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    Ather Rizta EMI Calculator

    Ather Rizta EMI Calculator

    Ather Rizta EMI starts at Rs 3,639 per month for a tenure of 36 months @9.7 for a loan amount of Rs 1,13,638. The EMI Calculator tool on BikeDekho gives a detailed break-up of the total payable amount and helps you in finding the best bike finance for your Rizta. (Calculated on On Road Price in Delhi)

     

    Ather Rizta Down Payment and EMI

    Rizta VariantsLoan @ 9.7%. Down paymentEMI (36 months)
    Battery as a Service (BaaS)72,543Rs. 8,060Rs. 2,332
    S (IDC 159 Km) Mono1,34,286Rs. 14,921Rs. 4,312
    Z (IDC 159 Km) Super Matte1,51,591Rs. 16,844Rs. 4,865
    Z (IDC 123 Km) Super Matte1,33,248Rs. 14,805Rs. 4,275
    S (IDC 123 Km) Super Matte1,15,438Rs. 12,827Rs. 3,703
    Z (IDC 159 Km) Duo1,50,691Rs. 16,744Rs. 4,833
    Z (IDC 123 Km) Duo1,32,348Rs. 14,705Rs. 4,242
    Z (IDC 159 Km) Mono1,49,791Rs. 16,644Rs. 4,801
    Z (IDC 123 Km) Mono1,31,448Rs. 14,605Rs. 4,210
    S (IDC 123 Km) Mono1,13,638Rs. 12,627Rs. 3,639
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    Shortlist
    Rs.75,999 - 1.61 Lakh*
    EMI starts from ₹2,332
    View Finance Offers

    Calculate your Loan EMI for Rizta

          Down PaymentRs.
          0Rs.0
          Bank Interest Rate %
          6%26%
          Loan Period ( Months )
          Your monthly EMI
          Rs.2,332*
          Rate of interest @ 9.7%* for 36 Months
          • Loan amountRs.72603
          • Interest amountRs.11349
          • Total Amount PayableRs.83952*
          • Get EMI offers

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          Rizta EMI FAQs

          Q) What will be the lowest down payment for Ather Rizta?
          A) The lenders generally finance 90% of the value of the . Some customers might be eligible for 100% funding too. The down payment is the difference between the on-road price of the and the amount funded by a lender. This means the minimum possible down payment that you have to pay for Ather Rizta includes the RTO and insurance charges.
          Q) What will be the monthly EMI for Ather Rizta?
          A) EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for Ather Rizta can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments. For Example:- If the principal amount for a bike loan is Rs. ₹72,603/- on an annual rate of interest of 10% for a tenure of 3 years then  EMI = 72603 * 0.008333*(1+ 0.008333)^36 / ((1+ 0.008333)^36)-1 = Rs 2,332/- The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10% per annum, then R= 10%/12 = 0.008333.
          Q) What will be the interest rate for Ather Rizta?
          A) The interest rate for Ather Rizta primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 9.7% per annum to 15% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
          Q) What will be the EMI for 3 years tenure for Ather Rizta?
          A) EMI for Ather Rizta for 3 years tenure can be calculated as per the following formula:- {P x R x (1+R)^N / [(1+R)^N-1]} Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be 36 in case of 3 years tenure.

