars, and cushioned ride make it easy on the body, while the 220cc engine delivers a steady, stress-free performance. With decent mileage (35–45 km/l) and a head-turning classic design, it strikes a perfect balance between everyday usability and laid-back touring charm.
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            1
          • A
            aditya on Jun 24, 2025
            4.0
            Avenger street 220
            I have ridden this bike through rough and challenging terrain, and it has never let me down. The engine is highly reliable, offering smooth performance. It handles well and milage is decent 35 kmpl. the only discomfort is seat that becomes uncomfortable on longer rides. However, this is out waited by the bike's performance and dependability.
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            1
          • S
            shyam on Jun 17, 2025
            4.0
            Buying worth
            Worth buying it was a nice bike with good mileage and even short people could ride it as it was very easy to ride , it was also a little low weighted , very much delightful experience for me and also it has comfortable seats that help you for long rides, for a price of under 2 lakhs you can definitely buy it
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          • A
            anshuman on Jun 05, 2025
            4.7
            Avenger 220 Review
            I have been riding this bike for 2 years, I took it on Highways, Mountains, Crowded streets, city streets. No comparison in terms of Safety and Comfort. Service is quite cheap and timely. You do not need to accelerate much till 85 km/hour. Best cruiser bike in this segment in my opinion in terms of price.
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          • H
            harsh on May 16, 2025
            4.2
            Perfomance and comfort of seat
            This cruiser bike is amazing It performance are very good and long live bike and its comfort is fabulous. This bike of my experience is great but it's hight some different than another bike I bought this bike 8 years ago and now this time it seems like a new bike Avenger cruiser bike is very good so you can buy and take amazing experience
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            1
          • S
            shubham on Apr 21, 2025
            4.7
            Old to new
            I used to own old avenger from 2017 and now I purchased a new avenger because I love the ease of riding and the comfort for long rides is next level. I love the bike and the way it looks. New version isn't that retro looking but still has the best performance and the torque hits different. It gives you power after like 3000 rpm and you would love to ride it.
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          • S
            sadam on Apr 15, 2025
            4.0
            Avenger feel like God
            I am the owner of the Avenger 220 cruise past of 11 years good bike for cruise in highway. perfect seating position and pillion seat. My bike given mileage on 39 km in city, 42 km in highways, the bike maintenance cost is very reasonable price Good bike for a family man and bikers I cruise the bike in highways on 130 km.... Low vibration in this bike value for money
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            1
          • View All Bajaj Avenger Cruise 220 Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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