          Ather Rizta User Reviews

          4.6/5
          Based on80 User Reviews
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          Popular Mentions
          • All (80)
          • Comfort (28)
          • Looks (26)
          • Price (19)
          • Performance (18)
          • Seat (12)
          • Mileage (12)
          • More...
          • Latest
          • Most Helpful
          • S
            sanjay on Oct 30, 2025
            5.0
            Easy to Handle in Traffic
            I was searching for a useful family scooter that would be comfortable to ride and have a decent mileage because of it dependability. The Ather 450X was frequently mentioned in discussion with my friends. It was the best option for me. The best thing is how easy it is to ride. My younger brother also rides it and finds it easy. It starts fast no delay. I charge it overnight and it is ready next morning. Once I forgot to charge but eco mode helped save battery. Yes I fully recommend it. Perfect for local travel, smooth roads and daily use. It is quiet, light and does not pollute. And it saves a lot of money. No petrol, no oil change. Just clean and ride. I feel smart using it.
            Read More
            1
          • A
            ajay on Oct 30, 2025
            5.0
            Worth the Price and Experience
            I chose Ather Riztabecause my old petrol scooter was getting costly. Every month I spent lot on fuel. I wanted something smart and simple. When I saw Ather Rizta I liked the look and comfort. So I booked it without much thinking. The ride is soft and quiet. One time I forgot it was even on because there is no engine sound. It is perfect for my short trips. I charge it at night and it lasts for 2–3 days. No heat, no noise, no tension. Very smooth on speed breakers too. Yes go for it. If you care about the environment and want to save fuel cost this scooter is best. It looks modern and feels just like the old scooter but electric. I love riding it daily and feel proud I made the switch.
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            1
          • B
            bhavesh on Oct 30, 2025
            4.8
            Excellent Build and Ride Quality
            I wanted scooter that needs less maintenance. My friend suggested Ather Rizta. He said it is new and electric so no engine oil or petrol needed. I checked it and liked it immediately. Honda’s brand name made the choice easier. The ride is clean and peaceful. No petrol smell, no noise. It feels like riding a cycle with power. I charge it once every two days. Even my dad liked it and now uses it sometimes. It is very smooth and easy. Yes this is great scooter for families. Easy to ride, safe and cost saving. My daughter learned it quickly. If anyone is looking for a good electric scooty, Ather Rizta is a smart and safe choice. We are very satisfied with it.
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            3
          • R
            rajat on Oct 30, 2025
            4.5
            Comfortable for Both Rider and Pillion
            I always wanted to ride something eco friendly. I saw people buying electric scooters but I waited for Honda because I knew they had make something good. When Ather Rizta launched I went for test ride and booked it the same day. Very easy to ride. Smooth on every road. Once I dropped it by mistake but nothing broke. It has a strong body. I use it to go to work and for groceries. It gives good range and charges fast. No sound, no heat. Yes I tell everyone to go electric now. Ather Riztais perfect for daily use. It saves fuel, rides well, and looks nice too. I already told my cousin to buy one. If you travel 30–50 km a day this scooter is the best option. I am very happy with it.
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            1 1
          • A
            akash on Oct 30, 2025
            4.8
            Stylish Design with Modern Look
            As a teacher, my school is only about 13 km away and I was spending too much money on petrol or fuel. I started looking for electric scooters and saw Ather Rizta. So I trusted the brand and booked this new one. I liked the design and color options too. She uses it daily and says it is very comfortable. She charges it once every two days. Once we both went to the mall and it handled two people easily. No shaking or sound. The brakes are good and it does not slip. We feel it is safe. Yes I tell everyone to go for the electric now. Ather Rizta is from a trusted brand and feels safe. No gear, no clutch. Just ride and enjoy. It is simple and useful for all ages. Very happy with my decision.
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            2 2
          • G
            gaurav on Oct 30, 2025
            5.0
            Great Mileage and Quick Charging
            I wanted an eco friendly scooter. Petrol was getting expensive and I was spending too much. Ather Rizta was new and trusted. I have used scooter before and liked it. When the electric version came I booked it quickly. It looked super stylish and simple just what I needed. It has been silent ride. No noise, no petrol smell, nothing. I ride it to gym, work and small errands. Once I forgot to plug it in but even with 20% charge I reached my office. It does not shake even at 50 km/h. Very comfortable ride. Definitely. This scooter is best for people living in the city. It does not need high speed. Just charge it and ride. I also like the digital meter. It shows battery clearly. For local rides it is the best. Very happy with my decision.
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          • N
            naveen on Oct 30, 2025
            4.8
            Smart Features Make Life Easy
            I saw petrol prices going up every month and decided to buy electric scooter. I waited for Honda to launch their model because I trust them more. When Ather Rizta came out I went to the showroom and booked it. I liked the comfort and look. The ride is super silent and smooth. I use it daily for work and shopping. Once I forgot to charge it fully but it still gave good range. The pickup is good for city roads. No sound at all and no vibration. It feels light and easy to ride. Charging at home is also simple. Yes I have already told my office friend to try it. If your daily use is small this scooter is best. It is cheaper in the long run and does not pollute. No petrol, no engine service needed. Just charge and ride. It is so simple.
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          • S
            shivam on Oct 30, 2025
            4.8
            Impressive Performance and Handling
            I was looking for electric scooter from a trusted brand. I saw many options but Ather Rizta gave me more confidence because it is Honda. I did not want to try unknown companies. I needed reliable one for daily use and this one checked all boxes. The ride is soft and light. My sister also rides it sometimes and says it is very comfortable. Once we went 40 km in one day and came back with charge still left. It does not make any sound and that feels nice. Very calm ride. Yes 100%. Best choice if you want to stop spending on fuel. It is light, safe and feels strong too. I have already told my relatives to try it. Honda has done a great job with this one. Very good for daily users.
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          • A
            ankit on Oct 30, 2025
            4.8
            Perfect Scooter for Daily Commute
            I wanted to switch to electric scooter to save money on the petrol. When I heard Ather RiztaI waited to see it. I already trusted scooter so I was happy they made an electric one. I booked it after test ride. It looked stylish and felt smooth, just like the petrol scooter. The ride is very peaceful. I enjoy riding without any noise. It feels like I am gliding. I go to the market, office and even tuition on it. Once I rode 50 km in a day with one full charge. That is good enough for me. No trouble at all. Yes I already told my husband to buy it. He also liked the ride. If you want low running cost and a trusted brand go for this scooter. It is electric but feels like the old scooter. Very smooth and no headache at all.
            Read More
          • V
            vikram on Oct 30, 2025
            4.8
            Smooth Ride with Great Comfort
            I saw it at the showroom while I went to buy a helmet. I did not plan to buy scooter but when I saw the Ather Rizta I liked it instantly. The design was simple and I liked that it does not need petrol. I asked for a test ride and it felt very smooth. I booked it next day. So far it has been great. It is very smooth ride and easy to handle. I ride about 31 km every day. Once I rode it in rain and it did not give any trouble. It charges fast and gives enough range for my use. The digital display is clear and helpful. Yes for sure. If you want a quiet, smooth and smart scooter go for it. It is perfect for students, office workers and even older people. It is not too fast but very safe. I love riding it daily. Maintenance is almost zero.
            Read More
          • View All Ather Rizta Reviews

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          Disclaimer :

          Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not includes any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.

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          *Ex-showroom price in Delhi
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